Patents by Inventor Richard K. Ryan

Richard K. Ryan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7251623
    Abstract: A financial security product and method for managing a financial security, such as a variable annuity, which enables financial service providers to deduct the fees, costs and expenses associated with managing the financial security product. In a preferred embodiment, the method enables financial service providers to provide optional benefits to investors of a financial security without the need for maintaining separate unit prices for each potential combination of optional benefits. The method comprises periodically declaring a dividend with respect to the financial security and deducting at least a portion of the fees associated with managing the financial security from the declared dividend. The amount of the fees can vary depending upon the number of optional benefits, if any, selected to be provided with the financial security by the investor. In a preferred embodiment, any remaining dividend after the fees have been deducted is reinvested into the financial security.
    Type: Grant
    Filed: June 29, 2000
    Date of Patent: July 31, 2007
    Assignee: Security Benefit Life Insurance Company
    Inventors: Richard K Ryan, Brandt Thomas Brock, Gregory J. Garvin, Stéphane Goyer, Brenda Marie Harwood, Amy Jo Lee, Mary Elaine Nestor, Karen S. Plush, Kris Alan Robbins
  • Patent number: 3999916
    Abstract: A mold closure assembly for a mounting press for mounting metallurgical specimens in a plastic mount including a cap lockingly insertable in the upper end of the mold, a conical member disposed in a mating conical recess in the lower end of said cap, spring means for urging said conical member into such mating relation, a compression member adapted for a sliding fit in the mold and handle means attached to the cap and foldable to a non-obstructing position to permit a temperature control unit to be attached to or removed from the closure assembly.
    Type: Grant
    Filed: March 22, 1976
    Date of Patent: December 28, 1976
    Assignee: Buehler Ltd.
    Inventors: Allen J. Hable, E. Daniel Albrecht, James A. Nelson, Richard K. Ryan