Patents by Inventor Robert Andrew Massie
Robert Andrew Massie has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11960909Abstract: A method and system of providing users with session-specific layouts during access of an application based on contextual data. The system identifies contextual data for each application access session and associates the contextual data with a particular in-app activity. The in-app activity corresponds to a task that is typically performed by the first user when the specific contextual data is detected. The contextual data can include location data, time and date data, and device type data.Type: GrantFiled: February 16, 2022Date of Patent: April 16, 2024Assignee: United Services Automobile Association (USAA)Inventors: Yevgeniy Viatcheslavovich Khmelev, Robert Andrew Massie, David Campbell, Gregory Brian Meyer
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Patent number: 11954669Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.Type: GrantFiled: August 2, 2022Date of Patent: April 9, 2024Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
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Patent number: 11887116Abstract: Authentication systems and methods using orientation sensor-enabled payment cards are disclosed herein where a server receives an authorization request from a web server or an electronic terminal. The server then transmits an instruction to the orientation sensor to determine whether the payment card has an orientation that is consistent with a predetermined orientation. When the payment card has an orientation consistent with the predetermined orientation, the server executes a first authentication protocol. However, if the payment card has an orientation that is not consistent with the predetermined orientation, the server executes a second authentication protocol that is more restrictive than the first authentication protocol.Type: GrantFiled: November 24, 2020Date of Patent: January 30, 2024Assignee: United Services Automobile Association (USAA)Inventors: Kelly Q. Baker, David M. Jones, Jr., Robert Andrew Massie, Bryan J. Osterkamp, Ryan Thomas Russell
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Patent number: 11756043Abstract: A system to identify and update expired payment cards may include servers that can perform operations including determining that a transaction performed with first payment card is denied due to expiration of the first payment card, determining that the expired first payment card is replaced with a second payment card, and sending information associated with the second payment card to a merchant payment server for performing the transaction.Type: GrantFiled: February 25, 2021Date of Patent: September 12, 2023Assignee: United Services Automobile Association (USAA)Inventors: Robert Andrew Massie, Brian Francisco Shipley, Priyadarshini Badugu, Timothy Chalmers, Robert Lee Black, David Joaquin Harris, Christopher Flores
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Patent number: 11748740Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.Type: GrantFiled: August 2, 2022Date of Patent: September 5, 2023Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
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Patent number: 11416844Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.Type: GrantFiled: August 27, 2020Date of Patent: August 16, 2022Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
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Patent number: 7840526Abstract: Various embodiments include systems, methods, and user interfaces that provide abilities to administer data in a workflow system. In some embodiments, the workflow system is a portion of a larger system, such as a document management system.Type: GrantFiled: December 29, 2005Date of Patent: November 23, 2010Assignee: United Services Automobile Association (USAA)Inventors: Tina De Hoyos Baltazar, Kelly Suzanne McChesney, Robert Andrew Massie, Scott Bureau
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Patent number: 7822706Abstract: Various embodiments include systems, methods, and user interfaces that provide abilities to administer data in a workflow system. In some embodiments, the workflow system is a portion of a larger system, such as a document management system.Type: GrantFiled: December 29, 2005Date of Patent: October 26, 2010Assignee: United Services Automobile Association (USAA)Inventors: Tina De Hoyos Baltazar, Kelly Suzanne McChesney, Robert Andrew Massie, Scott Bureau
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Patent number: 7792872Abstract: Various embodiments include systems, methods, and user interfaces that provide abilities to administer data in a workflow system. In some embodiments, the workflow system is a portion of a larger system, such as a document management system.Type: GrantFiled: December 29, 2005Date of Patent: September 7, 2010Assignee: United Services Automobile AssociationInventors: Tina De Hoyos Baltazar, Kelly Suzanne McChesney, Robert Andrew Massie, Scott Bureau
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Patent number: 7792871Abstract: Various embodiments include systems, methods, and user interfaces that provide abilities to administer data in a workflow system. In some embodiments, the workflow system is a portion of a larger system, such as a document management system.Type: GrantFiled: December 29, 2005Date of Patent: September 7, 2010Assignee: United Services Automobile AssociationInventors: Tina De Hoyos Baltazar, Kelly Suzanne McChesney, Robert Andrew Massie, Scott Bureau