Patents by Inventor Robert J. Larson
Robert J. Larson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12093998Abstract: In some embodiments, one or more user interfaces for facilitating personal payment transactions may be provided. In some embodiments, one or more first interfaces may be generated for a payer to effectuate a personal payment transaction. A location of a user device associated with the payer may be obtained. Based on the obtained location of the user device, one or more suggested payees for presentation on the first interfaces may be provided. An indication of a selected payee (from the suggested payees) may be obtained from the payer via the first interfaces. Options to fund a personal payment to the selected payee may be provided for presentation on the first interfaces. One or more options for routing the personal payment associated with the personal payment transaction may be provided to the payer via the first interfaces.Type: GrantFiled: September 8, 2022Date of Patent: September 17, 2024Assignee: Capital One Services, LLCInventors: Gagan Kanjlia, Scott Zimmer, Robert J. Larson, Alexander S. Wilson, Vishal Puri, Jay F. Pober
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Publication number: 20230105919Abstract: In some embodiments, one or more user interfaces for facilitating personal payment transactions may be provided. In some embodiments, one or more first interfaces may be generated for a payer to effectuate a personal payment transaction. A location of a user device associated with the payer may be obtained. Based on the obtained location of the user device, one or more suggested payees for presentation on the first interfaces may be provided. An indication of a selected payee (from the suggested payees) may be obtained from the payer via the first interfaces. Options to fund a personal payment to the selected payee may be provided for presentation on the first interfaces. One or more options for routing the personal payment associated with the personal payment transaction may be provided to the payer via the first interfaces.Type: ApplicationFiled: September 8, 2022Publication date: April 6, 2023Applicant: Capital One Services, LLCInventors: Gagan KANJLIA, Scott ZIMMER, Robert J. LARSON, Alexander S. WILSON, Vishal PURI, Jay F. POBER
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Patent number: 11538102Abstract: Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In some embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.Type: GrantFiled: September 23, 2020Date of Patent: December 27, 2022Assignee: Capital One Services, LLCInventors: Gagan Kanjlia, Scott Zimmer, Robert J. Larson, Alexander S. Wilson, Vishal Puri, Jay F. Pober
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Publication number: 20210004898Abstract: Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In some embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.Type: ApplicationFiled: September 23, 2020Publication date: January 7, 2021Applicant: Capital One Services, LLCInventors: Gagan KANJLIA, Scott ZIMMER, Robert J. LARSON, Alexander S. WILSON, Vishal PURI, Jay F. POBER
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Patent number: 10885579Abstract: Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.Type: GrantFiled: October 22, 2018Date of Patent: January 5, 2021Assignee: Capital One Services, LLCInventors: Gagan Kanjlia, Scott Zimmer, Robert J. Larson, Alexander S. Wilson, Vishal Puri, Jay F. Pober
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Patent number: 10586278Abstract: Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.Type: GrantFiled: October 19, 2018Date of Patent: March 10, 2020Assignee: Capital One Services, LLC.Inventors: Gagan Kanjlia, Scott Zimmer, Robert J. Larson, Alexander S. Wilson, Vishal Puri, Jay F. Pober
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Patent number: 10565571Abstract: Systems, processes, and computer programs are disclosed for facilitating personal payment transactions. In some embodiments, disclosed embodiments may provide an interface dialog engine for providing a dynamic and customized interface for effecting the personal payment transaction; a funding source engine for providing options to fund the payment; an payee identity engine for identifying the intended payee receiving the payment; a routing option engine for providing options to route the payment; and a messaging engine for providing channels for related parties to the personal payment transaction to communicate.Type: GrantFiled: December 17, 2013Date of Patent: February 18, 2020Assignee: Capital One Services, LLCInventors: Gagan Kanjlia, Scott Zimmer, Robert J Larson, Alexander S. Wilson, Vishal Puri, Jay F. Pober
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Publication number: 20190057442Abstract: Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.Type: ApplicationFiled: October 19, 2018Publication date: February 21, 2019Inventors: Gagan KANJLIA, Scott ZIMMER, Robert J. LARSON, Alexander S. WILSON, Vishal PURI, Jay F. POBER
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Publication number: 20190057443Abstract: Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.Type: ApplicationFiled: October 22, 2018Publication date: February 21, 2019Inventors: Gagan KANJLIA, Scott ZIMMER, Robert J. LARSON, Alexander S. WILSON, Vishal PURI, Jay F. POBER
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Patent number: 10068288Abstract: Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.Type: GrantFiled: December 17, 2013Date of Patent: September 4, 2018Assignee: Capital One Financial CorporationInventors: Gagan Kanjlia, Scott Zimmer, Robert J. Larson, Alexander S. Wilson, Vishal Puri, Jay Pober
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Publication number: 20180150809Abstract: Systems, processes, and computer programs are disclosed for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may provide an interface dialog engine for providing a dynamic and customized interface for effecting the personal payment transaction and a funding source engine for providing options to fund the payment. The disclosed embodiments may also provide a payee identity engine for identifying the intended payee receiving the payment and a routing option engine for providing options to route the payment. The embodiments may also provide a messaging engine for providing channels for related parties to the personal payment transaction to communicate.Type: ApplicationFiled: January 25, 2018Publication date: May 31, 2018Applicant: Capital One Services, LLCInventors: Gagan KANJLIA, Scott Zimmer, Robert J. Larson, Alexander S. Wilson, Vishal Puri, Jay F. Pober
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Publication number: 20150202855Abstract: A paint sample sheet is provided in several sizes, from an eighteen-inch square to a panel two feet wide and eight feet long, with a peel-and-stick backing or adhesive strips. The user may peel off the backing, hang the sheet on the wall, and then place various items of decor next to it, to determine whether the color will look good with the existing decor, and under various lighting conditions. The nature of the adhesive strips enables the user to reposition the sheet on various walls. Packages of multiple sheets in an array of complementary colors may be provided together as a set.Type: ApplicationFiled: January 20, 2015Publication date: July 23, 2015Inventors: Bonnie S. Larson, Robert J. Larson
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Publication number: 20140244480Abstract: Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.Type: ApplicationFiled: May 1, 2014Publication date: August 28, 2014Applicant: Capital One Financial CorporationInventors: Gagan KANJLIA, Scott Zimmer, Robert J. Larson, Alexander S. Wilson, Vishal Puri
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Publication number: 20140172693Abstract: Systems, processes, and computer programs are disclosed for facilitating personal payment transactions. In some embodiments, disclosed embodiments may provide an interface dialog engine for providing a dynamic and customized interface for effecting the personal payment transaction; a funding source engine for providing options to fund the payment; an payee identity engine for identifying the intended payee receiving the payment; a routing option engine for providing options to route the payment; and a messaging engine for providing channels for related parties to the personal payment transaction to communicate.Type: ApplicationFiled: December 17, 2013Publication date: June 19, 2014Applicant: Capital One Financial CorporationInventors: Gagan KANJLIA, Scott Zimmer, Robert J. Larson, Alexander S. Wilson, Vishal Puri
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Publication number: 20140172694Abstract: Systems, processes, and computer programs are disclosed for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may provide an interface dialog engine for providing a dynamic and customized interface for effecting the personal payment transaction and a funding source engine for providing options to fund the payment. The disclosed embodiments may also provide a payee identity engine for identifying the intended payee receiving the payment and a routing option engine for providing options to route the payment. The embodiments may also provide a messaging engine for providing channels for related parties to the personal payment transaction to communicate.Type: ApplicationFiled: December 17, 2013Publication date: June 19, 2014Applicant: Capital One Financial CorporationInventors: Gagan KANJLIA, Scott ZIMMER, Robert J. LARSON, Alexander S. WILSON, Vishal PURI
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Publication number: 20140172695Abstract: Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.Type: ApplicationFiled: December 17, 2013Publication date: June 19, 2014Applicant: Capital One Financial CorporationInventors: Gagan KANJLIA, Scott ZIMMER, Robert J. LARSON, Alexander S. WILSON, Vishal PURI
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Publication number: 20130341370Abstract: An organizer attachment for a shopping cart for securing desired items, such as a grocery list and/or shopping coupons, as well as possibly other device such as a writing utensil, locator, calculator, or price tracker. The organizer attachment is coupled to a desired surface, such as a portion of a shopping cart. The organizer may be removable or positionable to accommodate a stored configuration of the cart. The organizer includes one or more retention areas for retaining the desired items to the organizer.Type: ApplicationFiled: March 28, 2013Publication date: December 26, 2013Inventor: Robert J. Larson
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Patent number: 4448372Abstract: An aircraft vertical fin-fuselage structural integration system wherein a plurality of vertical tail fin spars, extending transversely across the fin and fuselage and substantially parallel to the longitudinal axis of the fin, are integrally connected directly to the fuselage pressure bulkhead so as to directly transmit or transfer the vertical fin and horizontal stabilizer empennage loads to the fuselage structural network. The system can be adapted to any type of aircraft, and in the case of an aircraft of the BOEING 727 class, the spars accommodate the air intake S-duct operatively associated with the craft's rear engine housed within the rearwardmost portion of the fuselage. The spars also have their lateral configurations fabricated so as to match the fuselage loft lines.Type: GrantFiled: September 30, 1981Date of Patent: May 15, 1984Assignee: The Boeing CompanyInventor: Robert J. Larson