Abstract: A universal and portable virtual resource event container that is provided by an identity-protection entity on behalf of a cloaked user. The resource event container is configured to log into or otherwise access networked sites and make calls to network entity APIs as directed by the user as they navigate the site and select objects for inclusion in the virtual resource event container instead of the resource event container provided by the network site. Subsequently, the resource event is completed between the network entity and the identity-protection entity. The network entity is unaware of the identity, or any other personal information associated with the user. In addition, objects in the resource event are delivered in an anonymous fashion, such that, the final delivery destination is unknown to the network entity and one or more hops along the delivery route. Thus, the present invention affords a user complete anonymity throughout the entire resource event.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an identification sensor system providing real-time item negotiation information and merchant inventory communication and management. A user selects items at a merchant location and positions them inside a communication enabled container communicably linked with a user device and a merchant inventory system. Information related to the items positioned within the container such as resource amount for the item, offers associated with the item, and manufacturer information associated with the item is extracted from the inventory system and relayed to the user.

Abstract: A universal and portable virtual resource event container that is provided by an identity-protection entity on behalf of a cloaked user. The resource event container is configured to log into or otherwise access networked sites and make calls to network entity APIs as directed by the user as they navigate the site and select objects for inclusion in the virtual resource event container instead of the resource event container provided by the network site. Subsequently, the resource event is completed between the network entity and the identity-protection entity. The network entity is unaware of the identity, or any other personal information associated with the user. In addition, objects in the resource event are delivered in an anonymous fashion, such that, the final delivery destination is unknown to the network entity and one or more hops along the delivery route. Thus, the present invention affords a user complete anonymity throughout the entire resource event.

Abstract: Arrangements for anonymously processing events are provided. In some examples, a computing platform, may receive a request to process an event. The computing platform may extract data from the received request and, based on the extracted data, may generate a single-use event processing token that may include data mapping an anonymous event processing source to a user event processing source stored, for example, in a secure digital information vault. The mapping may be exclusively discernable to the computing platform. The single-use event processing token may be transmitted to a computing system and the event may be processed. Processing the event may include the computing system generating an instruction to process the event and transmitting the instruction to the computing platform. The event may be processed using the anonymous event processing source.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for generating communicable linkages that collectively provide a cloud-based competitive proposal system. The competitive proposal system generates a user-specific competitive proposal profile containing user preferences, historic trends, and associated resource managers based on information collected from a user and user associated accounts. The competitive proposal system is triggered by the user signaling the system of a proposed transaction. The system requests term change proposals from resource managers that collectively provide a total resource amount required by the merchant to consummate the transaction. The term change proposals are evaluated and ranked by the competitive proposal system before being transmitted as a ranked list to the user device allowing the user to select a preferred term change proposal and complete the transaction.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an identification sensor system providing real-time item negotiation information and merchant inventory communication and management. A user selects items at a merchant location and positions them inside a communication enabled container communicably linked with a user device and a merchant inventory system. Information related to the items positioned within the container such as resource amount for the item, offers associated with the item, and manufacturer information associated with the item is extracted from the inventory system and relayed to the user.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for generating communicable linkages that collectively provide a cloud-based competitive proposal system. The competitive proposal system generates a user-specific competitive proposal profile containing user preferences, historic trends, and associated resource managers based on information collected from a user and user associated accounts. The competitive proposal system is triggered by the user signaling the system of a proposed transaction. The system requests term change proposals from resource managers that collectively provide a total resource amount required by the merchant to consummate the transaction. The term change proposals are evaluated and ranked by the competitive proposal system before being transmitted as a ranked list to the user device allowing the user to select a preferred term change proposal and complete the transaction.