Patents by Inventor Robert Alexander Matteson

Robert Alexander Matteson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for providing stand-in authorization
    Patent number: 11080714
    Abstract: A computer-implemented method for performing a stand-in payment authorization is provided. The method is implemented using a stand-in payment authorization (SPA) computing device. The method includes storing account numbers of predesignated cardholders in an account file that are designated to receive stand-in authorization by the SPA computing device. The method also includes receiving an authorization request data signal redirected to the SPA computing device after the authorization request data signal was submitted to an unresponsive issuing bank computing device. The method further includes generating an authorization response data signal based at least upon a comparison of the account numbers stored in the account file to a candidate account number. The method further includes transmitting the authorization response data signal.
    Type: Grant
    Filed: May 27, 2016
    Date of Patent: August 3, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Robert Alexander Matteson, Brenda Renee Hopkins, Johan Gerber
  • SYSTEMS AND METHODS FOR PROVIDING STAND-IN AUTHORIZATION
    Publication number: 20170345007
    Abstract: A computer-implemented method for performing a stand-in payment authorization is provided. The method is implemented using a stand-in payment authorization (SPA) computing device. The method includes storing account numbers of predesignated cardholders in an account file that are designated to receive stand-in authorization by the SPA computing device. The method also includes receiving an authorization request data signal redirected to the SPA computing device after the authorization request data signal was submitted to an unresponsive issuing bank computing device. The method further includes generating an authorization response data signal based at least upon a comparison of the account numbers stored in the account file to a candidate account number. The method further includes transmitting the authorization response data signal.
    Type: Application
    Filed: May 27, 2016
    Publication date: November 30, 2017
    Inventors: Robert Alexander Matteson, Brenda Renee Hopkins, Johan Gerber