Abstract: Computer systems and methods are provided for processing financial instruments. A combination financial instrument includes a spot delivery financial instrument and a futures financial instrument. The combination financial instrument is decomposed into separate spot delivery and futures financial instruments at a predetermined time.

Abstract: Systems and methods are disclosed involving central clearing of forward contracts and/or other financial instruments. In particular, systems and methods for, among other things, transferring excess collateral between clearing members of a clearing house are disclosed. In some examples, systems and methods for efficient transfer of excess forward position collateral between the clearing members of a clearing house is disclosed. In some examples, the transferring may occur in the form of a sale and repurchase transaction (e.g., a “repo” transaction).

Abstract: A system and method for facilitating trading of credit derivative products is provided. Each of the credit derivative products includes a fixed premium to be paid by a buyer to a seller on a predetermined periodic basis. For a given credit derivative product, an amount of the fixed premium may or may not be equal to a credit default swap par rate. When at least two of the credit derivative products have an identical underlying reference entity, an identical maturity date, and an identical fixed premium, the two products are consolidated into a single combined position. For a given credit derivative product, an amount of the fixed premium may be expressed either in basis points per annum or in cash value, or in any other format that can be understood by market participants. The fixed premium may be paid on a daily basis or on a quarterly basis, or on any other predetermined periodic basis.

Abstract: A sprayer, which in one embodiment, is a hand held ergonomic sprayer is disclosed herein. The sprayer may include: a housing through which water flows; a handle for gripping by a user, which is joined to the housing; at least one spray nozzle operatively connected to the housing; and, a connection for a hose, the connection being joined to the housing. In one non-limiting embodiment, when the sprayer has one end of a water-filled hose connected thereto, the combination of the sprayer and suspended portion of the hose has a combined center of gravity that passes through the axis of the sprayer handle. The sprayers described herein may also have other features, and provide other benefits that do not require the sprayers to have an ergonomic design.

Abstract: A sprayer, which in one embodiment, is a hand held ergonomic sprayer is disclosed herein. The sprayer may include: a housing through which water flows; a handle for gripping by a user, which is joined to the housing; at least one spray nozzle operatively connected to the housing; and, a connection for a hose, the connection being joined to the housing. In one non-limiting embodiment, when the sprayer has one end of a water-filled hose connected thereto, the combination of the sprayer and suspended portion of the hose has a combined center of gravity that passes through the axis of the sprayer handle. The sprayers described herein may also have other features, and provide other benefits that do not require the sprayers to have an ergonomic design.