Abstract: A method for presenting pre-approved and pre-underwritten offers to a customer may include: receiving targeting criteria based on at least one of current accounts with the financial institution, assets, creditworthiness, and credit risk for an offer for a financial product; identifying a target population of customers for the offer by applying the targeting criteria to a population of customers; reviewing each customer in the target population for underwriting for the financial product based on inferred income for each customer and accounts that each customer has with the financial institution, wherein the underwriting is performed before the financial product is offered; determining a channel to present the offer to one of the customers that passed underwriting; communicating the offer to the customer over the selected channel; and providing an accepted offer to a fulfilment engine, wherein the fulfilment engine initiates an account opening for the financial product.

Abstract: Wakeboat hull control systems and methods are provided to monitor the orientation of the wakeboat hull in the surrounding water, and to automatically control wakeboat ballast components to achieve or maintain desired hull orientations. Systems and methods are provided to measure, store, and recall hull orientation. Systems and methods are also provided to enable automated action to improve the safety, automation, performance, convenience, and marketing advantage of wakeboat ballast systems.

Abstract: Wakeboat ballast pump systems and methods are provided to monitor the operational condition and parameters of wakeboat ballast components. Systems and methods for sensing and measurement are provided to detect parameters associated with wakeboat ballast pumps and compartments, including systems and methods that can economically retrofit into existing wakeboat ballast systems. Systems and methods are also provided to enable automated action based on various operational conditions and parameters to improve the safety, automation, performance, convenience, and marketing advantage of wakeboat ballast pumps.

Abstract: Wakeboat hull control systems and methods are provided to permit the accurate reproduction of a wake behind a wakeboat. The onboard wake control system receives data from a draft measuring system. Incorporation of the data from the draft measuring system permits accurate reproduction of a wake behind the wakeboat after a change in an onboard variable such as the number, weight or position of passengers, the weight or position of cargo and the position of trim tabs or amount/location of ballast.

Abstract: Wakeboats that include an aquatic invasive species control apparatus are provided. These wakeboats can include: a wakeboat with a hull; at least one throughhull fitting in the hull of the wakeboat; an irradiation chamber in fluid communication with the at least one throughhull fitting, the irradiation chamber having a radiation source; and at least one water destination aboard the wakeboat. Methods for irradiating invasive aquatic species aboard a wakeboat are also provided. The methods can include: receiving water from outside the wakeboat hull; and irradiating water aboard the wakeboat prior to discharging the water.

Abstract: Wakeboat hull control systems and methods are provided to monitor the orientation of the wakeboat hull in the surrounding water, and to automatically control wakeboat ballast components to achieve or maintain desired hull orientations. Systems and methods are provided to measure, store, and recall hull orientation. Systems and methods are also provided to enable automated action to improve the safety, automation, performance, convenience, and marketing advantage of wakeboat ballast systems.

Abstract: Wakeboat fluid housing compartment fluid level sensing assemblies are provided. The assemblies can include: a wakeboat having a hull; a fluid housing compartment associated with the hull; a nonconductive sensor chamber positioned within the fluid housing compartment of the hull; and at least a pair of conductive electrodes associated with the sensor chamber, at least one of the pair of conductive electrodes being positioned within the nonconductive sensor chamber and electrically isolated from fluid within the fluid housing compartment. Methods for sensing a fluid level within a fluid housing compartment aboard a wakeboat are also provided. The methods can include: maintaining fluid communication between the fluid level within the fluid housing compartment and a sensor chamber; and determining the electrical communication between at least a pair of electrodes operatively associated with the sensor chamber.

Abstract: Wakeboats that include an aquatic invasive species control apparatus are provided. These wakeboats can include: a wakeboat with a hull; at least one throughhull fitting in the hull of the wakeboat; an irradiation chamber in fluid communication with the at least one throughhull fitting, the irradiation chamber having a radiation source; and at least one water destination aboard the wakeboat. Methods for irradiating invasive aquatic species aboard a wakeboat are also provided. The methods can include: receiving water from outside the wakeboat hull; and irradiating water aboard the wakeboat prior to discharging the water.

Abstract: Wakeboats that include an aquatic invasive species control apparatus are provided. These wakeboats can include: a wakeboat with a hull; at least one throughhull fitting in the hull of the wakeboat; an irradiation chamber in fluid communication with the at least one throughhull fitting, the irradiation chamber having a radiation source; and at least one water destination aboard the wakeboat. Methods for irradiating invasive aquatic species aboard a wakeboat are also provided. The methods can include: receiving water from outside the wakeboat hull; and irradiating water aboard the wakeboat prior to discharging the water.

Abstract: Wakeboats that include an aquatic invasive species control apparatus are provided. These wakeboats can include: a wakeboat with a hull; at least one throughhull fitting in the hull of the wakeboat; an irradiation chamber in fluid communication with the at least one throughhull fitting, the irradiation chamber having a radiation source; and at least one water destination aboard the wakeboat. Methods for irradiating invasive aquatic species aboard a wakeboat are also provided. The methods can include: receiving water from outside the wakeboat hull; and irradiating water aboard the wakeboat prior to discharging the water.

Abstract: Wakeboat ballast pump systems and methods are provided to monitor the operational condition and parameters of wakeboat ballast components. Systems and methods for sensing and measurement are provided to detect parameters associated with wakeboat ballast pumps and compartments, including systems and methods that can economically retrofit into existing wakeboat ballast systems. Systems and methods are also provided to enable automated action based on various operational conditions and parameters to improve the safety, automation, performance, convenience, and marketing advantage of wakeboat ballast pumps.

Abstract: Wakeboats that include an aquatic invasive species control apparatus are provided. These wakeboats can include: a wakeboat with a hull; at least one throughhull fitting in the hull of the wakeboat; an irradiation chamber in fluid communication with the at least one throughhull fitting, the irradiation chamber having a radiation source; and at least one water destination aboard the wakeboat. Methods for irradiating invasive aquatic species aboard a wakeboat are also provided. The methods can include: receiving water from outside the wakeboat hull; and irradiating water aboard the wakeboat prior to discharging the water.

Abstract: The present disclosure provides power source assemblies aboard a watercraft. The power source assemblies can include: an engine having a crankshaft; a variable ratio drive assembly operably engaged with the crankshaft; and an engine powered accessory operably engaged with the variable ratio drive assembly. The present disclosure also provides methods for distributing power aboard a watercraft from a crankshaft of an engine. The methods can include: using a crankshaft of an engine to drive a variable ratio drive assembly; and using the variable ratio drive assembly to drive an engine accessory over a narrower RPM range while operating the crankshaft over a wider RPM range.

Abstract: The present disclosure provides hydraulic power sources for watercraft. Example power sources can include: a watercraft having an engine; a variable ratio drive assembly operably engaged with the engine; a hydraulic pump operably engaged with the variable ratio drive assembly; and a hydraulic motor powered by the hydraulic pump. The present disclosure also provides methods for providing hydraulic power aboard a watercraft. Example methods can include: using an engine of the watercraft to drive a variable ratio drive assembly; using the variable ratio drive assembly to drive a hydraulic pump; using the hydraulic pump to power a hydraulic motor; and using the hydraulic motor to drive a load.

Abstract: The present disclosure provides power source assemblies aboard a watercraft. The power source assemblies can include: an engine having a crankshaft; a variable ratio drive assembly operably engaged with the crankshaft; and an engine powered accessory operably engaged with the variable ratio drive assembly. The present disclosure also provides methods for distributing power aboard a watercraft from a crankshaft of an engine. The methods can include: using a crankshaft of an engine to drive a variable ratio drive assembly; and using the variable ratio drive assembly to drive an engine accessory over a narrower RPM range while operating the crankshaft over a wider RPM range.

Abstract: The present disclosure provides hydraulic power sources for watercraft. Example power sources can include: a watercraft having an engine; a variable ratio drive assembly operably engaged with the engine; a hydraulic pump operably engaged with the variable ratio drive assembly; and a hydraulic motor powered by the hydraulic pump. The present disclosure also provides methods for providing hydraulic power aboard a watercraft. Example methods can include: using an engine of the watercraft to drive a variable ratio drive assembly; using the variable ratio drive assembly to drive a hydraulic pump; using the hydraulic pump to power a hydraulic motor; and using the hydraulic motor to drive a load.

Abstract: Wakeboat fluid housing compartment fluid level sensing assemblies are provided. The assemblies can include: a wakeboat having a hull; a fluid housing compartment associated with the hull; a nonconductive sensor chamber positioned within the fluid housing compartment of the hull; and at least a pair of conductive electrodes associated with the sensor chamber, at least one of the pair of conductive electrodes being positioned within the nonconductive sensor chamber and electrically isolated from fluid within the fluid housing compartment. Methods for sensing a fluid level within a fluid housing compartment aboard a wakeboat are also provided. The methods can include: maintaining fluid communication between the fluid level within the fluid housing compartment and a sensor chamber; and determining the electrical communication between at least a pair of electrodes operatively associated with the sensor chamber.

Abstract: Wakeboat hull control systems and methods are provided to permit the accurate reproduction of a wake behind a wakeboat. The onboard wake control system receives data from a draft measuring system. Incorporation of the data from the draft measuring system permits accurate reproduction of a wake behind the wakeboat after a change in an onboard variable such as the number, weight or position of passengers, the weight or position of cargo and the position of trim tabs or amount/location of ballast.

Abstract: Wakeboat hull control systems and methods are provided to monitor the orientation of the wakeboat hull in the surrounding water, and to automatically control wakeboat ballast components to achieve or maintain desired hull orientations. Systems and methods are provided to measure, store, and recall hull orientation. Systems and methods are also provided to enable automated action to improve the safety, automation, performance, convenience, and marketing advantage of wakeboat ballast systems.

Abstract: Hydraulic manifold assemblies for wakeboats are provided. The assemblies can include: a chamber configured as a hydraulic fluid source; at least one conduit in selective fluid communication with the chamber; at least one valve operatively aligned with the at least one conduit; and processing circuitry operatively coupled to the at least one valve. Wakeboats are also provided that can include: an engine; a hydraulic pump powered by the engine; and a hydraulic manifold assembly in fluid communication with the hydraulic pump. Methods for distributing hydraulic fluid aboard a wakeboat are provided. The methods can include controlling at least one valve to provide hydraulic fluid from a hydraulic pump to one or more hydraulic components.