Patents by Inventor Richard Stocks
Richard Stocks has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230385906Abstract: A computer system for recommending merchants to a candidate cardholder is provided. The computer system includes a memory device and a processor. The processor receives transaction information for a plurality of cardholders from a payment network. The transaction information includes data relating to purchases made by the cardholders at a plurality of merchants, where the purchases satisfy a first criteria. The processor also receives candidate cardholder preference information for at least one of the merchants input by the candidate cardholder. The processor further determines a merchant rank for each merchant based on the received transaction information and the candidate cardholder preference information, and determines a neutral merchant rank for each merchant based on the received transaction information and neutral cardholder preferences of the plurality of cardholders.Type: ApplicationFiled: August 14, 2023Publication date: November 30, 2023Inventors: Christopher J. Merz, Walter Lo Faro, Adam K. Hosp, Matthew Richard Stocke, Stephen P. Hendrix, Robert T. Grothe, JR.
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Patent number: 11727462Abstract: A computer system for recommending merchants to a candidate cardholder is provided. The computer system includes a memory device in communication with a processor. The processor is programmed to receive transaction information for a plurality of cardholders from a payment network. The transaction information includes data relating to purchases made by the cardholders at a plurality of merchants, the purchases satisfying a first criteria. The processor receives candidate cardholder preference information for at least one of the merchants input by the candidate cardholder. The computer system determines a merchant rank for each merchant based on the received transaction information and the candidate cardholder preference information, and determines a neutral merchant rank for each merchant based on the received transaction information and neutral cardholder preferences of the plurality of cardholders.Type: GrantFiled: October 4, 2019Date of Patent: August 15, 2023Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Christopher J. Merz, Walter Lo Faro, Adam K. Hosp, Matthew Richard Stocke, Stephen P. Hendrix, Robert T. Grothe, Jr.
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Publication number: 20200034913Abstract: A computer system for recommending merchants to a candidate cardholder is provided. The computer system includes a memory device in communication with a processor. The processor is programmed to receive transaction information for a plurality of cardholders from a payment network. The transaction information includes data relating to purchases made by the cardholders at a plurality of merchants, the purchases satisfying a first criteria. The processor receives candidate cardholder preference information for at least one of the merchants input by the candidate cardholder. The computer system determines a merchant rank for each merchant based on the received transaction information and the candidate cardholder preference information, and determines a neutral merchant rank for each merchant based on the received transaction information and neutral cardholder preferences of the plurality of cardholders.Type: ApplicationFiled: October 4, 2019Publication date: January 30, 2020Inventors: Christopher J. Merz, Walter Lo Faro, Adam K. Hosp, Matthew Richard Stocke, Stephen P. Hendrix, Robert T. Grothe
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Patent number: 10438269Abstract: A computer system for recommending merchants to a candidate cardholder is provided. The computer system includes a memory device in communication with a processor. The processor is programmed to receive transaction information for a plurality of cardholders from a payment network. The transaction information includes data relating to purchases made by the cardholders at a plurality of merchants, the purchases satisfying a first criteria. The processor receives candidate cardholder preference information for at least one of the merchants input by the candidate cardholder, determines a merchant rank for each merchant based on the received transaction information and the candidate cardholder preference information, determines a neutral merchant rank for each merchant based on the received transaction information and neutral cardholder preferences of the plurality of cardholders, and determines a merchant score for each of the plurality of merchants by comparing the merchant rank to the neutral merchant rank.Type: GrantFiled: March 12, 2013Date of Patent: October 8, 2019Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Christopher J. Merz, Walter Lo Faro, Adam K. Hosp, Matthew Richard Stocke, Stephen P. Hendrix, Robert T. Grothe, Jr.
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Patent number: 9715693Abstract: An exemplary method for distributing an offer to a mobile device includes identifying a location of a first mobile device, identifying offer preferences for a user of the first mobile device, and distributing the offer to the first mobile device. The offer is an offer for the purchase of goods or services, the offer meets the offer preferences of the user of the first mobile device, and the offer is encoded with a first offer identifier corresponding to the user of the first mobile device.Type: GrantFiled: November 10, 2011Date of Patent: July 25, 2017Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Peter D. Kaulbach, Mostafa Sabet, Joshua Kessler, Stephen Toner, Stephen Hendrix, Matthew Richard Stocke, Adam Kenneth Hosp
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Publication number: 20140279185Abstract: A computer system for recommending merchants to a candidate cardholder is provided. The computer system includes a memory device in communication with a processor. The processor is programmed to receive transaction information for a plurality of cardholders from a payment network. The transaction information includes data relating to purchases made by the cardholders at a plurality of merchants, the purchases satisfying a first criteria. The processor receives candidate cardholder preference information for at least one of the merchants input by the candidate cardholder. The computer system determines a merchant rank for each merchant based on the received transaction information and the candidate cardholder preference information, and determines a neutral merchant rank for each merchant based on the received transaction information and neutral cardholder preferences of the plurality of cardholders.Type: ApplicationFiled: March 12, 2013Publication date: September 18, 2014Applicant: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Christopher J. Merz, Walter Lo Faro, Adam K. Hosp, Matthew Richard Stocke, Stephen P. Hendrix, Robert T. Grothe, JR.
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Publication number: 20130282533Abstract: Systems, methods and apparatus are described for providing an online shopping experience to a consumer who is shopping at a merchant's physical retail location. In an embodiment, a method includes a providing a consumer shopping experience website to obtain at least one of consumer registration data, consumer mobile device data, a consumer shopping list, merchant registration data, and merchant inventory data. In an implementation, a mobile shopping application is provided on a consumer's mobile device operable to provide information such as merchant store locations, merchant inventory, in-store product location data, product review information, and shopping cart information. The method includes receiving a request for shopping information, generating the requested shopping information, and transmitting the shopping information to the consumer mobile device in real time, while the consumer is in a merchant's store.Type: ApplicationFiled: April 17, 2013Publication date: October 24, 2013Inventors: Elizabeth Foran-Owens, Ken Rose, Adam Robert Bell, Lauren Grendon, Stephen Toner, Matthew Richard Stocke
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Patent number: 8153502Abstract: Methods of filling cavities or trenches. More specifically, methods of filling a cavity or trench in a semiconductor layer are provided. The methods include depositing a first dielectric layer into the trench by employing a conformal deposition process. Next, the first dielectric layer is etched to create a recess in the trench within the first dielectric layer. The recesses are then filled with a second dielectric layer by employing a high density plasma deposition process. The techniques may be particularly useful in filling cavities and trenches having narrow widths and/or high aspect ratios.Type: GrantFiled: May 16, 2006Date of Patent: April 10, 2012Assignee: Micron Technology, Inc.Inventors: Li Li, Ronald Weimer, Richard Stocks, Chris Hill
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Publication number: 20070267754Abstract: Methods for forming interconnects in microfeature workpieces, and microfeature workpieces having such interconnects are disclosed herein. In one embodiment, a method of forming an interconnect in a microfeature workpiece includes forming a hole extending through a terminal and a dielectric layer to at least an intermediate depth in a substrate of a workpiece. The hole has a first lateral dimension in the dielectric layer and a second lateral dimension in the substrate proximate to an interface between the dielectric layer and the substrate. The second lateral dimension is greater than the first lateral dimension. The method further includes constructing an electrically conductive interconnect in at least a portion of the hole and in electrical contact with the terminal.Type: ApplicationFiled: August 2, 2007Publication date: November 22, 2007Applicant: Micron Technology, Inc.Inventors: Kyle Kirby, William Hiatt, Richard Stocks
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Publication number: 20070269958Abstract: Methods of filling cavities or trenches. More specifically, methods of filling a cavity or trench in a semiconductor layer are provided. The methods include depositing a first dielectric layer into the trench by employing a conformal deposition process. Next, the first dielectric layer is etched to create a recess in the trench within the first dielectric layer. The recesses are then filled with a second dielectric layer by employing a high density plasma deposition process. The techniques may be particularly useful in filling cavities and trenches having narrow widths and/or high aspect ratios.Type: ApplicationFiled: May 16, 2006Publication date: November 22, 2007Inventors: Li Li, Ronald Weimer, Richard Stocks, Chris Hill
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Publication number: 20070045858Abstract: Methods for forming interconnects in microfeature workpieces, and microfeature workpieces having such interconnects are disclosed herein. In one embodiment, a method of forming an interconnect in a microfeature workpiece includes forming a hole extending through a terminal and a dielectric layer to at least an intermediate depth in a substrate of a workpiece. The hole has a first lateral dimension in the dielectric layer and a second lateral dimension in the substrate proximate to an interface between the dielectric layer and the substrate. The second lateral dimension is greater than the first lateral dimension. The method further includes constructing an electrically conductive interconnect in at least a portion of the hole and in electrical contact with the terminal.Type: ApplicationFiled: September 1, 2005Publication date: March 1, 2007Applicant: Micron Technology, Inc.Inventors: Kyle Kirby, William Hiatt, Richard Stocks
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Patent number: 6402886Abstract: A method and apparatus for improving etch uniformity in reticle etching by eliminating local effects at the edge of the reticle is disclosed. The present invention relates to a reticle frame which surrounds the reticle. The reticle frames are patterned with a pattern profile similar to that of the reticle to prevent edge uniformities of the reticle by allowing uniform plasma etching of the entire reticle surface. The reticle frames may also be used to move the reticle in and out of etch chambers without damaging them.Type: GrantFiled: July 13, 2001Date of Patent: June 11, 2002Assignee: Micron Technology, Inc.Inventors: Richard Stocks, Kevin Donohoe
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Publication number: 20010037859Abstract: A method and apparatus for improving etch uniformity in reticle etching by eliminating local effects at the edge of the reticle is disclosed. The present invention relates to a reticle frame which surrounds the reticle. The reticle frames are patterned with a pattern profile similar to that of the reticle to prevent edge uniformities of the reticle by allowing uniform plasma etching of the entire reticle surface. The reticle frames may also be used to move the reticle in and out of etch chambers without damaging them.Type: ApplicationFiled: July 13, 2001Publication date: November 8, 2001Inventors: Richard Stocks, Kevin Donohoe
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Patent number: 6280646Abstract: A method and apparatus for improving etch uniformity in reticle etching by eliminating local effects at the edge of the reticle is disclosed. The present invention relates to a reticle frame which surrounds the reticle. The reticle frames are patterned with a pattern profile similar to that of the reticle to prevent edge uniformities of the reticle by allowing uniform plasma etching of the entire reticle surface. The reticle frames may also be used to move the reticle in and out of etch chambers without damaging them.Type: GrantFiled: July 16, 1999Date of Patent: August 28, 2001Assignee: Micron Technology, Inc.Inventors: Richard Stocks, Kevin Donohoe
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Patent number: 6232496Abstract: Amphoacetate surfactants are made by reacting a compound of formula RCONHCH2CH2NHCH2CH2OH where R is an aliphatic radical, with formaldehyde and a cyanide of formula: R1CN, wherein R1 represents a hydrogen atom or an alkali metal, and, when R1 represents a hydrogen atom, hydrolysing the nitrile obtained with an alkali.Type: GrantFiled: November 22, 1995Date of Patent: May 15, 2001Assignee: Rhone-Poulenc Chemicals LimitedInventors: John F. Carr, Peter Lees, Richard Stocks-Wilson, Derek Pakenham