Patents by Inventor Renee Epple

Renee Epple has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method, apparatus, and computer program product for repository data maximization
    Patent number: 7970673
    Abstract: A financial institution may use the bank routing and account number information (ABA/DDA) of a checking account or the like, obtained from paper checks previously submitted by a customer, in an electronic payment program. When a customer who has previously paid a credit balance by check, for example, wants to enroll in the electronic payment program, an abbreviated enrollment process is provided in which the consumer only enters a portion of bank routing information, instead of having to enter the full ABA/DDA as in the standard enrollment procedure. In some cases, the customer may leave such information blank and needs only to confirm that the stored bank account information corresponds to the account being used for the electronic payment.
    Type: Grant
    Filed: October 31, 2005
    Date of Patent: June 28, 2011
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Renee Epple, Will C. Frampton, Liz A. Fuller, Andrew M. Grogger, Marcel Leyva, Joya A. Mukherjee, Sally L. Niblock, Martin J. Preciado
  • Method, apparatus, and computer program product for repository data maximization
    Publication number: 20080021817
    Abstract: A financial institution may use the bank routing and account number information (ABA/DDA) of a checking account or the like, obtained from paper checks previously submitted by a customer, in an electronic payment program. When a customer who has previously paid a credit balance by check, for example, wants to enroll in the electronic payment program, an abbreviated enrollment process is provided in which the consumer only enters a portion of bank routing information, instead of having to enter the full ABA/DDA as in the standard enrollment procedure. In some cases, the customer may leave such information blank and needs only to confirm that the stored bank account information corresponds to the account being used for the electronic payment.
    Type: Application
    Filed: October 31, 2005
    Publication date: January 24, 2008
    Applicant: American Express Travel Related Service Company, Inc.
    Inventors: Renee Epple, Will C. Frampton, Liz A. Fuller, Andrew M. Grogger, Marcel Leyva, Joya A. Mukherjee, Sally L. Niblock, Martin J. Preciado