Patents by Inventor Robert Gerald Leonard

Robert Gerald Leonard has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240054471
    Abstract: Systems and methods for providing push payment transaction processing in a card-present environment are provided. The described push payment transactions processing enables a user having any form factor visiting at a merchant location accepting payment cards to perform push payment transactions. Indeed, push payment transactions can be supported from physical point-of-sale (“POS”) or originate from POS terminals. During the described push payment transaction processing, a merchant acquirer can receive, from a POS terminal, a push payment transaction request comprising at least a transaction type indicating a push payment transaction, transaction information, authorization data, and sender information. In response to receiving the push payment transaction request, the merchant acquirer can generate an application programming interface (API) request package comprising the push payment transaction request; and communicate the API request package to an intermediary platform connected to a payment network.
    Type: Application
    Filed: August 12, 2022
    Publication date: February 15, 2024
    Inventors: Christopher Loh, Gerardo Cardone, John J. Doherty, Luis Filipe de Almeida Ferreira da Silva, Nishith Shah, Robert Gerald Leonard, Smita Sebastian