Abstract: An oral appliance cleaning and storage device includes a housing, a top cap, and a bottom cap. The housing includes a first/wet compartment configured for receiving an oral appliance and a second/dry compartment configured for receiving at least one cleaner, breath mint, or other accessory.

Abstract: An oral appliance cleaning and storage device includes a housing, a top cap, and a bottom cap. The housing includes a first/wet compartment configured for receiving an oral appliance and a second/dry compartment configured for receiving at least one cleaner, breath mint, or other accessory.

Abstract: A process for executing payment transactions between a user and a merchant, the process being carried out in connection with a bank or other institution maintaining a financial account for the user. The process comprises a step of segmenting the financial account of the user into a first sub-account containing unrestricted funds and a second sub-account containing restricted funds and transferring funds from the first sub-account of unrestricted funds to the second sub-account of restricted funds. Preferably, the transferring of the funds is done periodically according to a predetermined budget or is done from time to time according to specific authorization. The process also comprises tendering a restricted funds bank card to the merchant for accessing restricted funds in the second sub-account and scanning the restricted funds bank card electronically to identify the account to be accessed.