Patents by Inventor Robert Fenster

Robert Fenster has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for card authentication
    Patent number: 12243045
    Abstract: Disclosed embodiments may include a system for card authentication. The system may receive, via a user device, a voice request to activate a card associated with a customer account. The system may generate, using a first machine learning model (MLM), a voice fingerprint confidence score based on comparing a first voice in the voice request to a second voice in a stored audio file associated with a customer of the customer account. The system may generate, using a second MLM, a device authentication score based on comparing an address from the user device to a stored address of a known user device associated with the customer account. The system may determine whether the voice request is valid based at least in part on the voice fingerprint confidence score and the device authentication score. The system may activate the card based on the determination that the voice request is valid.
    Type: Grant
    Filed: May 16, 2023
    Date of Patent: March 4, 2025
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Elizabeth Qian, Robert Fenster, David Huang
  • SYSTEMS AND METHODS FOR CARD AUTHENTICATION
    Publication number: 20240386414
    Abstract: Disclosed embodiments may include a system for card authentication. The system may receive, via a user device, a voice request to activate a card associated with a customer account. The system may generate, using a first machine learning model (MLM), a voice fingerprint confidence score based on comparing a first voice in the voice request to a second voice in a stored audio file associated with a customer of the customer account. The system may generate, using a second MLM, a device authentication score based on comparing an address from the user device to a stored address of a known user device associated with the customer account. The system may determine whether the voice request is valid based at least in part on the voice fingerprint confidence score and the device authentication score. The system may activate the card based on the determination that the voice request is valid.
    Type: Application
    Filed: May 16, 2023
    Publication date: November 21, 2024
    Inventors: Elizabeth Qian, Robert Fenster, David Huang