Patents by Inventor Richard A. Elko

Richard A. Elko has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20100023435
    Abstract: A payment card having account information associated therewith may include a substrate and a magnetic stripe adhered to a first side of the substrate. The magnetic stripe may be encoded with the account information. The account information may be associated with, for example, a non-profit organization that may be selected to receive a residual account balance of the payment card.
    Type: Application
    Filed: July 28, 2008
    Publication date: January 28, 2010
    Inventors: Richard A. Elko, James G. Blume, Lori M. Adamski, Holly L. Wolf