Patents by Inventor Robert J. Eckelbarger

Robert J. Eckelbarger has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for digital advice
    Patent number: 11301764
    Abstract: The present disclosure relates to methods and systems for providing personalized digital advice. A digital advisor service applies cross-entity historical interaction (e.g., behavior attributes) to one or more predictive models to identify one or more personalized goals for a user. The digital advisor service provides, via an application programming interface, the identified one or more personalized goals to an entity service, enabling the entity service to present the one or more personalized goals.
    Type: Grant
    Filed: June 11, 2020
    Date of Patent: April 12, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Mollie Wendel, Robert J. Eckelbarger, Stephen Holloway, Matthew J. Kosub, Lyndsey Nicole Stevens
  • Providing life insurance
    Patent number: 8543425
    Abstract: Disclosed are systems and methods to provide life insurance. The systems and methods provide techniques to provide an accurate quote to a customer over a website and then allow the customer to complete an application on the website and have that application submitted, while satisfying appropriate state regulations, without the customer having to do anything more.
    Type: Grant
    Filed: October 8, 2007
    Date of Patent: September 24, 2013
    Assignee: United Services Automobile Association
    Inventors: Nora Hacker, Robert J. Eckelbarger, Richard Wright, Jeffrey Blattner