Abstract: The solution is to create a device, where if the mobile device or important small item is removed beyond a user-defined distance, such as 2 meters, a visual and noise alarm will activate, thus immediately letting the owner and others know that a theft has occurred. One embodiment of the invention is a device called an Automatic Loss Prevention Alert Trigger (ALPAT) and software on a mobile device called Automatic Loss Prevention Alert Software (ALPAS). The ALPAT can be in the form of a small device that a person can keep with them and optionally secure to a keychain. The ALPAS will then keep track of whether the ALPAT is more than a user defined distance from the mobile device. If the mobile device is removed beyond a user determined distance, such as a distance of 2 m from the device, a visual and noise alarm will activate from the mobile device and possibly form the ALPAT, depending on user settings. This will immediately let the owner and others know that a theft has occurred.

Abstract: The solution is to create a device, where if the mobile device or important small item is removed beyond a user-defined distance, such as 2 meters, a visual and noise alarm will activate, thus immediately letting the owner and others know that a theft has occurred. One embodiment of the invention is a device called an Automatic Loss Prevention Alert Trigger (ALPAT) and software on a mobile device called Automatic Loss Prevention Alert Software (ALPAS). The ALPAT can be in the form of a small device that a person can keep with them and optionally secure to a keychain. The ALPAS will then keep track of whether the ALPAT is more than a user defined distance from the mobile device. If the mobile device is removed beyond a user determined distance, such as a distance of 2 m from the device, a visual and noise alarm will activate from the mobile device and possibly form the ALPAT, depending on user settings. This will immediately let the owner and others know that a theft has occurred.

Abstract: Loaning money includes determining a maximum loan amount based on a value of a life insurance policy. The value of the life insurance policy is linked to graduated basic amount-adjusted tables by age and sex predictive of at least one of the expectations of death or survivorship. The method includes providing a loan to the holder of the life insurance policy in an amount not greater than the determined maximum loan amount with the loan being secured by the life insurance policy.

Abstract: A paper folding machine is provided including a housing having upper and lower fold plates constructed for quick and easy removal of the upper plates from the machine so that repairs can be made. The plates include a paper stop and an adjuster connected to the paper stop for adjusting the position of the paper stop. The upper plate partially encloses a work area and the upper plate has a slot for receiving the adjuster therethrough for easy adjustment and/or removal of the upper plate.

Abstract: A paper folding machine is provided including a housing having upper and lower fold plates constructed for quick and easy removal of the upper plates from the machine so that repairs may be made. The machine includes an automatically adjustable stacking arm movable to positions corresponding to the settings of the machine for fold type and size.

Abstract: A paper folding machine is provided including a housing having upper and lower fold plates constructed for quick and easy removal of the upper plates from the machine so that repairs may be made. The machine includes an automatically adjustable stacking arm movable to positions corresponding to the settings of the machine for fold type and size.

Abstract: A paper folding machine is provided including a housing having upper and lower fold plates constructed for quick and easy removal of the upper plates from the machine so that repairs may be made. The machine includes an automatically adjustable stacking arm movable to positions corresponding to the settings of the machine for fold type and size.

Abstract: A paper folding machine is provided including a housing having upper and lower fold plates constructed for quick and easy removal of the upper plates from the machine so that repairs may be made. The machine includes an automatically adjustable stacking arm movable to positions corresponding to the settings of the machine for fold type and size.

Abstract: A paper folding machine is provided including a housing having upper and lower fold plates constructed for quick and easy removal of the upper plates from the machine so that repairs can be made. The plates include a paper stop and an adjuster connected to the paper stop for adjusting the position of the paper stop. The upper plate partially encloses a work area and the upper plate has a slot for receiving the adjuster therethrough for easy adjustment and/or removal of the upper plate.