Abstract: Methods, systems and computer program products are provided for managing service provider offers. An offer associated with a service provider is generated and the offer includes attributes defining the offer. A campaign is selected to pair the offer to. The campaign includes criteria for receiving the offer. The offer is delivered to a mobile device associated with a consumer matching the campaign criteria, and is rendered at the mobile device.

Abstract: Methods, systems and computer program products are provided for managing service provider loyalty programs. Loyalty program information associated with a service provider is generated. The loyalty program information defines a loyalty program. An electronic loyalty card based on the loyalty program is stored at the mobile device after enrollment of the mobile device. The loyalty program information associated with the loyalty card is enabled to be redeemed at a transaction location, and the loyalty program information is reconciled between the service provider and the mobile device.

Abstract: An apparatus, method, and computer readable storage medium for receiving a feed message from an external party system. The feed message is received from an external party system, and includes message content, which may be text, images, or a combination thereof, and one or more sets of instructions. The message content can be displayed on a display which can receive one or more commands. A plurality of message acknowledgments can also be generated, including any one of: a received message acknowledgment when the feed message is received, a viewed message acknowledgment when the message content is displayed, and an operated message acknowledgment when the one or more sets of instructions are executed, or a combination thereof. The plurality of message acknowledgments can be stored in a memory, and transmitted to a remote server.

Abstract: An apparatus, method, and computer readable storage medium for generating a feed message and receiving information related thereto. At least one request to generate a feed message is received from an external party system, and includes message content and one or more sets of instructions provided by the external party system. The feed message is generated in accordance with the at least one request and stored. The feed message is also transmitted to a mobile device. One or more message acknowledgments are received from the mobile device, including any one of: a receiving message acknowledgment, a viewed message acknowledgment, and an operated message acknowledgment, or a combination thereof. A message state database is updated in accordance with the one or more message acknowledgments received from the mobile device.