Patents by Inventor Riken

Riken has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240289805
    Abstract: Systems and methods are provided for managing foreign transactions. An exemplary method may include providing, to a device of the user, instructions to display an application interface. The application interface may receive user requests to specify a foreign geographical area and to enable and disable the foreign transaction service in the foreign geographical area. The method may also include receiving, through the application interface, a request to enable the foreign transaction service. The method may include associating a transaction rule with the payment account. The transaction rule may define a condition upon which approval of a foreign transaction is permitted. The method may also include receiving a foreign transaction authorization request associated with the payment account. The method may also include approving the foreign transaction authorization request when the condition is met and declining the foreign transaction authorization request when the condition is not met.
    Type: Application
    Filed: December 5, 2023
    Publication date: August 29, 2024
    Applicant: Capital One Services, LLC
    Inventors: Abhinav Bhagwati AGRAWAL, Riken SHAH, Joshua M. WILBUR, Samuel FAHLER, Colleen KERR, Jeffrey SAMITT
  • Patent number: 11887127
    Abstract: Systems and methods are provided for managing foreign transactions. An exemplary method may include providing, to a device of the user, instructions to display an application interface. The application interface may receive user requests to specify a foreign geographical area and to enable and disable the foreign transaction service in the foreign geographical area. The method may also include receiving, through the application interface, a request to enable the foreign transaction service. The method may include associating a transaction rule with the payment account. The transaction rule may define a condition upon which approval of a foreign transaction is permitted. The method may also include receiving a foreign transaction authorization request associated with the payment account. The method may also include approving the foreign transaction authorization request when the condition is met and declining the foreign transaction authorization request when the condition is not met.
    Type: Grant
    Filed: March 24, 2022
    Date of Patent: January 30, 2024
    Assignee: Capital One Services, LLC
    Inventors: Abhinav Bhagwati Agrawal, Riken Shah, Joshua M. Wilbur, Samuel Fahler, Colleen Kerr, Jeffrey Samitt
  • Publication number: 20230206245
    Abstract: Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.
    Type: Application
    Filed: March 6, 2023
    Publication date: June 29, 2023
    Applicant: Capital One Services, LLC
    Inventors: Jeffrey SAMITT, Zeel Maharshi JHA, Colleen KERR, Henry Feer JOYCE, Joshua M. WILBUR, John William SCHMIDT, Krystle VOSS, Riken SHAH
  • Patent number: 11631084
    Abstract: Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.
    Type: Grant
    Filed: October 24, 2019
    Date of Patent: April 18, 2023
    Assignee: Capital One Services, LLC
    Inventors: Jeffrey Samitt, Zeel Maharshi Jha, Colleen Kerr, Henry Feer Joyce, Joshua M. Wilbur, John William Schmidt, Krystle Voss, Riken Shah
  • Publication number: 20220215391
    Abstract: Systems and methods are provided for managing foreign transactions. An exemplary method may include providing, to a device of the user, instructions to display an application interface. The application interface may receive user requests to specify a foreign geographical area and to enable and disable the foreign transaction service in the foreign geographical area. The method may also include receiving, through the application interface, a request to enable the foreign transaction service. The method may include associating a transaction rule with the payment account. The transaction rule may define a condition upon which approval of a foreign transaction is permitted. The method may also include receiving a foreign transaction authorization request associated with the payment account. The method may also include approving the foreign transaction authorization request when the condition is met and declining the foreign transaction authorization request when the condition is not met.
    Type: Application
    Filed: March 24, 2022
    Publication date: July 7, 2022
    Applicant: Capital One Services, LLC
    Inventors: Abhinav Bhagwati Agrawal, Riken Shah, Joshua M. Wilbur, Samuel Fahler, Colleen Kerr, Jeffrey Samitt
  • Publication number: 20200219101
    Abstract: Systems and methods are provided for managing a cash advance service associated with a payment account of a user. An exemplary method may include providing, to a device of the user, instructions to display an application interface, the application interface receiving user requests to enable and disable the cash advance service. The method may also include receiving, through the application interface, a request to enable the cash advance service. The method may further include associating a transaction rule with the payment account, the transaction rule defining a condition upon which approval of a cash advance transaction is permitted. The method may further include receiving a cash advance transaction authorization request associated with the payment account. The method may further include approving the cash advance transaction authorization request when the condition is met and declining the cash advance transaction authorization request when the condition is not met.
    Type: Application
    Filed: February 20, 2020
    Publication date: July 9, 2020
    Applicant: Capital One Services, LLC
    Inventors: Abhinav AGRAWAL, Riken SHAH, Joshua WILBUR, Jeffrey SAMITT, Colleen KERR
  • Publication number: 20200118132
    Abstract: The disclosed embodiments generally relate to systems and methods for implementing user-authorized recurring transactions with trusted merchants for fraud prevention. In one embodiment, a computer-implemented method is disclosed, in which a payment processing network receives a payment request via a computer network, and determines a payment account associated with the received payment request. The payment processing network determines that the payment account is unusable because fraudulent activity has been identified with the payment account, and that the payment request is a recurring payment request. The payment processing network transmits a fraud decline override request to a financial service provider system, and based on a fraud decline override response received from the financial service provider system, processes the payment request.
    Type: Application
    Filed: October 12, 2018
    Publication date: April 16, 2020
    Applicant: Capital One Services, LLC
    Inventors: John SCHMIDT, Joshua WILBUR, Sruthi KATTAMURI, Krystle VOSS, Colleen KERR, Riken SHAH, Jeffrey SAMITT
  • Publication number: 20200118133
    Abstract: The disclosed embodiments generally relate to systems and methods for implementing user-authorized recurring transactions with trusted merchants for fraud prevention. In one embodiment, a computer-implemented method is disclosed, in which a payment processing network receives a payment request via a computer network, and determines a payment account associated with the received payment request. The payment processing network determines that the payment account is unusable because fraudulent activity has been identified with the payment account, and that the payment request is a recurring payment request. The payment processing network transmits a fraud decline override request to a financial service provider system, and based on a fraud decline override response received from the financial service provider system, processes the payment request.
    Type: Application
    Filed: March 13, 2019
    Publication date: April 16, 2020
    Applicant: Capital One Services, LLC
    Inventors: John SCHMIDT, Joshua WILBUR, Sruthi KATTAMURI, I, Krystle VOSS, Colleen KERR, Riken SHAH, Jeffrey SAMITT
  • Patent number: 10614444
    Abstract: A system for temporarily enabling an otherwise disabled payment account for use in a transaction is configured to provide, based on a determination to disable a user's payment account, instructions to a user device of the user for displaying an application interface enabling the user to request to temporarily register the payment account for use in a transaction.
    Type: Grant
    Filed: January 12, 2018
    Date of Patent: April 7, 2020
    Assignee: Capital One Services, LLC
    Inventors: Daniel Beck, Samantha Schneider, Jessica Bowman, Colleen Kerr, Riken Shah, Min Jung Kim, Zeel Jha, John Schmidt, Krystle Voss, Joshua Wilbur, Abhinav Agrawal, Jeffrey Samitt
  • Patent number: 10607229
    Abstract: Systems and methods are provided for managing a cash advance service associated with a payment account of a user. An exemplary method may include providing, to a device of the user, instructions to display an application interface, the application interface receiving user requests to enable and disable the cash advance service. The method may also include receiving, through the application interface, a request to enable the cash advance service. The method may further include associating a transaction rule with the payment account, the transaction rule defining a condition upon which approval of a cash advance transaction is permitted. The method may further include receiving a cash advance transaction authorization request associated with the payment account. The method may further include approving the cash advance transaction authorization request when the condition is met and declining the cash advance transaction authorization request when the condition is not met.
    Type: Grant
    Filed: May 9, 2018
    Date of Patent: March 31, 2020
    Assignee: Capital One Services, LLC
    Inventors: Abhinav Agrawal, Riken Shah, Joshua Wilbur, Jeffrey Samitt, Colleen Kerr
  • Publication number: 20200058027
    Abstract: Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.
    Type: Application
    Filed: October 24, 2019
    Publication date: February 20, 2020
    Applicant: Capital One Services, LLC
    Inventors: Jeffrey SAMITT, Zeel Maharshi JHA, Colleen KERR, Henry Feer JOYCE, Joshua M. WILBUR, John William SCHMIDT, Krystle VOSS, Riken SHAH
  • Patent number: 10482467
    Abstract: Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.
    Type: Grant
    Filed: June 14, 2018
    Date of Patent: November 19, 2019
    Assignee: Capital One Services, LLC
    Inventors: Jeffrey Samitt, Zeel Maharshi Jha, Colleen Kerr, Henry Feer Joyce, Joshua M. Wilbur, John William Schmidt, Krystle Voss, Riken Shah
  • Publication number: 20190347665
    Abstract: Systems and methods are provided for managing foreign transactions. An exemplary method may include providing, to a device of the user, instructions to display an application interface. The application interface may receive user requests to specify a foreign geographical area and to enable and disable the foreign transaction service in the foreign geographical area. The method may also include receiving, through the application interface, a request to enable the foreign transaction service. The method may include associating a transaction rule with the payment account. The transaction rule may define a condition upon which approval of a foreign transaction is permitted. The method may also include receiving a foreign transaction authorization request associated with the payment account. The method may also include approving the foreign transaction authorization request when the condition is met and declining the foreign transaction authorization request when the condition is not met.
    Type: Application
    Filed: May 9, 2018
    Publication date: November 14, 2019
    Applicant: Capital One Services, LLC
    Inventors: Abhinav Bhagwati AGRAWAL, Riken SHAH, Joshua M. WILBUR, Samuel FAHLER, Colleen KERR, Jeffrey SAMITT
  • Publication number: 20190347664
    Abstract: Systems and methods are provided for managing a cash advance service associated with a payment account of a user. An exemplary method may include providing, to a device of the user, instructions to display an application interface, the application interface receiving user requests to enable and disable the cash advance service. The method may also include receiving, through the application interface, a request to enable the cash advance service. The method may further include associating a transaction rule with the payment account, the transaction rule defining a condition upon which approval of a cash advance transaction is permitted. The method may further include receiving a cash advance transaction authorization request associated with the payment account. The method may further include approving the cash advance transaction authorization request when the condition is met and declining the cash advance transaction authorization request when the condition is not met.
    Type: Application
    Filed: May 9, 2018
    Publication date: November 14, 2019
    Applicant: Capital One Services, LLC
    Inventors: Abhinav AGRAWAL, Riken SHAH, Joshua WILBUR, Jeffrey SAMITT, Colleen KERR
  • Publication number: 20180158044
    Abstract: A system for temporarily enabling an otherwise disabled payment account for use in a transaction is configured to provide, based on a determination to disable a user's payment account, instructions to a user device of the user for displaying an application interface enabling the user to request to temporarily register the payment account for use in a transaction.
    Type: Application
    Filed: January 12, 2018
    Publication date: June 7, 2018
    Applicant: Capital One Services, LLC
    Inventors: Daniel BECK, Samantha SCHNEIDER, Jessica BOWMAN, Colleen KERR, Riken SHAH, Min Jung KIM, Zeel JHA, John SCHMIDT, Krystle VOSS, Joshua WILBUR, Abhinav AGRAWAL, Jeffrey SAMITT
  • Publication number: 20180114212
    Abstract: A system for temporarily enabling an otherwise disabled payment account for use in a transaction is configured to provide, based on a determination to disable a user's payment account, instructions to a user device of the user for displaying an application interface enabling the user to request to temporarily register the payment account for use in a transaction.
    Type: Application
    Filed: December 14, 2017
    Publication date: April 26, 2018
    Applicant: Capital One Services, LLC
    Inventors: Daniel BECK, Samantha SCHNEIDER, Jessica BOWMAN, Colleen KERR, Riken SHAH, Min Jung KIM, Zeel JHA, John SCHMIDT, Krystle VOSS, Joshua WILBUR, Abhinav AGRAWAL, Jeffrey SAMITT
  • Publication number: 20130313406
    Abstract: There are provided a quantum dot, a plurality of quantum dots having a larger volume than the quantum dot, a light detection unit for detecting a light emission state of an output light from the quantum dot, and a light supply unit capable of supplying a control light to the quantum dot thereby to excite other exciters to a lower level, and controlling energy discharging of the exciters transiting to the lower level, wherein a control light to be supplied by the light supply unit is controlled per quantum dot based on the light emission state of the output light per quantum dot and previously-input search problem information.
    Type: Application
    Filed: May 20, 2013
    Publication date: November 28, 2013
    Inventor: RIKEN
  • Publication number: 20130218293
    Abstract: A medical instrument includes a handpiece, a tank portion configured to house a fluid, a suction/discharge unit configured to change a volume or pressure of an inside of the tank portion to suction the fluid into the tank portion or discharge the fluid from the tank portion, and an operating unit providing a member different from the suction/discharge unit and configured to operate the suction/discharge unit.
    Type: Application
    Filed: February 12, 2013
    Publication date: August 22, 2013
    Applicants: RIKEN INSTITUTE, NIDEK CO., LTD.
    Inventors: NIDEK CO., LTD., RIKEN INSTITUTE
  • Publication number: 20130210231
    Abstract: A method of forming a contact hole pattern, including: a block copolymer layer forming step in which a layer containing a block copolymer having a plurality of blocks bonded is formed on a substrate having on a surface thereof a thin film with a hole pattern formed, so as to cover the thin film; a phase separation step in which the layer containing the block copolymer is subjected to phase separation; a selective removing step in which phase of at least one block of the plurality of blocks constituting the block copolymer is removed, wherein hole diameter of the hole pattern formed on the thin film is 0.8 to 3.1 times period of the block copolymer, and in the layer forming step, thickness between upper face of the thin film and surface of the layer containing the block copolymer is 70% or less of thickness of the thin film.
    Type: Application
    Filed: February 7, 2013
    Publication date: August 15, 2013
    Applicants: RIKEN, TOKYO OHKA KOGYO CO., LTD.
    Inventors: TOKYO OHKA KOGYO CO., LTD., RIKEN
  • Publication number: 20130209485
    Abstract: The invention provides a therapeutic agent for non-allergic airway inflammation and/or non-allergic airway hyperreactivity, containing a substance capable of inhibiting or eliminating the Th17 cell-like function of an IL-17RB positive NKT cells as an active ingredient; a prophylactic or therapeutic method for non-allergic airway inflammation and/or non-allergic airway hyperreactivity, using the substance, and a method of screening for a therapeutic agent for non-allergic airway inflammation and/or non-allergic airway hyperreactivity, containing a step of measuring a Th17 cell-like function of IL-17RB positive NKT cells.
    Type: Application
    Filed: September 21, 2012
    Publication date: August 15, 2013
    Applicant: RIKEN
    Inventor: RIKEN