Patents by Inventor Richard Scott Graschel

Richard Scott Graschel has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for improved financial calculators
    Patent number: 8484109
    Abstract: In various embodiments, financial calculators with improved data security and data integration, collecting, managing and sharing data generated by a user are described. Selected financial data is accessed and shared with various financial tools in a centralized data store to provide a faster, easier calculator with fewer inputs. In one embodiment, a retirement calculator advises a user on how much to save in a corporate retirement plan, IRA and other investments, and the priority order in which to save. In another embodiment, a college savings calculator is disclosed that pre-fills anticipated college costs when a user selects a college.
    Type: Grant
    Filed: September 27, 2007
    Date of Patent: July 9, 2013
    Assignee: United Services Automobile Association (USAA)
    Inventors: Jill Marie Nelson Deurmier, Richard Scott Graschel, John Xavier Felan, Christina Nicole Laquey