Patents by Inventor Richard Kwiat

Richard Kwiat has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20060178983
    Abstract: A method and system for matching lending companies with prospective borrowers during an on-line loan prequalification process. The system includes a database for storing lender prequalification criteria received from one or more lenders over a communication network where the lender prequalification criteria include each lender's available loan products. The system also includes a server in communication with the database. The server receives loan prequalification requests from one or more loan requesters over the communication network such as the Internet, and provides real time loan prequalification matches in response to the loan prequalification requests. The loan prequalification matches are based upon a comparison of the loan prequalification requests with the lender prequalification criteria.
    Type: Application
    Filed: February 6, 2006
    Publication date: August 10, 2006
    Inventors: Robert Nice, Richard Kwiat, Rolando Garcia, Ramon Morales