Patents by Inventor Robert E. Rothstein

Robert E. Rothstein has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and apparatus for monitoring the collateral risk analysis commodity lenders
    Patent number: 7707102
    Abstract: The risk of loss in individual collateral loans may be evaluated by taking into consideration the market supply and demand for the collateral/asset, as well as the amount of the loan balance in proportion to the value of the collateral. A Collateral Risk Index is determined using information regarding the total number of sales of the collateral/asset, the total number of pending listings, the total number of active listings, and the total number of expired listings in a time period. This information is used in conjunction with the loan balance versus the collateral/asset value to determine an index reflective of the risk of loss to the lender or investor.
    Type: Grant
    Filed: October 25, 2004
    Date of Patent: April 27, 2010
    Inventor: Robert E. Rothstein
  • Method and apparatus for monitoring the strength of a real estate market and making lending and insurance decisions therefrom
    Patent number: 6058369
    Abstract: By gathering information regarding the total number of sales, total number of pending listings, total number of active listings, and total number of expired listings in a time period, a market index may be derived. This market index can then be charted over a plurality of periods, giving an indication of any temporal trends. The market index can further be used to guide and determine the action of a service provider such as a lender or title insurance company in a proposed real estate transaction.
    Type: Grant
    Filed: June 2, 1997
    Date of Patent: May 2, 2000
    Assignee: R.E. Rothstein
    Inventor: Robert E. Rothstein
  • Method and apparatus for monitoring the strength of a real estate market or commodity market and making lending and insurance decisions therefrom
    Patent number: 5636117
    Abstract: By gathering information regarding the total number of sales, total number of pending listings, total number of active listings, and total number of expired listings in a time period, a market index may be derived. This market index can then be charted over a plurality of periods, giving an indication of any temporal trends. The market index can further be used to guide and determine the action of a service provider such as a lender or title insurance company in a proposed real estate transaction.
    Type: Grant
    Filed: May 31, 1994
    Date of Patent: June 3, 1997
    Inventor: Robert E. Rothstein