Patents by Inventor Rick Forbis

Rick Forbis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System supporting automated clearing house (ACH) features
    Patent number: 8606661
    Abstract: Techniques for supporting an automated clearing house system (ACH) for facilitating resolution of ACH transactions. When a transaction item is blocked for an account, the associated transaction is paused so that the transaction item can be presented to the client. When the indication from the client is indicative of accepting the transaction item, the transaction is allowed to process. When the indication is indicative of returning the transaction item, the transaction is stopped and the transaction item is returned. On-line authorization maintenance information may be received from the client so that transaction items can be processed based on the on-line authorization maintenance information, which may be used edit a current authorization entry or to create a new authorization entry for a trading partner. A decision to approve a blocked transaction item may be decided by an employee of a client. However, approval may further require approval by a second employee.
    Type: Grant
    Filed: March 30, 2009
    Date of Patent: December 10, 2013
    Assignee: Bank of America Corporation
    Inventors: Greg Clark, David Divers, Mike Fabian, Rick Forbis, Robin W. Glowski, Terry Lewis, Keith Loving, Dave Mauney, Jennifer Ona, Dawn Patton, Cheryl Robinson, Patricia A. Stewart
  • System Supporting Automated Clearing House (ACH) Features
    Publication number: 20100250406
    Abstract: Techniques for supporting an automated clearing house system (ACH) for facilitating resolution of ACH transactions. When a transaction item is blocked for an account, the associated transaction is paused so that the transaction item can be presented to the client. When the indication from the client is indicative of accepting the transaction item, the transaction is allowed to process. When the indication is indicative of returning the transaction item, the transaction is stopped and the transaction item is returned. On-line authorization maintenance information may be received from the client so that transaction items can be processed based on the on-line authorization maintenance information, which may be used edit a current authorization entry or to create a new authorization entry for a trading partner. A decision to approve a blocked transaction item may be decided by an employee of a client. However, approval may further require approval by a second employee.
    Type: Application
    Filed: March 30, 2009
    Publication date: September 30, 2010
    Applicant: Bank of America Corporation
    Inventors: Greg Clark, David Divers, Mike Fabian, Rick Forbis, Robin W. Glowski, Terry Lewis, Keith Loving, Dave Mauney, Jennifer Ona, Dawn Patton, Cheryl Robinson, Patricia A. Stewart