Abstract: Deposit transaction data associated with a cheque deposited at an automated teller machine (ATM) is processed to determine if the deposited cheque is acceptable. Deposit transaction data relating to the deposited cheque is received from an ATM switch. A determination is made as to whether the deposited cheque is acceptable based upon the transaction data. A flag is set and a risk score is assigned when the deposited cheque is determined to be unacceptable. A second source file is created using set flags and assigned risk scores, and then sent to a data server. The second source file is merged with associated deposit data retrieved from memory at the data server. The merged file is sent to a deposit review processor and a deposit review workstation. The deposit review processor determines if any deposited item needs to be reviewed by a human operator or outsorted based upon data contained in the merged file.

Abstract: A system for retrieving cancelled bank checks. The storage locations of cancelled bank checks tend to change over the lifetimes of the checks. The invention transmits a search query which identifies checks of interest, to the computer servers handling the stored checks. The servers locate the checks, if present, which match the query. The query is transmitted to the servers as part of a URL, Uniform Resource Locator, which is an Internet address.