Patents by Inventor Rhett M. Roberts

Rhett M. Roberts has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250131447
    Abstract: Systems and methods for configuring authorization expiration. The disclosed systems and methods receive rule data for defining an expiration for transaction authorizations and receive a transaction authorization request for a transaction. If the transaction authorization request is approved, the disclosed systems and methods can compare the transaction data to the rule data to determine whether a match occurs for the transaction data and the rule data. If there is a match, the disclosed systems and methods can set a transaction authorization expiration to the expiration value. The disclosed systems and methods can transmit the transaction data to a ledger system, which is configured to update an available balance based on the transaction data.
    Type: Application
    Filed: October 21, 2023
    Publication date: April 24, 2025
    Inventors: Rhett M. Roberts, Sloan A. Smith
  • Publication number: 20250131412
    Abstract: Systems, methods, and computer-readable storage media for issuing processor aggregation are provided. Issuing processor integration interfaces can be specific to a corresponding issuing processor systems. Each issuing processor integration interface can include one or more issuer entities for card data, the card data for card creation and management within the corresponding issuing processor system. The issuer entities can be for customer data specific to the corresponding issuing processor system, and for credentials for an issuer account. One or more card records can correspond to resources for instantiating a card, modifying functionality of the card, and managing cards. Cards can be operable with a card network through an issuing processor system. Uniform receiving of data from and transmitting of data to the plurality of issuing processor systems is further provided.
    Type: Application
    Filed: October 19, 2023
    Publication date: April 24, 2025
    Inventor: Rhett M. Roberts
  • Publication number: 20250131424
    Abstract: Systems, methods, and computer-readable storage media for integrating issuing processor computing systems over a communications network are provided. A connection can be established with a remote computing device over a communications network. One or more parameters of a card program and a pointer to a computing device of a computing system can be received. A data object can be generated. An event regarding an exchange card can be detected. A message regarding the event can be transmitted to the computing device of the computing system using the pointer. The computing device can forward data of the message to an issuing processor computing system.
    Type: Application
    Filed: October 20, 2023
    Publication date: April 24, 2025
    Inventor: Rhett M. Roberts
  • Publication number: 20250131416
    Abstract: A system may include one or more processors, and one or more non-transitory, computer-readable mediums including instructions which, when executed by the one or more processors, cause the system to receive, at an authorization engine, from an issuing processor, a transaction authorization request including transaction information, compare, by the authorization engine, the transaction information to an available balance, based on the comparison, transmit, by the authorization engine, to the issuing processor, an approval message, transmit, by the authorization engine, the transaction information to a line of credit engine, determine, by the line of credit engine, an updated available balance based on the transaction information, and transmit, by the line of credit engine, the updated available balance to the authorization engine.
    Type: Application
    Filed: October 20, 2023
    Publication date: April 24, 2025
    Inventor: Rhett M. Roberts
  • Publication number: 20240370428
    Abstract: Systems, methods, and computer-readable storage media to calculate an update characteristic value for a capacity plan having multiple sub-ledgers. One system can include a communication network interface, a memory, and one or more processors. The memory can store a ledger to broadcast exchanges associated with the capacity plan. The one or more processors can identify a predetermined capacity plan characteristic value indicating a minimum update per cycle value for the capacity plan or a time period for completion of an update of a value of the capacity plan to zero. The one or more processors can calculate an update characteristic value for updating the value of the capacity plan to zero. The one or more processors can transmit, via the communication network interface, a record comprising the update characteristic value.
    Type: Application
    Filed: July 18, 2024
    Publication date: November 7, 2024
    Applicant: Simnang IP, LLC
    Inventors: Clement Ronzon, Rhett M. Roberts
  • Patent number: 12072871
    Abstract: Systems, methods, and computer-readable storage media to calculate an update characteristic value for a capacity plan having multiple sub-ledgers. One system can include a communication network interface, a memory, and one or more processors. The memory can store a ledger to broadcast exchanges associated with the capacity plan. The one or more processors can identify a predetermined capacity plan characteristic value indicating a minimum update per cycle value for the capacity plan or a time period for completion of an update of a value of the capacity plan to zero. The one or more processors can calculate an update characteristic value for updating the value of the capacity plan to zero. The one or more processors can transmit, via the communication network interface, a record comprising the update characteristic value.
    Type: Grant
    Filed: January 24, 2023
    Date of Patent: August 27, 2024
    Assignee: Simnang IP, LLC
    Inventors: Clement Ronzon, Rhett M. Roberts
  • Publication number: 20240265386
    Abstract: Systems, methods, and computer-readable storage media to update sub-ledgers of a capacity plan based on exchange types. One system includes a communication network interface, a memory, and one or more processors. The memory to store a ledger to broadcast exchanges associated with the capacity plan, the ledger comprising sub-ledgers and priority values for the sub-ledgers. Each exchange of the ledger is broadcasted within a sub-ledger of the sub-ledgers and has a stored association with a type of exchange and an exchange value. The one or more processors receive a request to update the capacity plan. The one or more processors allocate a portion of a value to one or more sub-ledgers according to the priority values of the sub-ledgers. The one or more processors update the exchange values of the exchanges broadcasted in the sub-ledger with the portion of the value based on the types of exchange.
    Type: Application
    Filed: January 24, 2023
    Publication date: August 8, 2024
    Inventors: Rhett M. Roberts, Clement Ronzon, Jacob Heaps
  • Publication number: 20240256524
    Abstract: Systems, methods, and computer-readable storage media to calculate an update characteristic value for a capacity plan having multiple sub-ledgers. One system can include a communication network interface, a memory, and one or more processors. The memory can store a ledger to broadcast exchanges associated with the capacity plan. The one or more processors can identify a predetermined capacity plan characteristic value indicating a minimum update per cycle value for the capacity plan or a time period for completion of an update of a value of the capacity plan to zero. The one or more processors can calculate an update characteristic value for updating the value of the capacity plan to zero. The one or more processors can transmit, via the communication network interface, a record comprising the update characteristic value.
    Type: Application
    Filed: January 24, 2023
    Publication date: August 1, 2024
    Inventors: Clement Ronzon, Rhett M. Roberts
  • Publication number: 20240249352
    Abstract: Systems, methods, and computer-readable storage media to handle abatement of an aspect for exchanges of a capacity plan. One system includes a communication network interface, a memory, and one or more processors. The communication network interface to interface with a communication network. The memory to store a plurality of containers of the capacity plan, each container corresponding to one or more exchanges of a plurality of exchanges of the capacity plan, and an abatement data structure to store abatement information for the plurality of exchanges of the capacity plan. The one or more processors generate abatement information for one or more exchanges corresponding to a given container, the abatement information indicating a current state of each exchange based on an abated aspect of the exchange, and update the abatement data structure to include the abatement information for the one or more exchanges corresponding to the given container.
    Type: Application
    Filed: January 24, 2023
    Publication date: July 25, 2024
    Inventors: Rhett M. Roberts, Jacob Heaps, Clément Jean Marie Ronzon
  • Publication number: 20240249351
    Abstract: Capacity plans may be linked in a nested hierarchy, with customizable linking configurations controlling how the capacity plans are linked. The linking configurations may control how an available credit of a flexible capacity plan is affected by linked capacity plans lower in the nested hierarchy. Payments may be applied to the linked capacity plans based on customizable payment configurations.
    Type: Application
    Filed: January 23, 2023
    Publication date: July 25, 2024
    Inventors: Rhett M. Roberts, Jacob Heaps, Cooper Smith
  • Publication number: 20240095089
    Abstract: Systems, methods, and computer-readable storage media to model exchanges of a capacity plan with configuration parameters and to provide a plurality of configuration parameters for individual exchanges included in a capacity plan. One system includes a communication network interface, a memory, and one or more processors. The memory to store a plurality of containers corresponding to the capacity plan, a table to broadcast exchanges associated with the capacity plan, and control structures to model exchanges with the configuration parameters of a given sub-table of the plurality of sub-tables. The one or more processors generate the plurality of containers and receive and broadcast exchanges.
    Type: Application
    Filed: September 21, 2022
    Publication date: March 21, 2024
    Inventors: Rhett M. Roberts, César Olea Aguilar
  • Publication number: 20240095088
    Abstract: Systems, methods, and computer-readable storage media to model exchanges of a capacity plan with configuration parameters and to provide a plurality of configuration parameters for individual exchanges included in a capacity plan. One system includes a communication network interface, a memory, and one or more processors. The memory to store a plurality of containers corresponding to the capacity plan, a ledger to broadcast exchanges associated with the capacity plan, and control structures to model exchanges with the configuration parameters of a given sub-ledger of the plurality of sub-ledgers. The one or more processors generate the plurality of containers and receive and broadcast exchanges.
    Type: Application
    Filed: September 21, 2022
    Publication date: March 21, 2024
    Inventors: Rhett M. Roberts, César Olea Aguilar
  • Publication number: 20240095823
    Abstract: Systems, methods, and computer-readable storage media to model exchanges of a capacity plan with configuration parameters and to provide a plurality of configuration parameters for individual exchanges included in a capacity plan. One system includes a communication network interface, a memory, and one or more processors. The memory to store a plurality of containers corresponding to the capacity plan, a ledger to broadcast exchanges associated with the capacity plan, and control structures to model exchanges with the configuration parameters of a given sub-ledger of the plurality of sub-ledgers. The one or more processors generate the plurality of containers and receive and broadcast exchanges.
    Type: Application
    Filed: September 21, 2022
    Publication date: March 21, 2024
    Inventors: Rhett M. Roberts, Cèsar Olea Aguilar