Patents by Inventor RENEE COCHINGYAN WEST

RENEE COCHINGYAN WEST has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR GUARANTEEING INCOME BASED IN PART ON AN INVESTMENT ACCOUNT
    Publication number: 20080270194
    Abstract: Systems and methods for correlating guaranteeing income payments based in part on the cash value of a third-party investment asset, for a specified term or for life are disclosed. A preferred embodiment allows the covered person to realize guaranteed income regardless of any decrease in the cash value of the investment asset. Some embodiments of the systems and methods disclosed herein also increase the income payments when correlated against the appreciated cash value of the investment asset.
    Type: Application
    Filed: April 25, 2008
    Publication date: October 30, 2008
    Applicant: ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA
    Inventors: RENEE COCHINGYAN WEST, ADAM MICHAEL BROWN