Patents by Inventor Robert Andrew Massie

Robert Andrew Massie has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11960909
    Abstract: A method and system of providing users with session-specific layouts during access of an application based on contextual data. The system identifies contextual data for each application access session and associates the contextual data with a particular in-app activity. The in-app activity corresponds to a task that is typically performed by the first user when the specific contextual data is detected. The contextual data can include location data, time and date data, and device type data.
    Type: Grant
    Filed: February 16, 2022
    Date of Patent: April 16, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Robert Andrew Massie, David Campbell, Gregory Brian Meyer
  • Patent number: 11954669
    Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.
    Type: Grant
    Filed: August 2, 2022
    Date of Patent: April 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
  • Patent number: 11887116
    Abstract: Authentication systems and methods using orientation sensor-enabled payment cards are disclosed herein where a server receives an authorization request from a web server or an electronic terminal. The server then transmits an instruction to the orientation sensor to determine whether the payment card has an orientation that is consistent with a predetermined orientation. When the payment card has an orientation consistent with the predetermined orientation, the server executes a first authentication protocol. However, if the payment card has an orientation that is not consistent with the predetermined orientation, the server executes a second authentication protocol that is more restrictive than the first authentication protocol.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: January 30, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kelly Q. Baker, David M. Jones, Jr., Robert Andrew Massie, Bryan J. Osterkamp, Ryan Thomas Russell
  • Patent number: 11756043
    Abstract: A system to identify and update expired payment cards may include servers that can perform operations including determining that a transaction performed with first payment card is denied due to expiration of the first payment card, determining that the expired first payment card is replaced with a second payment card, and sending information associated with the second payment card to a merchant payment server for performing the transaction.
    Type: Grant
    Filed: February 25, 2021
    Date of Patent: September 12, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Robert Andrew Massie, Brian Francisco Shipley, Priyadarshini Badugu, Timothy Chalmers, Robert Lee Black, David Joaquin Harris, Christopher Flores
  • Patent number: 11748740
    Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.
    Type: Grant
    Filed: August 2, 2022
    Date of Patent: September 5, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
  • Patent number: 11416844
    Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.
    Type: Grant
    Filed: August 27, 2020
    Date of Patent: August 16, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
  • Patent number: 7840526
    Abstract: Various embodiments include systems, methods, and user interfaces that provide abilities to administer data in a workflow system. In some embodiments, the workflow system is a portion of a larger system, such as a document management system.
    Type: Grant
    Filed: December 29, 2005
    Date of Patent: November 23, 2010
    Assignee: United Services Automobile Association (USAA)
    Inventors: Tina De Hoyos Baltazar, Kelly Suzanne McChesney, Robert Andrew Massie, Scott Bureau
  • Patent number: 7822706
    Abstract: Various embodiments include systems, methods, and user interfaces that provide abilities to administer data in a workflow system. In some embodiments, the workflow system is a portion of a larger system, such as a document management system.
    Type: Grant
    Filed: December 29, 2005
    Date of Patent: October 26, 2010
    Assignee: United Services Automobile Association (USAA)
    Inventors: Tina De Hoyos Baltazar, Kelly Suzanne McChesney, Robert Andrew Massie, Scott Bureau
  • Patent number: 7792872
    Abstract: Various embodiments include systems, methods, and user interfaces that provide abilities to administer data in a workflow system. In some embodiments, the workflow system is a portion of a larger system, such as a document management system.
    Type: Grant
    Filed: December 29, 2005
    Date of Patent: September 7, 2010
    Assignee: United Services Automobile Association
    Inventors: Tina De Hoyos Baltazar, Kelly Suzanne McChesney, Robert Andrew Massie, Scott Bureau
  • Patent number: 7792871
    Abstract: Various embodiments include systems, methods, and user interfaces that provide abilities to administer data in a workflow system. In some embodiments, the workflow system is a portion of a larger system, such as a document management system.
    Type: Grant
    Filed: December 29, 2005
    Date of Patent: September 7, 2010
    Assignee: United Services Automobile Association
    Inventors: Tina De Hoyos Baltazar, Kelly Suzanne McChesney, Robert Andrew Massie, Scott Bureau