Abstract: Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may transmit sensitive data associated with the selected purchasing instrument. The OLED display may allow the smart card to include a customizable face. The OLED display may present video, colors or any suitable text. For example, the OLED display may present a user's credit limit, rewards or spend categories. Such smart cards may be easily re-branded as a result of the smart card not being permanently tied to an embossed number. New sensitive data may be pushed to the smart card and thereby allow it to be used immediately based on the new sensitive data.

Abstract: Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may transmit sensitive data associated with the selected purchasing instrument. The OLED display may allow the smart card to include a customizable face. The OLED display may present video, colors or any suitable text. For example, the OLED display may present a user's credit limit, rewards or spend categories. Such smart cards may be easily re-branded as a result of the smart card not being permanently tied to an embossed number. New sensitive data may be pushed to the smart card and thereby allow it to be used immediately based on the new sensitive data.

Abstract: Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may transmit sensitive data associated with the selected purchasing instrument. The OLED display may allow the smart card to include a customizable face. The OLED display may present video, colors or any suitable text. For example, the OLED display may present a user's credit limit, rewards or spend categories. Such smart cards may be easily re-branded as a result of the smart card not being permanently tied to an embossed number. New sensitive data may be pushed to the smart card and thereby allow it to be used immediately based on the new sensitive data.

Abstract: Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may transmit sensitive data associated with the selected purchasing instrument. The OLED display may allow the smart card to include a customizable face. The OLED display may present video, colors or any suitable text. For example, the OLED display may present a user's credit limit, rewards or spend categories. Such smart cards may be easily re-branded as a result of the smart card not being permanently tied to an embossed number. New sensitive data may be pushed to the smart card and thereby allow it to be used immediately based on the new sensitive data.

Abstract: Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may transmit sensitive data associated with the selected purchasing instrument. The OLED display may allow the smart card to include a customizable face. The OLED display may present video, colors or any suitable text. For example, the OLED display may present a user's credit limit, rewards or spend categories. Such smart cards may be easily re-branded as a result of the smart card not being permanently tied to an embossed number. New sensitive data may be pushed to the smart card and thereby allow it to be used immediately based on the new sensitive data.

Abstract: An interface in an attribute calculation module external to an enterprise receives data from the enterprise. A processor performs one or more first calculations on the received data, wherein the first calculations comprise predetermined calculations to create attributes of the received data. The interface communicates the first calculated data to a database for storage, the database being external to the enterprise. The interface receives a request from a computer associated with the enterprise, wherein the request indicates criteria to conduct one or more second calculations on the first calculated data. The processor performs each of the second calculations on the first calculated data. The interface communicates the second calculated data to the computer associated with the enterprise.

Abstract: An interface receives a report associated with a customer from a first computer. The report includes customer attributes associated with the customer. A processor determines a customer identifier associated with the customer. The processor associates the customer identifier and customer attributes of the report to a customer identifier in a cross-reference table. The cross-reference table is internal to an enterprise and comprises the customer identifier and a universal key. The interface receives a request for an anonymized report from a second computer. The request comprises at least one requested customer identifier and indicates requested customer attributes. The processor determines a universal key for each requested customer identifier and generates the anonymized report. The anonymized report comprises the universal key associated with the requested customer identifier and the requested customer attributes. The interface communicates the anonymized report to a computer.

Abstract: A processor in an attribute retrieval module determines retrievable customer attributes from a plurality of data locations, wherein at least one of the retrievable customer attributes is retrieved from a data location external to the enterprise. The interface receives a customer attribute request from a first computer, the request includes at least one customer identifier and requested customer attributes. The requested customer attributes is a subset of the retrievable customer attributes. The processor determines the data location of each requested customer attribute and generates an information call for each data location. The interface communicates the information call to each data location. The interface receives a data report in response to the information call from each data location. The processor generates a complete data report based on the data report received from each data location, and the interface communicates the complete data report to the first computer.

Abstract: Impregnating or spraying softwood chips in a solution containing an appropriate concentration of alkaline earth metal ions selected from the group consisting of calcium ions, barium ions and strontium, preferably calcium ions, at room temperature before a reductive alkaline pulping process, for example kraft pulping, significantly increases pulp yield. Using an agent that complexes with the metal ions, such as hydroxyethylidene diphosphonic acid (HEDP) allows this benefit of metal ions to be achieved during the pulping process rather than in a separate impregnation step.

Abstract: Final chlorine dioxide bleaching of lignocellulosic materials is most effective at a near-neutral pH but present industrial practice typically targets a final pH of between 3.5 and 4.0 because of the difficulty in achieving and maintaining near-neutral pH cost effectively. The in situ formation of bicarbonate before the addition of chlorine dioxide provides a way of maintaining the required near-neutral pH. Near-neutral final chlorine dioxide bleaching also produces a bleached pulp that is in a state that responds more effectively to fluorescent whitening or optical brightening agents.

Abstract: At least one feature provides a strip door that includes a bracket adapted to secure to a first support surface associated with an opening, where the bracket includes a plurality of mount holes spaced along a length of the bracket. The strip door further includes a plurality of strip mounts wherein each strip mount is adapted to couple to at least one of the plurality of mount holes, where the plurality of strip mounts are adapted to be arranged along the length of the bracket. Moreover, the strip door may further include a plurality of strips adapted to hang in a partially overlapping arrangement to form a barrier to the opening, where each strip comprises a first end and a second end, and wherein the first end of each strip is adapted to removeably couple to an independent strip mount of the plurality of strip mounts.

Abstract: Impregnating or spraying softwood chips in a solution containing an appropriate concentration of alkaline earth metal ions selected from the group consisting of calcium ions, barium ions and strontium, preferably calcium ions, at room temperature before a reductive alkaline pulping process, for example kraft pulping, significantly increases pulp yield. Using an agent that complexes with the metal ions, such as hydroxyethylidene diphosphonic acid (HEDP) allows this benefit of metal ions to be achieved during the pulping process rather than in a separate impregnation step.

Abstract: Polysulphide produced by oxidizing white liquor includes both active and inactive components. “Active” polysulphide is the only component that increases pulp yield. The amount of active polysulphide formed when manganese oxides are used as catalysts in the generating process is increased by adding a co-catalyst. Adding bismuth compounds and, in particular, bismuth oxide as a co-catalyst increases the total amount of polysulphide formed with all the manganese oxides and increases the amount of active polysulphide produced particularly when using the lower manganese oxides. The co-catalyst also increases the number of cycles in which the most active catalyst, manganese dioxide, can participate before losing efficiency. Other elements in the same group and adjacent groups in the periodic table are active but these other elements are more soluble than bismuth and are toxic.

Abstract: Polysulphide produced by oxidizing white liquor includes both active and inactive components. “Active” polysulphide is the only component that increases pulp yield. The amount of active polysulphide formed when manganese oxides are used as catalysts in the generating process is increased by adding a co-catalyst. Adding bismuth compounds and, in particular, bismuth oxide as a co-catalyst increases the total amount of polysulphide formed with all the manganese oxides and increases the amount of active polysulphide produced particularly when using the lower manganese oxides. The co-catalyst also increases the number of cycles in which the most active catalyst, manganese dioxide, can participate before losing efficiency. Other elements in the same group and adjacent groups in the periodic table are active but these other elements are more soluble than bismuth and are toxic.

Abstract: Final chlorine dioxide bleaching of lignocellulosic materials is most effective at a near-neutral pH but present industrial practice typically targets a final pH of between 3.5 and 4.0 because of the difficulty in achieving and maintaining near-neutral pH cost effectively. The in situ formation of bicarbonate before the addition of chlorine dioxide provides a way of maintaining the required near-neutral pH. Near-neutral final chlorine dioxide bleaching also produces a bleached pulp that is in a state that responds more effectively to fluorescent whitening or optical brightening agents.

Abstract: An improved pulping process by which pulp yield is increased requires using polysulfide in the cooking liquor and lignocellulosic particles having a maximum thickness of 2 mm.

Abstract: A process using an amphoteric ion-exchange resin, also known as a "snake-cage polyelectrolyte" resin separates kraft white liquor into sulphide-rich and caustic-rich components. The sulphide-rich component can be used in the initial stage of pulping, pretreatment of wood chips prior to pulping, or it can be used to make polysulphide-rich liquor. The caustic-rich component can be used in the final delignification phase, in place of sodium hydroxide or white liquor in oxygen delignification, pH adjustment and flue gas scrubbing. The same system can be used to separate green and polysulphide liquors into sulphide-rich and sulphide-poor components, and to remove sulphide from other mill caustic streams contaminated with sulphide.

Abstract: Sodium chloride is removed from pulping chemicals used in a Kraft pulping process by the use of a snake-cage polyelectrolyte ion exchange resin, coupled with removal of sulfide prior to treatment, or treatment of chemicals which are already low in sulfide. In one aspect of the invention, dust is collected from exhaust gases produced in the black liquor recovery cycle and is dissolved in water to produce a solution containing sodium chloride and sodium sulfate. The solution is filtered to yield a solid product and a filtrate solution. The filtrate solution is fed to an ion exchange unit which removes chloride and produces a purified sodium sulfate product. The sodium chloride is removed from the ion exchange resin by water elution, and useful recovered chemicals are recycled to the recovery cycle of the Kraft process.