Abstract: A transaction card facilitates typical consumer transactions as well as transactions related to lottery offerings and can incorporate a reader terminal to associate lottery tickets with the transaction instrument. New gaming opportunities tied to the instrument are also facilitated, including a personalized guaranteed prize structure, a personalized and/or localized jackpot and an opportunity for winning additional prizes when making purchases using the instrument. The system according to one embodiment of the present invention provides at least a lottery data processing system for communicating a first funding amount to be applied to a multi-purpose transaction card based on winnings from a lottery offering, and a reader terminal for reading at least a portion of the transaction card, reading indicia on one or more gaming tickets, and associating the one or more gaming tickets with the transaction card.

Abstract: A lottery device, system and method incorporate lottery and non-lottery transaction capabilities within a single device that also provides for paperless wagering and payment of winnings. As part of the present invention, a transaction instrument facilitates typical consumer transactions as well as transactions related to lottery offerings and can use a reader terminal component to associate lottery tickets with the transaction instrument.

Abstract: The present invention facilitates new gaming opportunities by providing a personalized guaranteed value prize structure tied to a gaming player identifier. The identifier is associated with one or more virtual books of tickets, wherein the book(s) of tickets include a guaranteed prize structure that can provide a pre-determined value of winning prize tickets among all of the tickets therein. In one embodiment of the present invention, the prize structure implements a losing run limit such that no more than a pre-determined number of losing tickets in a row are experienced by the player. Once a virtual book of tickets is assigned, the player can reveal the results using various different terminals, including, for example, retailer terminals, home computers and mobile communications devices. The tickets and their values can be populated in each book in advance or dynamically as the user plays each ticket.

Abstract: A transaction card facilitates typical consumer transactions as well as transactions related to lottery offerings and can incorporate a reader terminal to associate lottery tickets with the transaction instrument. New gaming opportunities tied to the instrument are also facilitated, including a personalized guaranteed prize structure, a personalized and/or localized jackpot and an opportunity for winning additional prizes when making purchases using the instrument. The system according to one embodiment of the present invention provides at least a lottery data processing system for communicating a first funding amount to be applied to a multi-purpose transaction card based on winnings from a lottery offering, and a reader terminal for reading at least a portion of the transaction card, reading indicia on one or more gaming tickets, and associating the one or more gaming tickets with the transaction card.

Abstract: A system and method for playing a wagering game over a network such as the Internet includes a point of sale terminal for issuing a gaming ticket including gaming information to a player. A gaming engine processes ticket results and provides an interactive gaming interface display. A user device displays the gaming interface made available by the gaming engine and permits the user to interact with the gaming engine upon entering the gaming information from the ticket. The gaming engine further obtains and transmits winning information and game results to the player for display on the user device. The game ticket can be validated and redeemed at a point of sale terminal.