Abstract: A portfolio (10) includes a first panel (12), a second panel (14) hingedly attached to one side of the first panel (12) and a third panel (16) hingedly attached to the other side of the first panel (12). The first panel (12) includes provision in the form of cut-outs 200-216 for receiving and storing business accessories such as a calculator, a Post-it note pad, paper clips, and a ball point pen, for example, in the form of a resilient foam block (26) provided with cut-outs (210-216) shaped to suit the accessories. The second panel (14) provides a cover which is foldable over the first panel (12) and held in place by the third panel (16), the cover (14) being sandwiched between said first and third panels. The third panel (116) is adapted to receive a writing pad J. A modified portfolio (110) includes a fourth panel (118) which cooperates with the second panel (114) to provide a closure for the binder (110).