Abstract: This application provides an electronic wallet or passport case for controlling the opening, unlocking and locking of enclosures such as luggage, briefcases, lockers, cases, cabinets, vehicles, buildings, homes and with indirect operational control by the means of a smartphone, tablet or any personal computing device. More particularly, a Smartphone Controlled Biometric and Bluetooth Enabled Locking Smart Wallet System is provided. The Smartphone Controlled Biometric and Bluetooth Enabled Locking Smart Wallet System includes a biometric based finger print authentication module, and a Bluetooth communications enabled module, to prevent a non-owner or unauthorized user from accessing the device, along with mobile applications to control the Smart Wallet System using a smartphone. The smart wallet equipped unit may be replaced by any locking case such as a briefcase or luggage.

Abstract: This application provides an electronic wallet or passport case for controlling the opening, unlocking and locking of enclosures such as luggage, briefcases, lockers, cases, cabinets, vehicles, buildings, homes and with indirect operational control by the means of a smartphone, tablet or any personal computing device. More particularly, a Smartphone Controlled Biometric and Bluetooth Enabled Locking Smart Wallet System is provided. The Smartphone Controlled Biometric and Bluetooth Enabled Locking Smart Wallet System includes a biometric based finger print authentication module, and a Bluetooth communications enabled module, to prevent a non-owner or unauthorized user from accessing the device, along with mobile applications to control the Smart Wallet System using a smartphone. The smart wallet equipped unit may be replaced by any locking case such as a briefcase or luggage.

Abstract: Systems and methods for performing financial transactions are provided. In one embodiment, the invention provides a method for processing token data for a bank card transaction, the method includes: receiving a string of first token data from a token at a token reader; modifying the first token data and generating second token data, the second token data including modified token data; performing a modulo arithmetic operation on the second token data and determining a mod 10 check digit that will cause a modulo arithmetic check of the second token data to yield the same result as the modulo arithmetic check would yield on the first token data; and inserting the mod 10 check digit in the second data string and forwarding the second data string for the transaction.

Abstract: A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CPI, SDP and CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems and POS terminals transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.

Abstract: A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CPI, SDP and CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems and POS terminals transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.

Abstract: A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CPI, SDP and CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems and POS terminals transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.

Abstract: A magnetic stripe card manual swipe reader (MSR) unit capable of attaching to and communicating with a conventional personal digital assistant (PDA) from various manufacturers, using only the electrical power available as supplied by the PDA device, and capable of effective electrical power management and conservation operations. Additionally, this PDA attachable MSR unit is capable of recognizing multiple magnetic encoding formats and data record formats and converting said formats to a standardized output format, includes the capability of updating and adding new formats while in field service, and is readily allows verifying card data and encoding sensitive material prior to transmission to the PDA. These custom formats can then be used to fulfill current needs in age verification, law enforcement, security, and numerous other applications.

Abstract: A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CPI, SDP and CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems and POS terminals transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.

Abstract: A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CPI, SDP and CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems and POS terminals transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.

Abstract: A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.

Abstract: A magnetic stripe card manual swipe reader (MSR) unit capable of attaching to and communicating with a conventional personal digital assistant (PDA) from various manufacturers, using only the electrical power available as supplied by the PDA device, and capable of effective electrical power management and conservation operations. Additionally, this PDA attachable MSR unit is capable of recognizing multiple magnetic encoding formats and data record formats and converting said formats to a standardized output format, includes the capability of updating and adding new formats while in field service, and is readily allows verifying card data and encoding sensitive material prior to transmission to the PDA. These custom formats can then be used to fulfill current needs in age verification, law enforcement, security, and numerous other applications.

Abstract: A magnetic stripe card manual swipe reader (MSR) unit capable of attaching to and communicating with a conventional personal digital assistant (PDA) from various manufacturers, using only the electrical power available as supplied by the PDA device, and capable of effective electrical power management and conservation operations. Additionally, this PDA attachable MSR unit is capable of recognizing multiple magnetic encoding formats and data record formats and converting said formats to a standardized output format, includes the capability of updating and adding new formats while in field service, and is readily allows verifying card data and encoding sensitive material prior to transmission to the PDA. These custom formats can then be used to fulfill current needs in age verification, law enforcement, security, and numerous other applications.

Abstract: A method and apparatus for placing and later determining the distance between transitions from a first logical state to a second logical state stored on a medium, for example, a document. This determination is used to precisely characterize the information pattern in order to authenticate the information and the medium on which the information is stored. The invention uses a reader having a leading and trailing read apparatus, which allow information to be read simultaneously from two or more locations spaced a known distance apart. The distance between the center lines of each read apparatus is preferably an odd integer multiple of one half the distance between logical clock transitions. The distance between a first transition at the leading read apparatus and a next transition at the trailing read apparatus is used as a reference, hence given the term the “Reference Value”. The Reference Value is compared with the distance between the first transition and a second transition on the medium.

Abstract: A method and apparatus for placing and later determining the distance between transitions from a first logical state to a second logical state stored on a medium, for example, a document. This determination is used to precisely characterize the information pattern in order to authenticate the information and the medium on which the information is stored. The invention uses a reader having a leading and trailing read apparatus, which allow information to be read simultaneously from two or more locations spaced a known distance apart. The distance between the center lines of each read apparatus is preferably an odd integer multiple of one half the distance between logical clock transitions. The distance between a first transition at the leading read apparatus and a next transition at the trailing read apparatus is used as a reference, hence given the term the “Reference Value”. The Reference Value is compared with the distance between the first transition and a second transition on the medium.

Abstract: A magnetic stripe card manual swipe reader (MSR) unit capable of attaching to and communicating with a conventional personal digital assistant (PDA) from various manufacturers, using only the electrical power available as supplied by the PDA device, and capable of effective electrical power management and conservation operations. Additionally, this PDA attachable MSR unit is capable of recognizing multiple magnetic encoding formats and data record formats and converting said formats to a standardized output format, includes the capability of updating and adding new formats while in field service, and is readily allows verifying card data and encoding sensitive material prior to transmission to the PDA. These custom formats can then be used to fulfill current needs in age verification, law enforcement, security, and numerous other applications.

Abstract: A magnetic head assembly with dual parallelogram supporting structure device and method of making the same has a single or multiple track magnetic stripe read head transducer mounted to a support structure by a dual parallelogram spring structure. This dual spring structure allows the head to move perpendicularly and rotationally to the magnetic stripe while preventing the head from rotating in the y direction, namely, preventing lateral movement. The novel magnetic head assembly is produced using a rapid and accurate assembly without the use of mounting screws in single and multiple track configurations. The unique spring also reduces wear on the magnetic heads which increases the functional life of the unit. The simple construction allows inexpensive manufacture of the magnetic head assembly, yet the durability of available manufacturing materials and the structure of the spring provide the magnetic head assembly with a long useful life, requiring little or no maintenance expense or upkeep.

Abstract: A method and apparatus for determining the distance between transitions from a first logical state to a second logical state stored on a medium (i.e., a document). This determination is used to precisely characterize the information pattern in order to authenticate the information and the medium on which the information is stored. The invention uses a reader having a leading and trailing read apparatus which allow information to be read simultaneously from two or more locations spaced a known distance apart. The distance between the centerlines of each read apparatus is preferably an odd integer multiple of one half the distance between logical clock transitions. The distance between a first transition at the leading read apparatus and a next transition at the trailing read apparatus is used as a reference (i.e., the “Reference Value”). The Reference Value is compared with the distance between the first transition and the next transition on the medium (i.e., the “Jitter Value”).

Abstract: A motorized card reader/encoder mechanism of novel design utilizes a positionable card handling system to perform card reading and/or encoding operations efficiently and with minimal space requirements. In a preferred configuration, the card mechanism includes a generally rotatable guide assembly having a card path for receiving and transporting a card for read/encode operations, and optionally, a generally fixed throat assembly for directing a card to the card guide assembly. The guide assembly is rotatable between a plurality of positions including a card transfer position wherein the guide assembly is in generally adjacent alignment with the throat assembly, a card read/encode position wherein the guide assembly is in a rotated position not in substantial alignment with the throat assembly, and a card retention position wherein the guide assembly card path is oriented generally vertically in order to transfer a card to a card capture bin.

Abstract: A high channel density magnetic head includes a housing made from non-magnetic material having a plurality of grooves formed therein, a plurality of shield assemblies mounted in the grooves, and a plurality of magnetic core elements arranged between the shield assemblies outside the grooves. The magnetic core elements are positioned using a pair of close tolerance tools having grooves and slots formed therein to receive and positionally restrain the magnetic core elements during assembly.

Abstract: A magnetic stripe head assembly comprised of a support having a plurality of transducer heads mounted on leaf springs attached at one end to the support and at the opposite end to the transducer heads. The leaf springs permit individual translation of each transducer head to compensate for deformities in recorded material. The opposite side of the support provides a stop to limit the translation of the individual transducer head. A pair of gimbal sockets are provided on the support to permit the transducer head assembly to be pivotally mounted.