Abstract: A smart, movable closure system that allows access to the interior from the exterior of the cabinet, is disclosed. In some embodiments, the movable structure may be coupled with a cabinet interior that is adapted to be kept at a temperature cooler than the exterior cabinet ambient temperature, for example, to store perishable consumer goods in a retail setting. In particular, the smart, movable closure system may include electronic components that display graphical renderings corresponding to one or more products stored in the retail product container. In addition, the smart, movable closure system may include a controller that, before a user opts-in, generates an opt-in invitation at the smart, movable closure system, wherein the user may interface with the system with a wireless communication device.

Abstract: A user may select or create a PIN at a non-secure input device, such as a web-enabled personal computer. PINs are stored at a financial host in encrypted form, as PIN offsets. The user selected PIN and a corresponding account number are sent in clear text form to the host, which selects a base PIN offset corresponding to the PIN. A host security module within the host converts the base PIN offset to an actual PIN offset using the actual account number. The actual PIN offset (corresponding to the new PIN and the account number) is then stored at the financial host.

Abstract: A user may select or create a PIN at a non-secure input device, such as a web-enabled personal computer. PINs are stored at a financial host in encrypted form, as PIN offsets. The user selected PIN and a corresponding account number are sent in clear text form to the host, which selects a base PIN offset corresponding to the PIN. A host security module within the host converts the base PIN offset to an actual PIN offset using the actual account number. The actual PIN offset (corresponding to the new PIN and the account number) is then stored at the financial host.

Abstract: A user may select or create a PIN at a non-secure input device, such as a web-enabled personal computer. PINs are stored at a financial host in encrypted form, as PIN offsets. The user selected PIN and a corresponding account number are sent in clear text form to the host, which selects a base PIN offset corresponding to the PIN. A host security module within the host converts the base PIN offset to an actual PIN offset using the actual account number. The actual PIN offset (corresponding to the new PIN and the account number) is then stored at the financial host.