Patents by Inventor Regina Lack

Regina Lack has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Guaranteed payment method and system
    Publication number: 20020065773
    Abstract: A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers' instructions.
    Type: Application
    Filed: December 26, 2001
    Publication date: May 30, 2002
    Applicant: CheckFree Corporation
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lack, Philip Pointer, Kenneth Cook
  • Risk based payment method and system
    Publication number: 20020062282
    Abstract: A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers' instructions.
    Type: Application
    Filed: December 26, 2001
    Publication date: May 23, 2002
    Applicant: CheckFree Corporation
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lack, Philip Pointer, Kenneth Cook