Abstract: Systems and methods are provided that use voting rights to make decisions and to trigger a transaction in response to that decision. To this end, the systems may provide a site capable of allowing individuals in the group to vote for one of a plurality of decisions. The votes are tallied to identify the decision of the group. Program logic executes to process the election result to determine a transaction authorized by the group, and executing program logic, in response to the determination of an authorized transaction, to perform the transaction authorized by the group. In one particular application of these technologies, the systems operate as investment clubs that may be associated with a brokerage firm. Specifically, a brokerage firm may provide to its existing customers a platform for setting up an investment club wherein individuals may go on-line, open an account with the brokerage service and set up an on-line investment club.