Abstract: The invention provides systems and methods for determining preferred life mortality analyses. Mortality data is electronically synthesized from a plurality of insurance carriers. A data engine processes the mortality data and synthesizes benchmark data to present the analyses, preferably in graphical form such as a data cube. User inputs at remote computers provide access to secure data in the database; these inputs may request the analyses relative to one or more preferred life risk scenarios, such as age, height, weight, gender, blood pressure, cholesterol, familial cancer history, familiar history of heart attack, familial history of stroke, smoker or non-smoker status, and smoking history. The analyses may assist in assessing appropriate monetary reserves for an insurance carrier, and/or pricing for insurance products.

Abstract: A helichron having a box-like housing to which a cover is pivotally hinged. A magnetic compass is positioned in the box-like housing at a predetermined directional orientation. A 360 degree spirit level is also positioned within the box-like housing. The top surface of the cover has an hour scale recess having a semi-circular wall portion and a planar surface portion. An Arabic numbers hour scale is imprinted on the semi-circular wall to denote hours for the northern hemisphere and a Roman numeral hour scale is imprinted on the horizontal planar surface to denote hours for the southern hemisphere. There is a gnomon and structure for mounting its bottom end in the horizontal planar surface of the hour scale recess. There is also a latitude scale member attached to the bottom surface of the cover whose index is set to the users latitude by varying the angle of the cover.