Patents by Inventor Riken
Riken has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240289805Abstract: Systems and methods are provided for managing foreign transactions. An exemplary method may include providing, to a device of the user, instructions to display an application interface. The application interface may receive user requests to specify a foreign geographical area and to enable and disable the foreign transaction service in the foreign geographical area. The method may also include receiving, through the application interface, a request to enable the foreign transaction service. The method may include associating a transaction rule with the payment account. The transaction rule may define a condition upon which approval of a foreign transaction is permitted. The method may also include receiving a foreign transaction authorization request associated with the payment account. The method may also include approving the foreign transaction authorization request when the condition is met and declining the foreign transaction authorization request when the condition is not met.Type: ApplicationFiled: December 5, 2023Publication date: August 29, 2024Applicant: Capital One Services, LLCInventors: Abhinav Bhagwati AGRAWAL, Riken SHAH, Joshua M. WILBUR, Samuel FAHLER, Colleen KERR, Jeffrey SAMITT
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Patent number: 11887127Abstract: Systems and methods are provided for managing foreign transactions. An exemplary method may include providing, to a device of the user, instructions to display an application interface. The application interface may receive user requests to specify a foreign geographical area and to enable and disable the foreign transaction service in the foreign geographical area. The method may also include receiving, through the application interface, a request to enable the foreign transaction service. The method may include associating a transaction rule with the payment account. The transaction rule may define a condition upon which approval of a foreign transaction is permitted. The method may also include receiving a foreign transaction authorization request associated with the payment account. The method may also include approving the foreign transaction authorization request when the condition is met and declining the foreign transaction authorization request when the condition is not met.Type: GrantFiled: March 24, 2022Date of Patent: January 30, 2024Assignee: Capital One Services, LLCInventors: Abhinav Bhagwati Agrawal, Riken Shah, Joshua M. Wilbur, Samuel Fahler, Colleen Kerr, Jeffrey Samitt
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Publication number: 20230206245Abstract: Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.Type: ApplicationFiled: March 6, 2023Publication date: June 29, 2023Applicant: Capital One Services, LLCInventors: Jeffrey SAMITT, Zeel Maharshi JHA, Colleen KERR, Henry Feer JOYCE, Joshua M. WILBUR, John William SCHMIDT, Krystle VOSS, Riken SHAH
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Patent number: 11631084Abstract: Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.Type: GrantFiled: October 24, 2019Date of Patent: April 18, 2023Assignee: Capital One Services, LLCInventors: Jeffrey Samitt, Zeel Maharshi Jha, Colleen Kerr, Henry Feer Joyce, Joshua M. Wilbur, John William Schmidt, Krystle Voss, Riken Shah
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Publication number: 20220215391Abstract: Systems and methods are provided for managing foreign transactions. An exemplary method may include providing, to a device of the user, instructions to display an application interface. The application interface may receive user requests to specify a foreign geographical area and to enable and disable the foreign transaction service in the foreign geographical area. The method may also include receiving, through the application interface, a request to enable the foreign transaction service. The method may include associating a transaction rule with the payment account. The transaction rule may define a condition upon which approval of a foreign transaction is permitted. The method may also include receiving a foreign transaction authorization request associated with the payment account. The method may also include approving the foreign transaction authorization request when the condition is met and declining the foreign transaction authorization request when the condition is not met.Type: ApplicationFiled: March 24, 2022Publication date: July 7, 2022Applicant: Capital One Services, LLCInventors: Abhinav Bhagwati Agrawal, Riken Shah, Joshua M. Wilbur, Samuel Fahler, Colleen Kerr, Jeffrey Samitt
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Publication number: 20200219101Abstract: Systems and methods are provided for managing a cash advance service associated with a payment account of a user. An exemplary method may include providing, to a device of the user, instructions to display an application interface, the application interface receiving user requests to enable and disable the cash advance service. The method may also include receiving, through the application interface, a request to enable the cash advance service. The method may further include associating a transaction rule with the payment account, the transaction rule defining a condition upon which approval of a cash advance transaction is permitted. The method may further include receiving a cash advance transaction authorization request associated with the payment account. The method may further include approving the cash advance transaction authorization request when the condition is met and declining the cash advance transaction authorization request when the condition is not met.Type: ApplicationFiled: February 20, 2020Publication date: July 9, 2020Applicant: Capital One Services, LLCInventors: Abhinav AGRAWAL, Riken SHAH, Joshua WILBUR, Jeffrey SAMITT, Colleen KERR
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Publication number: 20200118132Abstract: The disclosed embodiments generally relate to systems and methods for implementing user-authorized recurring transactions with trusted merchants for fraud prevention. In one embodiment, a computer-implemented method is disclosed, in which a payment processing network receives a payment request via a computer network, and determines a payment account associated with the received payment request. The payment processing network determines that the payment account is unusable because fraudulent activity has been identified with the payment account, and that the payment request is a recurring payment request. The payment processing network transmits a fraud decline override request to a financial service provider system, and based on a fraud decline override response received from the financial service provider system, processes the payment request.Type: ApplicationFiled: October 12, 2018Publication date: April 16, 2020Applicant: Capital One Services, LLCInventors: John SCHMIDT, Joshua WILBUR, Sruthi KATTAMURI, Krystle VOSS, Colleen KERR, Riken SHAH, Jeffrey SAMITT
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Publication number: 20200118133Abstract: The disclosed embodiments generally relate to systems and methods for implementing user-authorized recurring transactions with trusted merchants for fraud prevention. In one embodiment, a computer-implemented method is disclosed, in which a payment processing network receives a payment request via a computer network, and determines a payment account associated with the received payment request. The payment processing network determines that the payment account is unusable because fraudulent activity has been identified with the payment account, and that the payment request is a recurring payment request. The payment processing network transmits a fraud decline override request to a financial service provider system, and based on a fraud decline override response received from the financial service provider system, processes the payment request.Type: ApplicationFiled: March 13, 2019Publication date: April 16, 2020Applicant: Capital One Services, LLCInventors: John SCHMIDT, Joshua WILBUR, Sruthi KATTAMURI, I, Krystle VOSS, Colleen KERR, Riken SHAH, Jeffrey SAMITT
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Patent number: 10614444Abstract: A system for temporarily enabling an otherwise disabled payment account for use in a transaction is configured to provide, based on a determination to disable a user's payment account, instructions to a user device of the user for displaying an application interface enabling the user to request to temporarily register the payment account for use in a transaction.Type: GrantFiled: January 12, 2018Date of Patent: April 7, 2020Assignee: Capital One Services, LLCInventors: Daniel Beck, Samantha Schneider, Jessica Bowman, Colleen Kerr, Riken Shah, Min Jung Kim, Zeel Jha, John Schmidt, Krystle Voss, Joshua Wilbur, Abhinav Agrawal, Jeffrey Samitt
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Patent number: 10607229Abstract: Systems and methods are provided for managing a cash advance service associated with a payment account of a user. An exemplary method may include providing, to a device of the user, instructions to display an application interface, the application interface receiving user requests to enable and disable the cash advance service. The method may also include receiving, through the application interface, a request to enable the cash advance service. The method may further include associating a transaction rule with the payment account, the transaction rule defining a condition upon which approval of a cash advance transaction is permitted. The method may further include receiving a cash advance transaction authorization request associated with the payment account. The method may further include approving the cash advance transaction authorization request when the condition is met and declining the cash advance transaction authorization request when the condition is not met.Type: GrantFiled: May 9, 2018Date of Patent: March 31, 2020Assignee: Capital One Services, LLCInventors: Abhinav Agrawal, Riken Shah, Joshua Wilbur, Jeffrey Samitt, Colleen Kerr
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Publication number: 20200058027Abstract: Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.Type: ApplicationFiled: October 24, 2019Publication date: February 20, 2020Applicant: Capital One Services, LLCInventors: Jeffrey SAMITT, Zeel Maharshi JHA, Colleen KERR, Henry Feer JOYCE, Joshua M. WILBUR, John William SCHMIDT, Krystle VOSS, Riken SHAH
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Patent number: 10482467Abstract: Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.Type: GrantFiled: June 14, 2018Date of Patent: November 19, 2019Assignee: Capital One Services, LLCInventors: Jeffrey Samitt, Zeel Maharshi Jha, Colleen Kerr, Henry Feer Joyce, Joshua M. Wilbur, John William Schmidt, Krystle Voss, Riken Shah
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Publication number: 20190347665Abstract: Systems and methods are provided for managing foreign transactions. An exemplary method may include providing, to a device of the user, instructions to display an application interface. The application interface may receive user requests to specify a foreign geographical area and to enable and disable the foreign transaction service in the foreign geographical area. The method may also include receiving, through the application interface, a request to enable the foreign transaction service. The method may include associating a transaction rule with the payment account. The transaction rule may define a condition upon which approval of a foreign transaction is permitted. The method may also include receiving a foreign transaction authorization request associated with the payment account. The method may also include approving the foreign transaction authorization request when the condition is met and declining the foreign transaction authorization request when the condition is not met.Type: ApplicationFiled: May 9, 2018Publication date: November 14, 2019Applicant: Capital One Services, LLCInventors: Abhinav Bhagwati AGRAWAL, Riken SHAH, Joshua M. WILBUR, Samuel FAHLER, Colleen KERR, Jeffrey SAMITT
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Publication number: 20190347664Abstract: Systems and methods are provided for managing a cash advance service associated with a payment account of a user. An exemplary method may include providing, to a device of the user, instructions to display an application interface, the application interface receiving user requests to enable and disable the cash advance service. The method may also include receiving, through the application interface, a request to enable the cash advance service. The method may further include associating a transaction rule with the payment account, the transaction rule defining a condition upon which approval of a cash advance transaction is permitted. The method may further include receiving a cash advance transaction authorization request associated with the payment account. The method may further include approving the cash advance transaction authorization request when the condition is met and declining the cash advance transaction authorization request when the condition is not met.Type: ApplicationFiled: May 9, 2018Publication date: November 14, 2019Applicant: Capital One Services, LLCInventors: Abhinav AGRAWAL, Riken SHAH, Joshua WILBUR, Jeffrey SAMITT, Colleen KERR
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Publication number: 20180158044Abstract: A system for temporarily enabling an otherwise disabled payment account for use in a transaction is configured to provide, based on a determination to disable a user's payment account, instructions to a user device of the user for displaying an application interface enabling the user to request to temporarily register the payment account for use in a transaction.Type: ApplicationFiled: January 12, 2018Publication date: June 7, 2018Applicant: Capital One Services, LLCInventors: Daniel BECK, Samantha SCHNEIDER, Jessica BOWMAN, Colleen KERR, Riken SHAH, Min Jung KIM, Zeel JHA, John SCHMIDT, Krystle VOSS, Joshua WILBUR, Abhinav AGRAWAL, Jeffrey SAMITT
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Publication number: 20180114212Abstract: A system for temporarily enabling an otherwise disabled payment account for use in a transaction is configured to provide, based on a determination to disable a user's payment account, instructions to a user device of the user for displaying an application interface enabling the user to request to temporarily register the payment account for use in a transaction.Type: ApplicationFiled: December 14, 2017Publication date: April 26, 2018Applicant: Capital One Services, LLCInventors: Daniel BECK, Samantha SCHNEIDER, Jessica BOWMAN, Colleen KERR, Riken SHAH, Min Jung KIM, Zeel JHA, John SCHMIDT, Krystle VOSS, Joshua WILBUR, Abhinav AGRAWAL, Jeffrey SAMITT
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Publication number: 20130313406Abstract: There are provided a quantum dot, a plurality of quantum dots having a larger volume than the quantum dot, a light detection unit for detecting a light emission state of an output light from the quantum dot, and a light supply unit capable of supplying a control light to the quantum dot thereby to excite other exciters to a lower level, and controlling energy discharging of the exciters transiting to the lower level, wherein a control light to be supplied by the light supply unit is controlled per quantum dot based on the light emission state of the output light per quantum dot and previously-input search problem information.Type: ApplicationFiled: May 20, 2013Publication date: November 28, 2013Inventor: RIKEN
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Publication number: 20130218293Abstract: A medical instrument includes a handpiece, a tank portion configured to house a fluid, a suction/discharge unit configured to change a volume or pressure of an inside of the tank portion to suction the fluid into the tank portion or discharge the fluid from the tank portion, and an operating unit providing a member different from the suction/discharge unit and configured to operate the suction/discharge unit.Type: ApplicationFiled: February 12, 2013Publication date: August 22, 2013Applicants: RIKEN INSTITUTE, NIDEK CO., LTD.Inventors: NIDEK CO., LTD., RIKEN INSTITUTE
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Publication number: 20130210231Abstract: A method of forming a contact hole pattern, including: a block copolymer layer forming step in which a layer containing a block copolymer having a plurality of blocks bonded is formed on a substrate having on a surface thereof a thin film with a hole pattern formed, so as to cover the thin film; a phase separation step in which the layer containing the block copolymer is subjected to phase separation; a selective removing step in which phase of at least one block of the plurality of blocks constituting the block copolymer is removed, wherein hole diameter of the hole pattern formed on the thin film is 0.8 to 3.1 times period of the block copolymer, and in the layer forming step, thickness between upper face of the thin film and surface of the layer containing the block copolymer is 70% or less of thickness of the thin film.Type: ApplicationFiled: February 7, 2013Publication date: August 15, 2013Applicants: RIKEN, TOKYO OHKA KOGYO CO., LTD.Inventors: TOKYO OHKA KOGYO CO., LTD., RIKEN
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Publication number: 20130209485Abstract: The invention provides a therapeutic agent for non-allergic airway inflammation and/or non-allergic airway hyperreactivity, containing a substance capable of inhibiting or eliminating the Th17 cell-like function of an IL-17RB positive NKT cells as an active ingredient; a prophylactic or therapeutic method for non-allergic airway inflammation and/or non-allergic airway hyperreactivity, using the substance, and a method of screening for a therapeutic agent for non-allergic airway inflammation and/or non-allergic airway hyperreactivity, containing a step of measuring a Th17 cell-like function of IL-17RB positive NKT cells.Type: ApplicationFiled: September 21, 2012Publication date: August 15, 2013Applicant: RIKENInventor: RIKEN