Patents by Inventor Richard M. Brewer

Richard M. Brewer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9105018
    Abstract: Apparatus and methods for bill integration are provided. Checks issued by a bill-pay vendor may be integrated into a daily issue file and be presented to a user for review. The review may include selecting one or more check service to be applied to a check. The presenting may including marking checks and images corresponding to items received from a bill-pay vendor. Credit card transactions initiated via a bill-pay vendor may be integrated into the daily issue file. Checks received from the bill-pay vendor may be numbered into a range that is not a user-generated range. Bill-pay integration may include just-in-time funding of payments initiated through the bill-pay vendor. The daily issue file may be accessed via a mobile device, and may be filtered based on an entitlement associated with the mobile device.
    Type: Grant
    Filed: June 14, 2013
    Date of Patent: August 11, 2015
    Assignee: Bank of America Corporation
    Inventors: Anne D. Tatham, Milton Santiago, Jr., Christopher Hope, Richard M. Brewer
  • Publication number: 20140372294
    Abstract: Apparatus and methods for bill integration are provided. Checks issued by a bill-pay vendor may be integrated into a daily issue file and be presented to a user for review. The review may include selecting one or more check service to be applied to a check. The presenting may including marking checks and images corresponding to items received from a bill-pay vendor. Credit card transactions initiated via a bill-pay vendor may be integrated into the daily issue file. Checks received from the bill-pay vendor may be numbered into a range that is not a user-generated range. Bill-pay integration may include just-in-time funding of payments initiated through the bill-pay vendor. The daily issue file may be accessed via a mobile device, and may be filtered based on an entitlement associated with the mobile device.
    Type: Application
    Filed: June 14, 2013
    Publication date: December 18, 2014
    Inventors: Anne D. Tatham, Milton Santiago, JR., Christopher Hope, Richard M. Brewer
  • Publication number: 20140372295
    Abstract: Apparatus and methods for bill integration are provided. Checks issued by a bill-pay vendor may be integrated into a daily issue file and be presented to a user for review. The review may include selecting one or more check service to be applied to a check. The presenting may including marking checks and images corresponding to items received from a bill-pay vendor. Credit card transactions initiated via a bill-pay vendor may be integrated into the daily issue file. Checks received from the bill-pay vendor may be numbered into a range that is not a user-generated range. Bill-pay integration may include just-in-time funding of payments initiated through the bill-pay vendor. The daily issue file may be accessed via a mobile device, and may be filtered based on an entitlement associated with the mobile device.
    Type: Application
    Filed: June 14, 2013
    Publication date: December 18, 2014
    Inventors: Anne D. Tatham, Milton Santiago, JR., Christopher Hope, Richard M. Brewer
  • Patent number: 8662894
    Abstract: A method for playing a music game. The game is played by having each player move along a game path that includes a plurality of spaces, each of which is associated with a key signature. Each player advances along the path when he or she correctly identifies the elements of music structures. A random or pseudorandom event generator may be used to select the music structure elements and an event verifier may be used to correct the construction of the music structures. Each player may earn royalties play money in the course of a game.
    Type: Grant
    Filed: August 30, 2006
    Date of Patent: March 4, 2014
    Inventors: Bernardo Paratore, Richard M. Brewer