Patents by Inventor Richard Hoover
Richard Hoover has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240129259Abstract: A durability assessment system may receive a request, from a computing system, for a durability index describing an entity. The durability assessment system may determine the durability index based on information about the resource usage by the entity, such as a resource availability score or a resource allocation score. The durability assessment system may compare the obtained resource availability score and resource allocation score to ranges associated with a set of durability indices. Based on the comparison, the durability assessment system may determine a durability index for the entity. The durability index may indicate an ability of the entity to return accessed resources. In some cases, the durability assessment system may provide the durability index to an allocation computing system that is configured to determine whether to grant access to resources based on the durability index.Type: ApplicationFiled: December 21, 2023Publication date: April 18, 2024Inventors: Todd Duncan HOOVER, Brandi Nicole RECKER, William Charles GATES, Sean Patrick MCKEOWN, Matthew Richard JACKSON, Dinesh Hiro WADHWANI
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Publication number: 20240070548Abstract: Systems and methods for preventing machine learning models from negatively affecting mobile devices are provided. For example, a mobile device including a camera, memory devices, and one or more processors are provided. In some embodiments, the processors may be configured to provide images captured by the camera to a machine learning model at a first rate. The processors may also be configured to determine whether one or more of the images includes an object. If one or more of the images includes the object, the processors may be further configured to adjust the first rate of providing the images to the machine learning model to a second rate, and in some embodiments, determine whether to adjust the second rate of providing the images to the machine learning model to a third rate based on output received from the machine learning model.Type: ApplicationFiled: November 7, 2023Publication date: February 29, 2024Applicant: Capital One Services, LLCInventors: Micah PRICE, Sunil Subrahmanyam VASISHT, Stephen Michael WYLIE, Geoffrey DAGLEY, Qiaochu TANG, Jason Richard HOOVER
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Publication number: 20240037652Abstract: The present disclosure relates to systems and methods for generating real-time quotes using machine learning algorithms. The system may include a processor in communication with a client device, and a storage medium storing instructions that, when executed, cause the processor to perform operations including: receiving an image of a vehicle from the client device, extracting one or more features from the image, based on the extracted features and using a machine learning algorithm, identifying one or more attributes of the vehicle, based on the identified attributes of the vehicle, determining a make and a model of the vehicle, obtaining comparison information based at least in part on the determined make and model, estimating a quote for the vehicle based on the comparison information; and transmitting the estimated quote for display on the client device.Type: ApplicationFiled: April 18, 2023Publication date: February 1, 2024Applicant: Capital One Services, LLCInventors: Qiaochu TANG, Sunil Subrahmanyam VASISHT, Stephen Michael WYLIE, Geoffrey DAGLEY, Micah PRICE, Jason Richard HOOVER
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Patent number: 11875563Abstract: Systems and methods for presenting an augmented reality view are disclosed. Embodiments include a system with a database for personalizing an augmented reality view of a physical environment using at least one of a location of a physical environment or a location of a user. The system may further include a hardware device in communication with the database, the hardware device including a renderer configured to render the augmented reality view for display and a controller configured to determine a scope of the augmented reality view authenticating the augmented reality view. The hardware device may include a processor configured to receive the augmented reality view of the physical environment, and present, via a display, augmented reality content to the user while the user is present in the physical environment, based on the determined scope of the augmented reality view.Type: GrantFiled: April 9, 2021Date of Patent: January 16, 2024Assignee: Capital One Services, LLCInventors: Jason Richard Hoover, Micah Price, Sunil Subrahmanyam Vasisht, Qiaochu Tang, Geoffrey Dagley, Stephen Michael Wylie
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Patent number: 11853852Abstract: Systems and methods for preventing machine learning models from negatively affecting mobile devices are provided. For example, a mobile device including a camera, memory devices, and one or more processors are provided. In some embodiments, the processors may be configured to provide images captured by the camera to a machine learning model at a first rate. The processors may also be configured to determine whether one or more of the images includes an object. If one or more of the images includes the object, the processors may be further configured to adjust the first rate of providing the images to the machine learning model to a second rate, and in some embodiments, determine whether to adjust the second rate of providing the images to the machine learning model to a third rate based on output received from the machine learning model.Type: GrantFiled: October 24, 2019Date of Patent: December 26, 2023Assignee: Capital One Services, LLCInventors: Micah Price, Sunil Subrahmanyam Vasisht, Stephen Michael Wylie, Geoffrey Dagley, Qiaochu Tang, Jason Richard Hoover
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Publication number: 20230260272Abstract: An image error identification system retrieves an image associated with a vehicle listing and uses various machine learning models to classify the image and generate identification data that may include a vehicle make, model, trim level, and/or various features of the vehicle present in the image. The identification data is compared to the rest of the vehicle listing to detect a mismatch between the image and the vehicle listing. An alert is generated, when a mismatch is detected, indicating the one of the image or the data in the vehicle listing is incorrect.Type: ApplicationFiled: February 21, 2023Publication date: August 17, 2023Applicant: Capital One Services, LLCInventors: Qiaochu TANG, Geoffrey DAGLEY, Micah PRICE, Avid GHAMSARI, Jason Richard HOOVER
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Patent number: 11709282Abstract: The disclosed technology includes image-based systems and methods for object tracking within an asset area. Some exemplary methods include receiving an indication of a first object entering an asset area and receiving data indicative of a plurality of captured images. The methods also include performing, by at least one processor, object classification of the first object based on one or more of the plurality of captured images. The methods further include determining a first object location of the first object based at least in part on the object classification, and outputting an indication of the first object location.Type: GrantFiled: January 19, 2022Date of Patent: July 25, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Stephen Michael Wylie, Jason Richard Hoover, Geoffrey Dagley, Micah Price, Qiaochu Tang
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Publication number: 20230222790Abstract: An image information overlay system retrieves an image associated with a vehicle listing and uses machine learning models to classify the image, generating identification data that may comprise a vehicle make and model, a feature or part of the vehicle present in the image, and a location of the vehicle feature or part. The identification data or an individual identifier of the vehicle, such as a Vehicle Identification Number (VIN), may be used to retrieve overlay information related to the vehicle make and model, such as recalls or known maintenance issues or information specific to the vehicle, such as mileage, accident reports, or ownership history. The overlay information is displayed on the image as an overlay at the location of the vehicle feature or part corresponding to the overlay information.Type: ApplicationFiled: March 16, 2023Publication date: July 13, 2023Applicant: Capital One Services, LLCInventors: Qiaochu TANG, Geoffrey DAGLEY, Micah PRICE, Avid GHAMSARI, Jason Richard HOOVER
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Patent number: 11663663Abstract: The present disclosure relates to systems and methods for generating real-time quotes using machine learning algorithms. The system may include a processor in communication with a client device, and a storage medium storing instructions that, when executed, cause the processor to perform operations including: receiving an image of a vehicle from the client device, extracting one or more features from the image, based on the extracted features and using a machine learning algorithm, identifying one or more attributes of the vehicle, based on the identified attributes of the vehicle, determining a make and a model of the vehicle, obtaining comparison information based at least in part on the determined make and model, estimating a quote for the vehicle based on the comparison information; and transmitting the estimated quote for display on the client device.Type: GrantFiled: September 28, 2022Date of Patent: May 30, 2023Assignee: Capital One Services, LLCInventors: Qiaochu Tang, Sunil Subrahmanyam Vasisht, Stephen Michael Wylie, Geoffrey Dagley, Micah Price, Jason Richard Hoover
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Patent number: 11620769Abstract: An image information overlay system retrieves an image associated with a vehicle listing and uses machine learning models to classify the image, generating identification data that may comprise a vehicle make and model, a feature or part of the vehicle present in the image, and a location of the vehicle feature or part. The identification data or an individual identifier of the vehicle, such as a Vehicle Identification Number (VIN), may be used to retrieve overlay information related to the vehicle make and model, such as recalls or known maintenance issues or information specific to the vehicle, such as mileage, accident reports, or ownership history. The overlay information is displayed on the image as an overlay at the location of the vehicle feature or part corresponding to the overlay information.Type: GrantFiled: September 18, 2020Date of Patent: April 4, 2023Assignee: Capital One Services, LLCInventors: Qiaochu Tang, Geoffrey Dagley, Micah Price, Avid Ghamsari, Jason Richard Hoover
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Publication number: 20230085656Abstract: Systems and methods for presenting an augmented reality view are disclosed. Embodiments include a system with a database for personalizing an augmented reality view of a physical environment using at least one of a location of a physical environment or a location of a user. The system may further include a hardware device in communication with the database, the hardware device including a renderer configured to render the augmented reality view for display and a controller configured to determine a scope of the augmented reality view authenticating the augmented reality view. The hardware device may include a processor configured to receive the augmented reality view of the physical environment, and present, via a display, augmented reality content to the user while the user is present in the physical environment, based on the determined scope of the augmented reality view.Type: ApplicationFiled: April 9, 2021Publication date: March 23, 2023Applicant: CAPITAL ONE SERVICES, LLCInventors: JASON RICHARD HOOVER, MICAH PRICE, SUNIL SUBRAHMANYAM VASISHT, QIAOCHU TANG, GEOFFREY DAGLEY, STEPHEN MICHAEL WYLIE
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Publication number: 20230073709Abstract: The present disclosure relates to systems and methods for generating real-time quotes using machine learning algorithms. The system may include a processor in communication with a client device, and a storage medium storing instructions that, when executed, cause the processor to perform operations including: receiving an image of a vehicle from the client device, extracting one or more features from the image, based on the extracted features and using a machine learning algorithm, identifying one or more attributes of the vehicle, based on the identified attributes of the vehicle, determining a make and a model of the vehicle, obtaining comparison information based at least in part on the determined make and model, estimating a quote for the vehicle based on the comparison information; and transmitting the estimated quote for display on the client device.Type: ApplicationFiled: September 28, 2022Publication date: March 9, 2023Applicant: Capital One Services, LLCInventors: Qiaochu TANG, Sunil Subrahmanyam VASISHT, Stephen Michael WYLIE, Geoffrey DAGLEY, Micah PRICE, Jason Richard HOOVER
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Publication number: 20230068933Abstract: Systems and methods of determining changes in an individual's interaction patterns indicative of changed circumstances are disclosed. An exemplary method can include receiving a first set of interaction records relating to an individual and creating an interaction profile based on the first set of interaction records. The method can also include monitoring a second set of more recent interaction records, comparing the second set of interaction records to the interaction profile to identify one or more changes to the interaction patterns identified in the first set of interaction records, analyzing the one or more changes to the interaction patterns to determine if the one or more changes is indicative of a changed circumstance for the individual, and generating recommendations for programs to be presented to the individual based on the changes to the interaction patterns identified in the first set of interaction records.Type: ApplicationFiled: September 1, 2021Publication date: March 2, 2023Applicant: Capital One Services, LLCInventors: Qiaochu TANG, Staevan DUCKWORTH, Avid GHAMSARI, Jason Richard HOOVER, Micah PRICE, Geoffrey DAGLEY
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Patent number: 11587224Abstract: An image error identification system retrieves an image associated with a vehicle listing and uses various machine learning models to classify the image and generate identification data that may include a vehicle make, model, trim level, and/or various features of the vehicle present in the image. The identification data is compared to the rest of the vehicle listing to detect a mismatch between the image and the vehicle listing. An alert is generated, when a mismatch is detected, indicating the one of the image or the data in the vehicle listing is incorrect.Type: GrantFiled: October 1, 2020Date of Patent: February 21, 2023Assignee: Capital One Services, LLCInventors: Qiaochu Tang, Geoffrey Dagley, Micah Price, Avid Ghamsari, Jason Richard Hoover
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Patent number: 11494838Abstract: The present disclosure relates to systems and methods for generating real-time quotes using machine learning algorithms. The system may include a processor in communication with a client device, and a storage medium storing instructions that, when executed, cause the processor to perform operations including: receiving an image of a vehicle from the client device, extracting one or more features from the image, based on the extracted features and using a machine learning algorithm, identifying one or more attributes of the vehicle, based on the identified attributes of the vehicle, determining a make and a model of the vehicle, obtaining comparison information based at least in part on the determined make and model, estimating a quote for the vehicle based on the comparison information; and transmitting the estimated quote for display on the client device.Type: GrantFiled: November 9, 2020Date of Patent: November 8, 2022Assignee: Capital One Services, LLCInventors: Qiaochu Tang, Sunil Subrahmanyam Vasisht, Stephen Michael Wylie, Geoffrey Dagley, Micah Price, Jason Richard Hoover
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Publication number: 20220301438Abstract: A computer system receives a request to locate a vehicle within a facility. The computer system parses the request to identify one or more characteristics of the vehicle. The computer system identifies a sensor corresponding to the vehicle based on the one or more characteristics of the vehicle. The computer system identifies a most recent location of the vehicle based on the last registered position of the vehicle within the facility. The computer system transmits a signal to a parking spot sensor at the most recent location of the vehicle in the facility. The computer system receives the unique identification. The computer system determines that the unique identification of the vehicle sensor co-located with the parking spot sensor matches the sensor of the requested vehicle. The computer system reports to the user a current location of the vehicle within the facility based on a location of the parking spot sensor.Type: ApplicationFiled: June 6, 2022Publication date: September 22, 2022Applicant: Capital One Services, LLCInventors: Micah Price, Geoffrey Dagley, Jason Richard Hoover, Stephen Michael Wylie, Qiaochu Tang
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Patent number: 11367015Abstract: Systems and methods for preventing machine learning models from negatively affecting mobile devices are provided. For example, a mobile device including a camera, memory devices, and one or more processors is provided. In some embodiments, the processors may be configured to provide images captured by the camera to a machine learning model at a first rate. The processors may also be configured to determine whether one or more of the images includes an object. If one or more of the images includes the object, the processors may be further configured to adjust the first rate of providing the images to the machine learning model to a second rate, and in some embodiments, determine whether to adjust the second rate of providing the images to the machine learning model to a third rate based on output received from the machine learning model.Type: GrantFiled: March 6, 2018Date of Patent: June 21, 2022Assignee: Capital One Services, LLCInventors: Micah Price, Sunil Subrahmanyam Vasisht, Stephen Michael Wylie, Geoffrey Dagley, Qiaochu Tang, Jason Richard Hoover
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Patent number: 11355016Abstract: A computer system receives a request to locate a vehicle within a facility. The computer system parses the request to identify one or more characteristics of the vehicle. The computer system identifies a sensor corresponding to the vehicle based on the one or more characteristics of the vehicle. The computer system identifies a most recent location of the vehicle based on the last registered position of the vehicle within the facility. The computer system transmits a signal to a parking spot sensor at the most recent location of the vehicle in the facility. The computer system receives the unique identification. The computer system determines that the unique identification of the vehicle sensor co-located with the parking spot sensor matches the sensor of the requested vehicle. The computer system reports to the user a current location of the vehicle within the facility based on a location of the parking spot sensor.Type: GrantFiled: March 29, 2021Date of Patent: June 7, 2022Assignee: Capital One Services, LLCInventors: Micah Price, Geoffrey Dagley, Jason Richard Hoover, Stephen Michael Wylie, Qiaochu Tang
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Publication number: 20220171490Abstract: The present disclosure relates to interactive projection systems. In one implementation, an interactive projection system for a vehicle window may include a film having a plurality of sensors embedded therein, the plurality of sensors configured to detect local pressure disturbance on the film; a projector configured to project a user interface onto the film; and at least one processor. The at least one processor may be configured to perform operations, including receiving a detection of a local pressure disturbance from at least one of the plurality of sensors, based on a location of the detected local pressure disturbance, determining a change in the user interface, and transmitting a command to the projector to modify a projected user interface according to the determined change.Type: ApplicationFiled: December 14, 2021Publication date: June 2, 2022Inventors: Qiaochu TANG, Sunil Subrahmanyam VASISHT, Stephen Michael WYLIE, Geoffrey DAGLEY, Micah PRICE, Jason Richard HOOVER
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Publication number: 20220138959Abstract: The disclosed technology includes image-based systems and methods for object tracking within an asset area. Some exemplary methods include receiving an indication of a first object entering an asset area and receiving data indicative of a plurality of captured images. The methods also include performing, by at least one processor, object classification of the first object based on one or more of the plurality of captured images. The methods further include determining a first object location of the first object based at least in part on the object classification, and outputting an indication of the first object location.Type: ApplicationFiled: January 19, 2022Publication date: May 5, 2022Inventors: Stephen Michael Wylie, Jason Richard Hoover, Geoffrey Dagley, Micah Price, Qiaochu Tang