Patents by Inventor Rhoena Regena Rice

Rhoena Regena Rice has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • BANKRUPTCY PAYMENT AND DEBT TRACKING
    Publication number: 20110295739
    Abstract: In general terms, embodiments of the present invention relate to methods and apparatuses for tracking payments and debts associated with a bankruptcy debtor. For example, some embodiments of the present invention are configured to: (a) receive information associated with one or more payments, where the one or more payments are associated with a debtor; (b) determine that a first portion of the one or more payments applies to pre-petition debt associated with the debtor; (c) determine that a second portion of the one or more payments applies to post-petition debt associated with the debtor; and (d) post, to a network-accessible account associated with the debtor, information that indicates that the first portion applies to the pre-petition debt and information that indicates that the second portion applies to the post-petition debt.
    Type: Application
    Filed: May 26, 2010
    Publication date: December 1, 2011
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Rhoena Regena Rice, Cynthia A. Mech, Kelly Sue May, John Singleton Smith, LuAnne Marie Polak