Patents by Inventor Renato Mastrogiovanni

Renato Mastrogiovanni has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

Method, apparatus and system for financial planning incorporating calculated health costs based on actual claims and the actual cost thereof

Patent number: 11017574

Abstract: A financial management tool that includes calculated health care costs and health-based longevity to provide information to retirees to be able to calculate the amount of money that needs to be saved to cover retirement expenditures is provided with actual claims and actual related cost data from a database to increase the cost projection reliability of the tool.

Type: Grant

Filed: November 13, 2018

Date of Patent: May 25, 2021

Assignee: HEALTHVIEW SERVICES, INC.

Inventor: Renato Mastrogiovanni
METHOD, APPARATUS AND SYSTEM FOR FINANCIAL PLANNING INCORPORATING CALCULATED HEALTH COSTS BASED ON ACTUAL CLAIMS AND THE ACTUAL COST THEREOF

Publication number: 20190080501

Abstract: A financial management tool that includes calculated health care costs and health-based longevity to provide information to retirees to be able to calculate the amount of money that needs to be saved to cover retirement expenditures is provided with actual claims and actual related cost data from a database to increase the cost projection reliability of the tool.

Type: Application

Filed: November 13, 2018

Publication date: March 14, 2019

Inventor: Renato MASTROGIOVANNI
Method, apparatus and system for financial planning incorporating calculated health costs based on actual claims and the actual cost thereof

Patent number: 10127698

Abstract: A financial management tool that includes calculated health care costs and health-based longevity to provide information to retirees to be able to calculate the amount of money that needs to be saved to cover retirement expenditures is provided with actual claims and actual related cost data from a database to increase the cost projection reliability of the tool.

Type: Grant

Filed: March 13, 2013

Date of Patent: November 13, 2018

Assignee: Healthview Services, Inc.

Inventor: Renato Mastrogiovanni
Method, apparatus and system for financial planning incorporating calculated health costs based on actual claims & the actual cost thereof

Publication number: 20130304618

Abstract: A financial management tool that includes calculated health care costs and health-based longevity to provide information to retirees to be able to calculate the amount of money that needs to be saved to cover retirement expenditures is provided with actual claims and actual related cost data from a database to increase the cost projection reliability of the tool.

Type: Application

Filed: March 13, 2013

Publication date: November 14, 2013

Inventor: Renato Mastrogiovanni
Method, apparatus and system for financial planning incorporating calculated health costs and health-based longevity

Publication number: 20110166978

Abstract: A financial management tool includes calculated health care costs and health-based longevity to provide information to retirees to be able to calculate the amount of money that needs to be saved to cover retirement expenditures.

Type: Application

Filed: January 4, 2010

Publication date: July 7, 2011

Inventor: Renato Mastrogiovanni

Method, apparatus and system for financial planning incorporating calculated health costs based on actual claims and the actual cost thereof

METHOD, APPARATUS AND SYSTEM FOR FINANCIAL PLANNING INCORPORATING CALCULATED HEALTH COSTS BASED ON ACTUAL CLAIMS AND THE ACTUAL COST THEREOF

Method, apparatus and system for financial planning incorporating calculated health costs based on actual claims and the actual cost thereof

Method, apparatus and system for financial planning incorporating calculated health costs based on actual claims & the actual cost thereof

Method, apparatus and system for financial planning incorporating calculated health costs and health-based longevity