Patents by Inventor Reuben Kennedy

Reuben Kennedy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR PROVIDING CONSUMERS ANONYMOUS PRE-APPROVED OFFERS FROM A CONSUMER-SELECTED GROUP OR MERCHANTS
    Publication number: 20070299771
    Abstract: The system and method of the present invention provides consumers with credit information including information which can help the consumer evaluate the consumer's credit report or credit worthiness. The present invention can also provide consumers with suggestions to help consumers better their credit rating. The system and method of the present invention also provide consumers with pre-approved credit offers from a consumer-selected group of merchants, where the consumers are anonymous to the merchants, and the merchants do not receive copies of the consumer's credit report. Additional functions of the present invention include allowing users to opt-out or opt-into solicitation lists, and enabling users to automatically monitor their credit report. The present invention offers these services through a third party agent of the consumer which can be accessible to the consumer via the Internet.
    Type: Application
    Filed: September 12, 2007
    Publication date: December 27, 2007
    Inventors: Robert Brody, Donald Binns, Reuben Kennedy
  • Systems and processes for automated criteria and attribute generation, searching, auditing and reporting of data
    Publication number: 20050086579
    Abstract: The present invention relates to methods and systems for automated criteria and attribute generation, searching, auditing and reporting of data. One aspect of an embodiment of the invention includes a method for translating a request for filtering data in a plurality of credit data sources.
    Type: Application
    Filed: June 14, 2004
    Publication date: April 21, 2005
    Inventors: Stephen Leitner, Fred Hughes, Keith Manthey, David Ferber, John Dickson, Reuben Kennedy, Kevin Franklin, Mark Nailor
  • Systems and methods for providing consumers anonymous pre-approved offers from a consumer-selected group of merchants
    Publication number: 20020077964
    Abstract: The system and method of the present invention provides consumers with credit information including information which can help the consumer evaluate the consumer's credit report or credit worthiness. The present invention can also provide consumers with suggestions to help consumers better their credit rating. The system and method of the present invention also provide consumers with pre-approved credit offers from a consumer-selected group of merchants, where the consumers are anonymous to the merchants, and the merchants do not receive copies of the consumer's credit report. Additional functions of the present invention include allowing users to opt-out or opt-into solicitation lists, and enabling users to automatically monitor their credit report. The present invention offers these services through a third party agent of the consumer which can be accessible to the consumer via the Internet.
    Type: Application
    Filed: December 14, 2000
    Publication date: June 20, 2002
    Inventors: Robert M. Brody, Donald W. Binns, Reuben Kennedy