Patents by Inventor Rene M. Pelegero
Rene M. Pelegero has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11956243Abstract: Apparatus, systems, and methods are disclosed that operate to receiving an authentication request at a server associated with an authenticating entity from a requesting party responsive to a request being provided to the requesting party by a client terminal associated with an unauthenticated individual purporting to be an individual account owner previously authenticated with the authenticating entity. A token, from the client terminal associated with the unauthenticated individual is received, and the token includes information associated with the unauthenticated individual and a user permission authorizing the authenticating entity to share a selected portion of the information with a plurality of selected requesting parties. The server associated with the authenticating entity authenticates the unauthenticated individual as the individual account owner based on, inter alia, matching the token to a pre-registered identity uniquely associated with the individual account owner.Type: GrantFiled: May 30, 2022Date of Patent: April 9, 2024Assignee: PayPal, Inc.Inventors: Rene M. Pelegero, Girish Balasubramanian, Rohan Mahadevan
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Publication number: 20220400117Abstract: Apparatus, systems, and methods are disclosed that operate to receiving an authentication request at a server associated with an authenticating entity from a requesting party responsive to a request being provided to the requesting party by a client terminal associated with an unauthenticated individual purporting to be an individual account owner previously authenticated with the authenticating entity. A token, from the client terminal associated with the unauthenticated individual is received, and the token includes information associated with the unauthenticated individual and a user permission authorizing the authenticating entity to share a selected portion of the information with a plurality of selected requesting parties. The server associated with the authenticating entity authenticates the unauthenticated individual as the individual account owner based on, inter alia, matching the token to a pre-registered identity uniquely associated with the individual account owner.Type: ApplicationFiled: May 30, 2022Publication date: December 15, 2022Inventors: Rene M. Pelegero, Girish Balasubramanian, Rohan Mahadevan
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Patent number: 11349847Abstract: Apparatus, systems, and methods are disclosed that operate to receiving an authentication request at a server associated with an authenticating entity from a requesting party responsive to a request being provided to the requesting party by a client terminal associated with an unauthenticated individual purporting to be an individual account owner previously authenticated with the authenticating entity. A token from the client terminal associated with the unauthenticated individual is received, and the token includes information associated with the unauthenticated individual and a user permission authorizing the authenticating entity to share a selected portion of the information with a plurality of selected requesting parties. The server associated with the authenticating entity authenticates the unauthenticated individual as the individual account owner based on, inter alia, matching the token to a pre-registered identity uniquely associated with the individual account owner.Type: GrantFiled: May 18, 2020Date of Patent: May 31, 2022Assignee: PayPal, Inc.Inventors: Rene M. Pelegero, Girish Balasubramanian, Rohan Mahadevan
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Publication number: 20200351272Abstract: Apparatus, systems, and methods are disclosed that operate to receiving an authentication request at a server associated with an authenticating entity from a requesting party responsive to a request being provided to the requesting party by a client terminal associated with an unauthenticated individual purporting to be an individual account owner previously authenticated with the authenticating entity. A token from the client terminal associated with the unauthenticated individual is received, and the token includes information associated with the unauthenticated individual and a user permission authorizing the authenticating entity to share a selected portion of the information with a plurality of selected requesting parties. The server associated with the authenticating entity authenticates the unauthenticated individual as the individual account owner based on, inter alia, matching the token to a pre-registered identity uniquely associated with the individual account owner.Type: ApplicationFiled: May 18, 2020Publication date: November 5, 2020Inventors: Rene M. Pelegero, Girish Balasubramanian, Rohan Mahadevan
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Publication number: 20160182523Abstract: Apparatus, systems, and methods are disclosed that operate to receiving an authentication request at a server associated with an authenticating entity from a requesting party responsive to a request being provided to the requesting party by a client terminal associated with an unauthenticated individual purporting to be an individual account owner previously authenticated with the authenticating entity. A token from the client terminal associated with the unauthenticated individual is received, and the token includes information associated with the unauthenticated individual and a user permission authorizing the authenticating entity to share a selected portion of the information with a plurality of selected requesting parties. The server associated with the authenticating entity authenticates the unauthenticated individual as the individual account owner based on, inter alia, matching the token to a pre-registered identity uniquely associated with the individual account owner.Type: ApplicationFiled: November 16, 2015Publication date: June 23, 2016Inventors: Rene M. Pelegero, Girish Balasubramanian, Rohan Mahadevan
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Publication number: 20140365373Abstract: In some example embodiments, a system and method is shown that includes receiving a purchase request through an Electronic Payment Financial Network (EPFN), the purchase request including a token to identify a merchant server. The system and method further includes comparing the token against a merchant identifier value to determine that that token is assigned to the merchant server. Additionally, the system and method includes transmitting a purchase request authorization authorizing an online transaction, where the token and merchant identifier value are equivalent.Type: ApplicationFiled: August 21, 2014Publication date: December 11, 2014Inventor: Rene M. Pelegero
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Patent number: 8838503Abstract: In some example embodiments, a system and method is shown that includes receiving a purchase request through an Electronic Payment Financial Network (EPFN), the purchase request including a token to identify a merchant server. The system and method further includes comparing the token against a merchant identifier value to determine that that token is assigned to the merchant server. Additionally, the system and method includes transmitting a purchase request authorization authorizing an online transaction, where the token and merchant identifier value are equivalent.Type: GrantFiled: December 31, 2008Date of Patent: September 16, 2014Assignee: eBay Inc.Inventor: Rene M. Pelegero
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Publication number: 20130269004Abstract: Apparatus, systems, and methods are disclosed that operate to register one time, at a server associated with an authenticating entity, information comprising an identity uniquely associated with an individual account owner and an account held by the authenticating entity. Further activity includes receiving an authentication request at the server from a requesting party to authenticate an unauthenticated individual purporting to be the individual account owner, and authenticating, by the server, the unauthenticated individual as the individual account owner by matching a token presented by the unauthenticated individual, to the identity. Responsive solely to the authenticating, only a selected portion of the information previously authorized by the individual account owner is provided for sharing with the plurality of selected requesting parties. Additional apparatus, systems, and methods are disclosed.Type: ApplicationFiled: June 5, 2013Publication date: October 10, 2013Applicant: EBAY INC.Inventors: Rene M. Pelegero, Girish Balasubramanian, Rohan Mahadevan
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Patent number: 8498940Abstract: Apparatus, systems, and methods are disclosed that operate to register one time, at a server associated with an authenticating entity, information comprising an identity uniquely associated with an individual account owner and an account held by the authenticating entity. Further activity includes receiving an authentication request at the server from a requesting party to authenticate an unauthenticated individual purporting to be the individual account owner, and authenticating, by the server, the unauthenticated individual as the individual account owner by matching a token presented by the unauthenticated individual, to the identity. Responsive solely to the authenticating, only a selected portion of the information previously authorized by the individual account owner is provided for sharing with the plurality of selected requesting parties. Additional apparatus, systems, and methods are disclosed.Type: GrantFiled: April 23, 2012Date of Patent: July 30, 2013Assignee: eBay Inc.Inventors: Rene M. Pelegero, Girish Balasubramanian, Rohan Mahadevan
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Publication number: 20120209733Abstract: Apparatus, systems, and methods are disclosed that operate to register one time, at a server associated with an authenticating entity, information comprising an identity uniquely associated with an individual account owner and an account held by the authenticating entity. Further activity includes receiving an authentication request at the server from a requesting party to authenticate an unauthenticated individual purporting to be the individual account owner, and authenticating, by the server, the unauthenticated individual as the individual account owner by matching a token presented by the unauthenticated individual, to the identity. Responsive solely to the authenticating, only a selected portion of the information previously authorized by the individual account owner is provided for sharing with the plurality of selected requesting parties. Additional apparatus, systems, and methods are disclosed.Type: ApplicationFiled: April 23, 2012Publication date: August 16, 2012Applicant: eBay Inc.Inventors: Rene M. Pelegero, Girish Balasubramanian, Rohan Mahadevan
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Patent number: 8214291Abstract: Apparatus, systems, and methods are disclosed that operate to register one time, at a financial entity, information comprising an identity uniquely associated with an individual having a financial account held by the financial entity. Additional actions include receiving a request at the financial entity from a requesting party to authenticate a customer purporting to be the individual, authenticating, by the financial entity, the customer as the individual by matching a token presented by the customer to the identity uniquely associated with the individual, and providing to the requesting party a previously-authorized portion of a profile associated with the individual. Additional apparatus, systems, and methods are disclosed.Type: GrantFiled: December 21, 2007Date of Patent: July 3, 2012Assignee: eBay Inc.Inventors: Rene M. Pelegero, Girish Balasubramanian, Rohan Mahadevan
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Publication number: 20100145860Abstract: In some example embodiments, a system and method is shown that includes receiving a purchase request through an Electronic Payment Financial Network (EPFN), the purchase request including a token to identify a merchant server. The system and method further includes comparing the token against a merchant identifier value to determine that that token is assigned to the merchant server. Additionally, the system and method includes transmitting a purchase request authorization authorizing an online transaction, where the token and merchant identifier value are equivalent.Type: ApplicationFiled: December 31, 2008Publication date: June 10, 2010Applicant: EBAY INC.Inventor: Rene M. Pelegero
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Publication number: 20090106150Abstract: Apparatus, systems, and methods are disclosed that operate to register one time, at a financial entity, information comprising an identity uniquely associated with an individual having a financial account held by the financial entity. Additional actions include receiving a request at the financial entity from a requesting party to authenticate a customer purporting to be the individual, authenticating, by the financial entity, the customer as the individual by matching a token presented by the customer to the identity uniquely associated with the individual, and providing to the requesting party a previously-authorized portion of a profile associated with the individual. Additional apparatus, systems, and methods are disclosed.Type: ApplicationFiled: December 21, 2007Publication date: April 23, 2009Applicant: EBAY INC.Inventors: Rene M. Pelegero, Girish Balasubramanian, Rohan Mahadevan
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Publication number: 20090106118Abstract: Apparatus, systems, and methods may operate to present, via a networked client coupled to a first financial entity, a graphical user interface including an account associated with a first party, an amount to be paid, and an email address associated with a second party. Further activities may include receiving an indication from the graphical user interface to transfer, via a selected payment processor, the amount to be paid from the account associated with the first party and held by the first financial entity to an account linked to the email address. The amount to be paid may then be pushed from the account held by the first financial entity directly to the selected payment processor. Additional apparatus, systems, and methods are disclosed.Type: ApplicationFiled: December 21, 2007Publication date: April 23, 2009Applicant: EBAY INCInventors: Rene M. Pelegero, Girish Balasubramanian, Rohan Mahadevan