Patents by Inventor Richard A. Davey

Richard A. Davey has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10320783
    Abstract: The present disclosure provides methods and systems for secure logon. One or more method includes: determining, via authentication information provided by a user of an electronic device, that the user is authorized to access an online account provided by the online account provider; providing the user with a selectable option to enable an expedited logon process by which the user can access the online account by solely providing a particular authentication item of the user; receiving a verification credential in response to a next logon attempt using the expedited logon process; and verifying that the received verification credential matches an assigned verification credential provided to the user for use in conjunction with the next logon attempt using the expedited logon process.
    Type: Grant
    Filed: January 22, 2018
    Date of Patent: June 11, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Thomas B. Buckingham, Richard A. Davey, Tammy Sanclemente, Ryan M. Johnson, Adam J. Leatham, Christopher Thomas Wilkinson
  • Patent number: 10282531
    Abstract: Methods and systems for verifying a user's identity on a computing device using two-factor authentication are described. More particularly, the system can use a personal identification number input by a user, together with one or more of a secure browsing feature, a device fingerprint, and a token generator to authenticate the user on the computer.
    Type: Grant
    Filed: February 27, 2017
    Date of Patent: May 7, 2019
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Richard A. Davey, Wilbert Bennett, Jr.
  • Patent number: 10271212
    Abstract: Embodiments of the present invention provide methods, systems, and computer-readable storage medium for managing access to an application on a mobile computing device. In an embodiment, a method includes receiving a request from a user to return to the application and return to a previous screen of the application on the mobile computing device, and determining, using a processor, whether the previous screen of the application was in a secured area of the application. If it was in the secured area, then an authentication protocol is triggered prior to allowing the user to return to the previous screen in the secured area of the application on the mobile computing device. In another embodiment, geolocation dependent information is provided to a user via an application on a mobile computing device.
    Type: Grant
    Filed: February 21, 2018
    Date of Patent: April 23, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Jeremy Fisher, Joshua Goforth, James Christopher Watson, Richard Davey
  • Patent number: 9906957
    Abstract: Embodiments of the present invention provide methods, systems, and computer-readable storage medium for managing access to an application on a mobile computing device. In an embodiment, a method includes receiving a request from a user to return to the application and return to a previous screen of the application on the mobile computing device, and determining, using a processor, whether the previous screen of the application was in a secured area of the application. If it was in the secured area, then an authentication protocol is triggered prior to allowing the user to return to the previous screen in the secured area of the application on the mobile computing device. In another embodiment, geolocation dependent information is provided to a user via an application on a mobile computing device.
    Type: Grant
    Filed: February 10, 2017
    Date of Patent: February 27, 2018
    Assignee: United Services Automobile Association (USSA)
    Inventors: Jeremy Fisher, Joshua Goforth, James Chrisopher Watson, Richard Davey
  • Patent number: 9876789
    Abstract: The present disclosure provides methods and systems for secure logon. One or more method includes: determining, via authentication information provided by a user of an electronic device, that the user is authorized to access an online account provided by the online account provider; providing the user with a selectable option to enable an expedited logon process by which the user can access the online account by solely providing a particular authentication item of the user; receiving a verification credential in response to a next logon attempt using the expedited logon process; and verifying that the received verification credential matches an assigned verification credential provided to the user for use in conjunction with the next logon attempt using the expedited logon process.
    Type: Grant
    Filed: April 3, 2015
    Date of Patent: January 23, 2018
    Assignee: United Services Automobile Association (USAA)
    Inventors: Thomas B. Buckingham, Richard A. Davey, Tammy Sanclemente, Ryan M. Johnson, Adam J. Leatham, Christopher Thomas Wilkinson
  • Patent number: 9591481
    Abstract: Embodiments of the present invention provide methods, systems, and computer-readable storage medium for managing access to an application on a mobile computing device. In an embodiment, a method includes receiving a request from a user to return to the application and return to a previous screen of the application on the mobile computing device, and determining, using a processor, whether the previous screen of the application was in a secured area of the application. If it was in the secured area, then an authentication protocol is triggered prior to allowing the user to return to the previous screen in the secured area of the application on the mobile computing device. In another embodiment, geolocation dependent information is provided to a user via an application on a mobile computing device.
    Type: Grant
    Filed: March 12, 2013
    Date of Patent: March 7, 2017
    Assignee: United Services Automobile Association (USAA)
    Inventors: Jeremy Fisher, Joshua Goforth, James Christopher Watson, Richard Davey
  • Patent number: 9021562
    Abstract: The present disclosure provides methods and systems for secure logon. One or more method includes: determining, via authentication information provided by a user of an electronic device, that the user is authorized to access an online account provided by the online account provider; providing the user with a selectable option to enable an expedited logon process by which the user can access the online account by solely providing a particular authentication item of the user; receiving a verification credential in response to a next logon attempt using the expedited logon process; and verifying that the received verification credential matches an assigned verification credential provided to the user for use in conjunction with the next logon attempt using the expedited logon process.
    Type: Grant
    Filed: February 28, 2011
    Date of Patent: April 28, 2015
    Assignee: United Services Automobile Association
    Inventors: Thomas B. Buckingham, Richard A. Davey, Tammy L. Sanclemente, Ryan M. Johnson, Adam J. Leatham, John D. Row, Christopher T. Wilkinson
  • Patent number: 9010627
    Abstract: A method of initiating a banking transaction at a banking terminal is provided. The method includes optically capturing machine readable identification data of the banking terminal by a mobile device of a customer. A terminal identifier of the banking terminal is determined based on the machine readable identification data. Account information and the terminal identifier are transmitted from the mobile device for delivery to a server. The account information is associated with the customer and stored in the mobile device. The method also includes the step of transmitting the account information from the server to the banking terminal using the terminal identifier and receiving a customer transaction request from the customer at the banking terminal.
    Type: Grant
    Filed: September 26, 2012
    Date of Patent: April 21, 2015
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, Richard A. Davey
  • Patent number: 8832795
    Abstract: Systems and methods of searching a plurality of data items which include selected data items with respective access tags defining access criteria for those data items. A search request token including search criteria and data identifying a user from an entity associated with the user is received. The user by verified by seeking confirmation that the user is a subscriber with a communications network. Data items from the plurality of data items which are potentially relevant to the search criteria are identified. For any identified data items having access tags, determining whether the verified user has permission to access the identified data items with reference to the data of the search request token. Search results including an indication of identified data items but excluding any such data items for which it is determined that the user does not have permission to access are generated.
    Type: Grant
    Filed: May 9, 2006
    Date of Patent: September 9, 2014
    Assignee: Vodafone Group PLC
    Inventors: Mark Dowds, Paul Richard Davey, Ian Ronald Maxwell