Patents by Inventor Riaz H. Bhamani

Riaz H. Bhamani has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11348084
    Abstract: A direct interaction network in which resources are more efficiently transferred between entities having resource pools with the same organization. The interaction network may be implemented by transforming a user computer system into the interaction terminal for the interaction such that the provider entity does not require interaction terminals to enter into interactions. Alternatively, the interaction network may be entered through interaction terminals of the provider entity without the user having a user computer system and without the user providing a physical instrument for the interaction. These implementations may be possible due at least in part to being able to determine that the entity resource pools are administered by the same organization. Furthermore, one or more sensors may be utilized with the user computer system and/or interaction terminals in order to determine the presence or identity of a user, and/or the subject of the interaction.
    Type: Grant
    Filed: November 4, 2019
    Date of Patent: May 31, 2022
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Daniel James Doherty, Riaz H. Bhamani, Matthew Edward Carroll
  • Publication number: 20210133718
    Abstract: A direct interaction network in which resources are more efficiently transferred between entities having resource pools with the same organization. The interaction network may be implemented by transforming a user computer system into the interaction terminal for the interaction such that the provider entity does not require interaction terminals to enter into interactions. Alternatively, the interaction network may be entered through interaction terminals of the provider entity without the user having a user computer system and without the user providing a physical instrument for the interaction. These implementations may be possible due at least in part to being able to determine that the entity resource pools are administered by the same organization. Furthermore, one or more sensors may be utilized with the user computer system and/or interaction terminals in order to determine the presence or identity of a user, and/or the subject of the interaction.
    Type: Application
    Filed: November 4, 2019
    Publication date: May 6, 2021
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Daniel James Doherty, Riaz H. Bhamani, Matthew Edward Carroll
  • Publication number: 20210133703
    Abstract: A direct interaction network in which resources are more efficiently transferred between entities having resource pools with the same organization. The interaction network may be implemented by transforming a user computer system into the interaction terminal for the interaction such that the provider entity does not require interaction terminals to enter into interactions. Alternatively, the interaction network may be entered through interaction terminals of the provider entity without the user having a user computer system and without the user providing a physical instrument for the interaction. These implementations may be possible due at least in part to being able to determine that the entity resource pools are administered by the same organization. Furthermore, one or more sensors may be utilized with the user computer system and/or interaction terminals in order to determine the presence or identity of a user, and/or the subject of the interaction.
    Type: Application
    Filed: November 4, 2019
    Publication date: May 6, 2021
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Daniel James Doherty, Riaz H. Bhamani, Matthew Edward Carroll