Patents by Inventor Robert H. Daly

Robert H. Daly has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Real-time rewards redemption
    Patent number: 8332290
    Abstract: A method includes receiving, at a computing system, information regarding a transaction associated with a financial account of a customer. The method also includes determining, based at least in part on the information regarding the transaction, whether to provide a redemption alert to the customer. The method also includes providing the redemption alert to a mobile device of the customer if it is determined that the redemption alert is to be provided. The method further includes receiving a response to the redemption alert from the mobile device of the customer, where the response indicates whether at least a portion of accumulated loyalty rewards of the customer are to be used to pay for at least a portion of the transaction.
    Type: Grant
    Filed: January 5, 2012
    Date of Patent: December 11, 2012
    Assignee: U.S. Bancorp Licensing, Inc.
    Inventors: Dominic Victor Venturo, Robert H. Daly