Abstract: A system and method for determining an optimal set of routes from an origin to one or more destinations. The system comprises a reverse geo-code database of closest intersections for one or more locations of a particular geographical region, a matrix generator, and a vehicle routing problem solver. The matrix generator creates a set of shortest routes among the possible routes between the origin location and the one or more destination locations. The shortest routes are determined by calculating a distance from a first location to a first nearest artery, a distance from a second location to a second nearest artery, and from the first nearest artery to the second nearest artery. The vehicle routing problem solver generates an optimal set of routes connecting the one or more locations by combining the one or more shortest routes.