Patents by Inventor Richard Stocks

Richard Stocks has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230385906
    Abstract: A computer system for recommending merchants to a candidate cardholder is provided. The computer system includes a memory device and a processor. The processor receives transaction information for a plurality of cardholders from a payment network. The transaction information includes data relating to purchases made by the cardholders at a plurality of merchants, where the purchases satisfy a first criteria. The processor also receives candidate cardholder preference information for at least one of the merchants input by the candidate cardholder. The processor further determines a merchant rank for each merchant based on the received transaction information and the candidate cardholder preference information, and determines a neutral merchant rank for each merchant based on the received transaction information and neutral cardholder preferences of the plurality of cardholders.
    Type: Application
    Filed: August 14, 2023
    Publication date: November 30, 2023
    Inventors: Christopher J. Merz, Walter Lo Faro, Adam K. Hosp, Matthew Richard Stocke, Stephen P. Hendrix, Robert T. Grothe, JR.
  • Patent number: 11727462
    Abstract: A computer system for recommending merchants to a candidate cardholder is provided. The computer system includes a memory device in communication with a processor. The processor is programmed to receive transaction information for a plurality of cardholders from a payment network. The transaction information includes data relating to purchases made by the cardholders at a plurality of merchants, the purchases satisfying a first criteria. The processor receives candidate cardholder preference information for at least one of the merchants input by the candidate cardholder. The computer system determines a merchant rank for each merchant based on the received transaction information and the candidate cardholder preference information, and determines a neutral merchant rank for each merchant based on the received transaction information and neutral cardholder preferences of the plurality of cardholders.
    Type: Grant
    Filed: October 4, 2019
    Date of Patent: August 15, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Christopher J. Merz, Walter Lo Faro, Adam K. Hosp, Matthew Richard Stocke, Stephen P. Hendrix, Robert T. Grothe, Jr.
  • Publication number: 20200034913
    Abstract: A computer system for recommending merchants to a candidate cardholder is provided. The computer system includes a memory device in communication with a processor. The processor is programmed to receive transaction information for a plurality of cardholders from a payment network. The transaction information includes data relating to purchases made by the cardholders at a plurality of merchants, the purchases satisfying a first criteria. The processor receives candidate cardholder preference information for at least one of the merchants input by the candidate cardholder. The computer system determines a merchant rank for each merchant based on the received transaction information and the candidate cardholder preference information, and determines a neutral merchant rank for each merchant based on the received transaction information and neutral cardholder preferences of the plurality of cardholders.
    Type: Application
    Filed: October 4, 2019
    Publication date: January 30, 2020
    Inventors: Christopher J. Merz, Walter Lo Faro, Adam K. Hosp, Matthew Richard Stocke, Stephen P. Hendrix, Robert T. Grothe
  • Patent number: 10438269
    Abstract: A computer system for recommending merchants to a candidate cardholder is provided. The computer system includes a memory device in communication with a processor. The processor is programmed to receive transaction information for a plurality of cardholders from a payment network. The transaction information includes data relating to purchases made by the cardholders at a plurality of merchants, the purchases satisfying a first criteria. The processor receives candidate cardholder preference information for at least one of the merchants input by the candidate cardholder, determines a merchant rank for each merchant based on the received transaction information and the candidate cardholder preference information, determines a neutral merchant rank for each merchant based on the received transaction information and neutral cardholder preferences of the plurality of cardholders, and determines a merchant score for each of the plurality of merchants by comparing the merchant rank to the neutral merchant rank.
    Type: Grant
    Filed: March 12, 2013
    Date of Patent: October 8, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Christopher J. Merz, Walter Lo Faro, Adam K. Hosp, Matthew Richard Stocke, Stephen P. Hendrix, Robert T. Grothe, Jr.
  • Patent number: 9715693
    Abstract: An exemplary method for distributing an offer to a mobile device includes identifying a location of a first mobile device, identifying offer preferences for a user of the first mobile device, and distributing the offer to the first mobile device. The offer is an offer for the purchase of goods or services, the offer meets the offer preferences of the user of the first mobile device, and the offer is encoded with a first offer identifier corresponding to the user of the first mobile device.
    Type: Grant
    Filed: November 10, 2011
    Date of Patent: July 25, 2017
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Peter D. Kaulbach, Mostafa Sabet, Joshua Kessler, Stephen Toner, Stephen Hendrix, Matthew Richard Stocke, Adam Kenneth Hosp
  • Publication number: 20140279185
    Abstract: A computer system for recommending merchants to a candidate cardholder is provided. The computer system includes a memory device in communication with a processor. The processor is programmed to receive transaction information for a plurality of cardholders from a payment network. The transaction information includes data relating to purchases made by the cardholders at a plurality of merchants, the purchases satisfying a first criteria. The processor receives candidate cardholder preference information for at least one of the merchants input by the candidate cardholder. The computer system determines a merchant rank for each merchant based on the received transaction information and the candidate cardholder preference information, and determines a neutral merchant rank for each merchant based on the received transaction information and neutral cardholder preferences of the plurality of cardholders.
    Type: Application
    Filed: March 12, 2013
    Publication date: September 18, 2014
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Christopher J. Merz, Walter Lo Faro, Adam K. Hosp, Matthew Richard Stocke, Stephen P. Hendrix, Robert T. Grothe, JR.
  • Publication number: 20130282533
    Abstract: Systems, methods and apparatus are described for providing an online shopping experience to a consumer who is shopping at a merchant's physical retail location. In an embodiment, a method includes a providing a consumer shopping experience website to obtain at least one of consumer registration data, consumer mobile device data, a consumer shopping list, merchant registration data, and merchant inventory data. In an implementation, a mobile shopping application is provided on a consumer's mobile device operable to provide information such as merchant store locations, merchant inventory, in-store product location data, product review information, and shopping cart information. The method includes receiving a request for shopping information, generating the requested shopping information, and transmitting the shopping information to the consumer mobile device in real time, while the consumer is in a merchant's store.
    Type: Application
    Filed: April 17, 2013
    Publication date: October 24, 2013
    Inventors: Elizabeth Foran-Owens, Ken Rose, Adam Robert Bell, Lauren Grendon, Stephen Toner, Matthew Richard Stocke
  • Patent number: 8153502
    Abstract: Methods of filling cavities or trenches. More specifically, methods of filling a cavity or trench in a semiconductor layer are provided. The methods include depositing a first dielectric layer into the trench by employing a conformal deposition process. Next, the first dielectric layer is etched to create a recess in the trench within the first dielectric layer. The recesses are then filled with a second dielectric layer by employing a high density plasma deposition process. The techniques may be particularly useful in filling cavities and trenches having narrow widths and/or high aspect ratios.
    Type: Grant
    Filed: May 16, 2006
    Date of Patent: April 10, 2012
    Assignee: Micron Technology, Inc.
    Inventors: Li Li, Ronald Weimer, Richard Stocks, Chris Hill
  • Publication number: 20070267754
    Abstract: Methods for forming interconnects in microfeature workpieces, and microfeature workpieces having such interconnects are disclosed herein. In one embodiment, a method of forming an interconnect in a microfeature workpiece includes forming a hole extending through a terminal and a dielectric layer to at least an intermediate depth in a substrate of a workpiece. The hole has a first lateral dimension in the dielectric layer and a second lateral dimension in the substrate proximate to an interface between the dielectric layer and the substrate. The second lateral dimension is greater than the first lateral dimension. The method further includes constructing an electrically conductive interconnect in at least a portion of the hole and in electrical contact with the terminal.
    Type: Application
    Filed: August 2, 2007
    Publication date: November 22, 2007
    Applicant: Micron Technology, Inc.
    Inventors: Kyle Kirby, William Hiatt, Richard Stocks
  • Publication number: 20070269958
    Abstract: Methods of filling cavities or trenches. More specifically, methods of filling a cavity or trench in a semiconductor layer are provided. The methods include depositing a first dielectric layer into the trench by employing a conformal deposition process. Next, the first dielectric layer is etched to create a recess in the trench within the first dielectric layer. The recesses are then filled with a second dielectric layer by employing a high density plasma deposition process. The techniques may be particularly useful in filling cavities and trenches having narrow widths and/or high aspect ratios.
    Type: Application
    Filed: May 16, 2006
    Publication date: November 22, 2007
    Inventors: Li Li, Ronald Weimer, Richard Stocks, Chris Hill
  • Publication number: 20070045858
    Abstract: Methods for forming interconnects in microfeature workpieces, and microfeature workpieces having such interconnects are disclosed herein. In one embodiment, a method of forming an interconnect in a microfeature workpiece includes forming a hole extending through a terminal and a dielectric layer to at least an intermediate depth in a substrate of a workpiece. The hole has a first lateral dimension in the dielectric layer and a second lateral dimension in the substrate proximate to an interface between the dielectric layer and the substrate. The second lateral dimension is greater than the first lateral dimension. The method further includes constructing an electrically conductive interconnect in at least a portion of the hole and in electrical contact with the terminal.
    Type: Application
    Filed: September 1, 2005
    Publication date: March 1, 2007
    Applicant: Micron Technology, Inc.
    Inventors: Kyle Kirby, William Hiatt, Richard Stocks
  • Patent number: 6402886
    Abstract: A method and apparatus for improving etch uniformity in reticle etching by eliminating local effects at the edge of the reticle is disclosed. The present invention relates to a reticle frame which surrounds the reticle. The reticle frames are patterned with a pattern profile similar to that of the reticle to prevent edge uniformities of the reticle by allowing uniform plasma etching of the entire reticle surface. The reticle frames may also be used to move the reticle in and out of etch chambers without damaging them.
    Type: Grant
    Filed: July 13, 2001
    Date of Patent: June 11, 2002
    Assignee: Micron Technology, Inc.
    Inventors: Richard Stocks, Kevin Donohoe
  • Publication number: 20010037859
    Abstract: A method and apparatus for improving etch uniformity in reticle etching by eliminating local effects at the edge of the reticle is disclosed. The present invention relates to a reticle frame which surrounds the reticle. The reticle frames are patterned with a pattern profile similar to that of the reticle to prevent edge uniformities of the reticle by allowing uniform plasma etching of the entire reticle surface. The reticle frames may also be used to move the reticle in and out of etch chambers without damaging them.
    Type: Application
    Filed: July 13, 2001
    Publication date: November 8, 2001
    Inventors: Richard Stocks, Kevin Donohoe
  • Patent number: 6280646
    Abstract: A method and apparatus for improving etch uniformity in reticle etching by eliminating local effects at the edge of the reticle is disclosed. The present invention relates to a reticle frame which surrounds the reticle. The reticle frames are patterned with a pattern profile similar to that of the reticle to prevent edge uniformities of the reticle by allowing uniform plasma etching of the entire reticle surface. The reticle frames may also be used to move the reticle in and out of etch chambers without damaging them.
    Type: Grant
    Filed: July 16, 1999
    Date of Patent: August 28, 2001
    Assignee: Micron Technology, Inc.
    Inventors: Richard Stocks, Kevin Donohoe
  • Patent number: 6232496
    Abstract: Amphoacetate surfactants are made by reacting a compound of formula RCONHCH2CH2NHCH2CH2OH where R is an aliphatic radical, with formaldehyde and a cyanide of formula: R1CN, wherein R1 represents a hydrogen atom or an alkali metal, and, when R1 represents a hydrogen atom, hydrolysing the nitrile obtained with an alkali.
    Type: Grant
    Filed: November 22, 1995
    Date of Patent: May 15, 2001
    Assignee: Rhone-Poulenc Chemicals Limited
    Inventors: John F. Carr, Peter Lees, Richard Stocks-Wilson, Derek Pakenham