Patents by Inventor Rishikesh Kadam

Rishikesh Kadam has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHOD AND SYSTEM FOR DETERMINING CREDITWORTHINESS OF A USER
    Publication number: 20260044893
    Abstract: In one embodiment, a method and a system for determining creditworthiness of a user are provided. The method comprises receiving user related data, wherein the user related data comprises financial data, behavior data and location information of user's residence, determining a lifestyle index of the user based on the user related data, and determining creditworthiness of the user based on the lifestyle index.
    Type: Application
    Filed: August 7, 2025
    Publication date: February 12, 2026
    Inventors: Debarag N. Banerjee, Gaurav Bansal, Rishikesh Kadam, Amit Varshney, Sourav Thakur, Shubham Varnkar, Balaji Babu Shaik, Mohammed Rahil Khan