Patents by Inventor Richard C. Gonzalez

Richard C. Gonzalez has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20200394721
    Abstract: Information presentation for independent contractors. The various embodiments include a product and system that eases the burden of analyzing income, assessing tax liability, creating tax set-asides for independent contractor tax payments, and visually conveying the information to a user. The example embodiments provide a technical solution to a technical problem of calculating and presenting tax set-aside advice contemporaneously as deposits are made to the user's bank account. Example embodiments may automate creating set-asides for tax payments. The technical solutions enhance the readability and visibility of financial data on the smaller screens of mobile devices.
    Type: Application
    Filed: January 23, 2019
    Publication date: December 17, 2020
    Applicant: VAULTZ, INC.
    Inventors: Richard C. GONZALEZ, Riccardo l. GRASSESCHI, Gregory S. HEIS, Kenneth ANDRULIS, Jr.
  • Patent number: 10769624
    Abstract: Methods and systems are provided for managing a mobile wallet. In some embodiments, a user may request re-provisioning of the payment instruments in a single user interaction. In accordance with embodiments of the invention, a method of managing a mobile wallet includes providing a downloadable application for enabling a mobile wallet on a user computing device, transmitting the application to the user computing device, receiving a request to enroll a plurality of payment instruments in the mobile wallet enrolling, the plurality of payment instruments in the mobile wallet, receiving a re-provisioning request, and re-provisioning at least a first group of the plurality payment instruments.
    Type: Grant
    Filed: April 16, 2012
    Date of Patent: September 8, 2020
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Richard C. Gonzalez, Maximiliano C. Juarez, Christina N. Nickel, Richard R. Rohrbough
  • Patent number: 10380079
    Abstract: The described embodiments contemplate a system, method and computer-readable medium with computer-executable instructions for managing an information technology network. The novel system includes a network of data sources and a federated configuration management database capable of communicating with the data sources. The data sources also may be federated. The federated configuration database management identifies among the data sources. The system also includes a core database that is capable of communicating with the federated configuration management database. The core database defines relationships of the data sources with a business practice.
    Type: Grant
    Filed: March 6, 2014
    Date of Patent: August 13, 2019
    Assignee: United States Automobile Association (USAA)
    Inventors: Mark C. Blazek, Richard C. Gonzalez
  • Patent number: 8706682
    Abstract: The described embodiments contemplate a system, method and computer-readable medium with computer-executable instructions for managing an information technology network. The novel system includes a network of data sources and a federated configuration management database capable of communicating with the data sources. The data sources also may be federated. The federated configuration database management identifies among the data sources. The system also includes a core database that is capable of communicating with the federated configuration management database. The core database defines relationships of the data sources with a business practice.
    Type: Grant
    Filed: November 22, 2011
    Date of Patent: April 22, 2014
    Assignee: United Services Automobile Association (USAA)
    Inventors: Mark C. Blazek, Richard C. Gonzalez
  • Patent number: 8065263
    Abstract: The described embodiments contemplate a system, method and computer-readable medium with computer-executable instructions for managing an information technology network. The novel system includes a network of data sources and a federated configuration management database capable of communicating with the data sources. The data sources also may be federated. The federated configuration database management identifies among the data sources. The system also includes a core database that is capable of communicating with the federated configuration management database. The core database defines relationships of the data sources with a business practice.
    Type: Grant
    Filed: January 21, 2011
    Date of Patent: November 22, 2011
    Assignee: United Services Automobile Association
    Inventors: Mark C. Blazek, Richard C. Gonzalez