Patents by Inventor Robert G. Trende

Robert G. Trende has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for processing messages in a bill payment and presentment system over a communications network
    Patent number: 9749391
    Abstract: In a bill payment and presentation system, a method for electronically routing billing information over a communications network is provided, using an open financial exchange communication protocol. The method provides for a centrally located mainframe system and a switching system for coordinating the routing of messages between customer service providers and biller service providers. In particular, the method collects at the CSPs and at the BSPs mainframe application files comprising the messages, forwards these files in batch mode to the mainframe system and converts with a switching system these mainframe files into web-enabled addresses, allowing for the effective transmission of financial billing information in flat-file and/or Internet-based form.
    Type: Grant
    Filed: June 20, 2011
    Date of Patent: August 29, 2017
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Robert G. Trende, Paul J. Mila, Cathleen Conforti, Patrick J. Leathrum, Clifford A. Kinnunen, Jr., Brian D. Lock, Matthew T. Holton, Jeffrey M. Stark
  • METHOD AND SYSTEM FOR PROCESSING MESSAGES IN A BILL PAYMENT AND PRESENTMENT SYSTEM OVER A COMMUNICATIONS NETWORK
    Publication number: 20110251953
    Abstract: In a bill payment and presentation system, a method for electronically routing billing information over a communications network is provided, using an open financial exchange communication protocol. The method provides for a centrally located mainframe system and a switching system for coordinating the routing of messages between customer service providers and biller service providers. In particular, the method collects at the CSPs and at the BSPs mainframe application files comprising the messages, forwards these files in batch mode to the mainframe system and converts with a switching system these mainframe files into web-enabled addresses, allowing for the effective transmission of financial billing information in flat-file and/or Internet-based form.
    Type: Application
    Filed: June 20, 2011
    Publication date: October 13, 2011
    Applicant: MasterCard International Incorporated
    Inventors: ROBERT G. TRENDE, Paul J. Mila, Cathleen Conforti, Patrick J. Leathrum, Clifford A. Kinnunen, JR., Brian D. Lock, Matthew T. Holton, Jeffrey M. Stark
  • METHOD AND SYSTEM FOR PROCESSING MESSAGES IN A BILL PAYMENT AND PRESENTMENT SYSTEM OVER A COMMUNICATIONS NETWORK
    Publication number: 20110231311
    Abstract: In a bill payment and presentation system, a method for electronically routing billing information over a communications network is provided, using an open financial exchange communication protocol. The method provides for a centrally located mainframe system and a switching system for coordinating the routing of messages between customer service providers and biller service providers. In particular, the method collects at the CSPs and at the BSPs mainframe application files comprising the messages, forwards these files in batch mode to the mainframe system and converts with a switching system these mainframe files into web-enabled addresses, allowing for the effective transmission of financial billing information in flat-file and/or Internet-based form.
    Type: Application
    Filed: June 8, 2010
    Publication date: September 22, 2011
    Applicant: MasterCard International Incorporated
    Inventors: Robert G. Trende, Paul J. Mila, Cathleen Conforti, Patrick J. Leathrum, Clifford A. Kinnunen, JR., Brian D. Lock, Matthew T. Holton, Jeffrey M. Stark
  • Method and system for processing messages in a bill payment and presentment system over a communications network
    Patent number: 7756786
    Abstract: In a bill payment and presentation system, a method for electronically routing billing information over a communications network is provided, using an open financial exchange communication protocol. The method provides for a centrally located mainframe system and a switching system for coordinating the routing of messages between customer service providers and biller service providers. In particular, the method collects at the CSPs and at the BSPs mainframe application files comprising the messages, forwards these files in batch mode to the mainframe system and converts with a switching system these mainframe files into web-enabled addresses, allowing for the effective transmission of financial billing information in flat-file and/or Internet-based form.
    Type: Grant
    Filed: March 29, 2001
    Date of Patent: July 13, 2010
    Assignee: MasterCard International Incorporated
    Inventors: Robert G. Trende, Paul J. Mila, Cathleen Conforti, Patrick J. Leathrum, Clifford A. Kinnunen, Jr., Brian D. Lock, Matthew T. Holton, Jeffrey M. Stark
  • Method and system for processing messages in a bill payment and presentment system over a communications network
    Publication number: 20020049671
    Abstract: In a bill payment and presentation system, a method for electronically routing billing information over a communications network is provided, using an open financial exchange communication protocol. The method provides for a centrally located mainframe system and a switching system for coordinating the routing of messages between customer service providers and biller service providers. In particular, the method collects at the CSPs and at the BSPs mainframe application files comprising the messages, forwards these files in batch mode to the mainframe system and converts with a switching system these mainframe files into web-enabled addresses, allowing for the effective transmission of financial billing information in flat-file and/or Internet-based form.
    Type: Application
    Filed: March 29, 2001
    Publication date: April 25, 2002
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Robert G. Trende, Paul J. Mila, Cathleen Conforti, Patrick J. Leathrum, Clifford A. Kinnunen, Brian D. Lock, Matthew T. Holton, Jeffrey M. Stark