Abstract: A lottery ticket including at least one game area with at least one play area where each play area includes a plurality of play regions with each play region having a first indicia covered by an opaque scratch-off layer and a second indicia appearing above the scratch-off layer. The player removes at least one of the scratch-off layers and if the first indicia appearing in such activated play regions matches any one of the second indicia in a non-activated play region, a prize may be won.