Patents by Inventor Robert J. MacKenzie

Robert J. MacKenzie has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8744914
    Abstract: Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer via consumer-readable communications. In one embodiment, a payment terminal proximate the point of sale communicates a transaction information signal to the mobile device. The mobile device communicates the transaction information to the consumer in a consumer-readable format such as audible sound waves. In some embodiments, the consumer-readable communications include requests for consumer input. The consumer input is received by an input device proximate the mobile device and communicated to the payment terminal. In some embodiments consumer input is received by the payment terminal as well as the mobile device, and in some embodiments, the consumer chooses whether to use the mobile device as an interface or only to use the payment terminal.
    Type: Grant
    Filed: January 28, 2010
    Date of Patent: June 3, 2014
    Assignee: Bank of America Corporation
    Inventors: Felix A. Mon, Robert J. Mackenzie, Susan Smith Thomas, Jason Michael Ackiss, Maile George, Robert Fleetwood Armstrong, Kazi M. Ariff, Erik Stephen Ross
  • Patent number: 8738450
    Abstract: Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer in an audible format. The system includes a consumer device and a payment terminal located proximate the point of sale. The consumer device, either a mobile device carried by the consumer or an immobile device also located proximate the point of sale, communicates with the payment terminal and receives transaction information such as product identity or amount information. The consumer device then produces sound waves audible to the consumer based on the communicated transaction information using one or more private and/or public listening devices. This audible transaction process can be performed automatically during a transaction or can be implemented based on consumer preference.
    Type: Grant
    Filed: January 28, 2010
    Date of Patent: May 27, 2014
    Assignee: Bank of America Corporation
    Inventors: Felix A. Mon, Robert J. MacKenzie, Susan Smith Thomas, Carl Frederick, II, Jason Michael Ackiss, Maile George, Robert Fleetwood Armstrong, Erik Stephen Ross
  • Publication number: 20110184819
    Abstract: Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer in an audible format. The system includes a consumer device and a payment terminal located proximate the point of sale. The consumer device, either a mobile device carried by the consumer or an immobile device also located proximate the point of sale, communicates with the payment terminal and receives transaction information such as product identity or amount information. The consumer device then produces sound waves audible to the consumer based on the communicated transaction information using one or more private and/or public listening devices. This audible transaction process can be performed automatically during a transaction or can be implemented based on consumer preference.
    Type: Application
    Filed: January 28, 2010
    Publication date: July 28, 2011
    Applicant: Bank of America Corporation
    Inventors: Felix A. Mon, Robert J. MacKenzie, Susan Smith Thomas, Carl Frederick, II, Jason Michael Ackiss, Maile George, Robert Fleetwood Armstrong, Erik Stephen Ross
  • Publication number: 20110184820
    Abstract: Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer via consumer-readable communications. In one embodiment, a payment terminal proximate the point of sale communicates a transaction information signal to the mobile device. The mobile device communicates the transaction information to the consumer in a consumer-readable format such as audible sound waves. In some embodiments, the consumer-readable communications include requests for consumer input. The consumer input is received by an input device proximate the mobile device and communicated to the payment terminal. In some embodiments consumer input is received by the payment terminal as well as the mobile device, and in some embodiments, the consumer chooses whether to use the mobile device as an interface or only to use the payment terminal.
    Type: Application
    Filed: January 28, 2010
    Publication date: July 28, 2011
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Felix A. Mon, Robert J. MacKenzie, Susan Smith Thomas, Jason Michael Ackiss, Maile George, Robert Fleetwood Armstrong, Kazi M. Ariff, Erik Stephen Ross
  • Patent number: 6487976
    Abstract: A cam bar assembly for transferring a trolley from driving engagement with a first chain to driving engagement with a second chain wherein the cam bar assembly includes a cam bar having a first longitudinal axis, a cam surface centered about the first longitudinal axis, a second longitudinal axis, and a cam face centered about the second longitudinal axis. The second longitudinal axis is offset from the first longitudinal axis. The present invention is also directed to a power and free conveyor having the cam bar assembly as well as a drive trolley disposed within a free track for movement in a driven direction and having a retractable surface movable between an engaging position and a retracted position. The power and free conveyor also includes a first drive chain, a second drive chain, and a transfer zone having an entrance and an exit.
    Type: Grant
    Filed: October 13, 2000
    Date of Patent: December 3, 2002
    Assignee: Jervis B. Webb Company
    Inventors: Rodney K. Robison, James P. Fahner, Jeffrey F. Kaufman, Robert J. MacKenzie, Greg A. Whitehead