Patents by Inventor Richard Charles Neal

Richard Charles Neal has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Reflexive underwriting application responses
    Patent number: 8396723
    Abstract: Systems and methods for gathering information for insurance underwriting may present a question from a sequence of questions. Questions in the sequence of questions may relate to an insurance underwriting function. A response to the question may be collected and analyzed. An investigative function may be selected based upon the analysis of the response to the question. Other embodiments may be described and claimed.
    Type: Grant
    Filed: December 23, 2005
    Date of Patent: March 12, 2013
    Assignee: USAA
    Inventors: James E. Goral, Richard Charles Neal, Michael Belko
  • Reflexive underwriting application responses
    Patent number: 8271300
    Abstract: Systems and methods for gathering information for insurance underwriting may present a question from a sequence of questions. Questions in the sequence of questions may relate to an insurance underwriting function. A response to the question may be collected and analyzed. An investigative function may be selected based upon the analysis of the response to the question. Other embodiments may be described and claimed.
    Type: Grant
    Filed: December 23, 2005
    Date of Patent: September 18, 2012
    Assignee: USAA
    Inventors: James E. Goral, Richard Charles Neal, Michael Belko