Patents by Inventor Rima Toubassy

Rima Toubassy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method of prepaid card partial payment transaction authorization
    Patent number: 9984372
    Abstract: A payment processing system allows partial captures and full deposits after receiving a partial authorization result on a requested card transaction. When the partial amount authorized is less than the full transaction amount, but above a certain value (which can be merchant specified), the system can accept the partial amount (a partial deposit or partial capture) as payment for the transaction. When the partial amount authorized is less than the full transaction amount, and below a certain value (which can be merchant specified), the system can make a full deposit of the transaction amount. The system can use one or more factors, including historical information, in determining whether to attempt a full deposit.
    Type: Grant
    Filed: December 31, 2014
    Date of Patent: May 29, 2018
    Assignee: VINDICIA, INC.
    Inventors: Mark Elrod, Gene Hoffman, Rima Toubassy