Abstract: A method providing highly relevant offers based on an individual's historic journey patterns prior to a future journey in order to influence the individual's behavior during a journey or when the individual departs from or arrives at predetermined headquarters or locations that are discerned using location-based and/or timing-based technologies. Other information can be used to discern and/or enhance the individual's journey patterns. An individual's journey pattern information includes location, route, timing, and/or duration information about one or more journey cycles by an individual, for example, two or more, three or more, four or more, or five or more journey cycles of the individual. A single journey cycle can include a time window at the same or similar time periods, for example, at the same or similar time in a day, at the same or similar time in a week, month, and/or year.